Community Bank of Wichita, Inc.
BankRegReports is independent of Community Bank of Wichita, Inc. and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
Community Bank of Wichita, Inc. is an FDIC-insured commercial bank headquartered in Wichita, KS, supervised by the FDIC, with $128.3M in total assets at Q2 2026, up 10.1% from Q2 2025, the 121st largest of 182 banks headquartered in Kansas. It was established in 1999 and holds FDIC certificate 35118. Its CET1 capital ratio was 10.96% at Q2 2026, above regulatory requirements.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 35118
- Headquarters
- Wichita, KS
- Established
- 1999
- Total assets, Q2 2026
- $128.3M
- Assets vs Q2 2025
- +10.1%
- CET1 ratio, Q2 2026
- 10.96%
- Domestic offices
- 2 · Community Bank of Wichita, Inc. branches FDIC institution directory, current count
- Routing number
- 101114879
- Safety and soundness
- Is Community Bank of Wichita, Inc. safe?
- Latest call report
- Q2 2026, FFIEC 051 · Community Bank of Wichita, Inc. Q3 2026 call report, filed October 6, 2026 (preliminary)
- Holding company
- COMMUNITY STATE BANCSHARES, INC.
- Asset rank in state
- 121st of 182 in Kansas
Community Bank of Wichita, Inc. operates with a thinner capital cushion than most banks of its size. It reported $128 million in assets at June 30, 2026, up 10.1% from a year earlier. It holds common equity equal to 10.96% of its risk-weighted assets, lower than about 9 in 10 of the 2,627 banks with $100 million to $1 billion in assets (median 15.11%). It also grew its loan book 13.9% over the year, 2.5 times the median of 5.5% for banks its size.
Earnings jumped: net income for the quarter was $452,000, 61% above the same quarter a year earlier. Over the same year, loans grew 13.9% and deposits grew 9.9%. Funding is the softer spot: it pays an average of 2.42% on its deposits and borrowings, higher than about three-quarters of banks its size (median 1.80%).
As of June 30, 2026, Community Bank of Wichita, Inc. reported a CET1 capital ratio of 10.96%, a return on assets of 1.40%, a nonperforming-loan ratio of 0.72% and a Texas ratio of 6.41%. The figures come from its call report filed with the FFIEC.
Of the 182 banks headquartered in Kansas, Community Bank of Wichita, Inc. is the 121st largest by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets rose 1.7% to $128.3M, loans rose 4.1% and deposits rose 1.8%. The largest part of its loan book on June 30, 2026 was 1-4 family residential loans, at 41.0% of total loans, ahead of owner-occupied commercial real estate loans at 16.1%. The FDIC Summary of Deposits lists 2 offices for it, in Wichita, KS and Haysville, KS; its Wichita office books 76% of its branch deposits. By the capital ratios in its Q2 2026 call report, Community Bank of Wichita, Inc. meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 11330 E 21st St N, Wichita, KS 67206
- County
- Sedgwick
- Metro Area
- Wichita, KS
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 051
- Established
- August 16, 1999
- Domestic offices
- 2 FDIC institution directory, current count
- Employees (FTE)
- 21
- Domestic deposits
- $117.6M
- Allowance for credit losses
- $1.2M
- Net charge-offs (YTD)
- $87K
- Average total assets
- $129.2M
- Average total loans
- $101.9M
- Average interest-bearing deposits
- $95.0M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- August 16, 1999
- FDIC Cert
- 35118
- Fed RSSD
- 2775692
- Website
- www.cbw.bank →
- Parent Holding Company
- COMMUNITY STATE BANCSHARES, INC. (RSSD 2774305)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Community Bank of Wichita, Inc.'s total assets ran between $105.5M (Q4 2023) and $128.3M (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$128.3M total assets against $116.6M; $118.3M total liabilities against $107.6M.
$102.6M net loans and leases against $89.9M; $117.6M total deposits against $107.1M.
$16.0M securities against $13.3M; $4.3M cash and balances due against $8.0M.
$2.1M total interest income against $1.8M; $713K total interest expense against $678K.
$1.4M net interest income against $1.1M.
$103K total noninterest income against $86K; $866K total noninterest expense against $822K.
$41K provision for credit losses against $3K.
$452K net income against $281K.
1.40% return on assets against 0.98%; 4.53% net interest margin against 4.03%.
10.96% CET1 capital ratio; 8.64% tier 1 leverage ratio against 8.99%.
Inside the full Community Bank of Wichita, Inc. terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeCommunity Bank of Wichita, Inc. rankings
Its closest position to the top of a national ranking is 1,059 of 3,640, for Texas Ratio; its furthest is 1,965 of 2,134, for CET1 ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.87% (Q1 2025) to 1.40% (Q2 2026) and its net interest margin ran from 3.97% (Q3 2024) to 4.53% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 10.96% | 1.40% | 0.72% | 6.41% | 4.53% |
| Q1 2026 | 11.06% | 1.08% | 1.11% | 10.11% | 4.30% |
| Q4 2025 | 11.03% | 1.08% | 0.42% | 3.87% | 4.29% |
| Q3 2025 | — | 1.17% | 0.52% | 4.53% | 4.23% |
| Q2 2025 | — | 0.98% | 0.83% | 6.67% | 4.03% |
| Q1 2025 | — | 0.87% | 0.53% | 4.52% | 3.97% |
| Q4 2024 | — | 1.08% | 0.53% | 4.76% | 4.17% |
| Q3 2024 | 12.04% | 0.97% | 0.96% | 8.06% | 3.97% |
Swipe the table sideways to see every column.
Branch Network
View all 2 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Community Bank of Wichita, Inc. (main office) | Wichita , KS | 67206 | $89.0M |
| Community Bank - Haysville | Haysville , KS | 67060 | $28.6M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.1% of deposits in KS, rank 145 of 231 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 69 applications, 65 loans originated, $18.1M originated, across 3 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 1 loans, $15K approved, $15K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2022 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
Add this badge to your website
Free to use. It shows Community Bank of Wichita, Inc.’s latest filed figures and updates each quarter.
Similar banks
Frequently asked about Community Bank of Wichita, Inc.
What are Community Bank of Wichita, Inc.'s total assets?
As of the Q2 2026 filing, Community Bank of Wichita, Inc. reported total assets of $128.3 million in its FFIEC call report.
Where is Community Bank of Wichita, Inc. headquartered?
It is headquartered in Wichita, KS, United States.
When was Community Bank of Wichita, Inc. founded?
It was established in 1999, per the FDIC institution directory.
Is Community Bank of Wichita, Inc. FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #35118). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Community Bank of Wichita, Inc.?
Community Bank of Wichita, Inc.'s primary federal regulator is the FDIC.
What is Community Bank of Wichita, Inc.'s CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 10.96% in its Q2 2026 call report, above regulatory requirements.
How many branches does Community Bank of Wichita, Inc. operate?
It operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Community Bank of Wichita, Inc.'s Texas Ratio?
Its Texas Ratio is 6.41% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
Go deeper on Community Bank of Wichita, Inc.
Get an email when Community Bank of Wichita, Inc. files its next call report, and benchmark it against any peer you choose.
Unlock Community Bank of Wichita, Inc., freeFree account