Community Bank of Wichita, Inc.: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The biggest quarter-over-quarter change on this page was a small one: Net interest margin edged down 0.09 percentage points between Q2 2026 and Q3 2026, to 4.44%. Within Kansas, Community Bank of Wichita, Inc. is 42nd of 182 on net interest margin, 4.44% as of Q3 2026, above the middle of the field. Community Bank of Wichita, Inc. reported 4.44% on net interest margin for Q3 2026, 0.49 points above the 3.95% median for banks in the $100M-1B asset tier; the peer median is as of Q2 2026.
Asset yields
| Line item | Q3 2026 |
|---|---|
| Yield on earning assets | 6.72% |
| Yield on loans | 7.54% |
| Yield on securities | 2.97% |
Funding costs
| Line item | Q3 2026 |
|---|---|
| Cost of funds | 2.42% |
| Cost of interest-bearing deposits | 3.02% |
| Cost of interest-bearing liabilities | 3.02% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q3 2026 |
|---|---|
| Net interest margin | 4.44% |
| Yield to cost spread | 3.70% |
Interest income and expense
| Line item | Q3 2026 |
|---|---|
| Interest income on loans | $1.9M |
| Total interest expense | $719K |
| Interest expense on deposits | $719K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q4 2023 | 5.94% | 1.83% | 4.23% | 6.63% | 1.51% |
| Q1 2024 | 5.87% | 2.06% | 3.94% | 6.52% | 1.70% |
| Q2 2024 | 6.11% | 2.31% | 3.94% | 6.80% | 1.74% |
| Q3 2024 | 6.20% | 2.35% | 3.97% | 6.93% | 2.22% |
| Q4 2024 | 6.43% | 2.41% | 4.17% | 7.28% | 2.38% |
| Q1 2025 | 6.45% | 2.59% | 3.97% | 7.33% | 2.47% |
| Q2 2025 | 6.49% | 2.61% | 4.03% | 7.35% | 2.32% |
| Q3 2025 | 6.68% | 2.61% | 4.23% | 7.64% | 2.47% |
| Q4 2025 | 6.68% | 2.53% | 4.29% | 7.62% | 2.78% |
| Q1 2026 | 6.60% | 2.54% | 4.30% | 7.41% | 2.84% |
| Q2 2026 | 6.83% | 2.42% | 4.53% | 7.66% | 2.91% |
| Q3 2026 | 6.72% | 2.42% | 4.44% | 7.54% | 2.97% |
Community Bank of Wichita, Inc. yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Community Bank of Wichita, Inc., freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Community Bank of Wichita, Inc. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 35118) · FFIEC NIC profile (RSSD 2775692)