Community Bank of Wichita, Inc.: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Accumulated other comprehensive income dropped 32.7% in Q3 2026, from -$1.1M to -$1.5M. It was the largest change from Q2 2026 among the key lines here.
Risk-based capital ratios
| Line item | Q3 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 8.74% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q3 2026 |
|---|---|
| Common equity Tier 1 capital | $11.5M |
| Tier 1 capital | $11.5M |
| Total risk-based capital | — |
| Total equity capital | $9.9M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q3 2026 |
|---|---|
| Equity capital to total assets | 7.66% |
| Tangible equity to tangible assets | 7.66% |
| Equity capital to average assets | 7.62% |
| Internal capital growth rate | 12.30% |
Capital structure
| Line item | Q3 2026 |
|---|---|
| Common stock | $1.8M |
| Common stock surplus | $1.9M |
| Retained earnings | $7.7M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$1.5M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q4 2023 | 11.10% | 11.10% | 12.35% | 8.91% | $85.6M |
| Q1 2024 | 11.26% | 11.26% | 12.51% | 9.07% | $86.1M |
| Q2 2024 | 11.56% | 11.56% | 12.81% | 9.06% | $85.2M |
| Q3 2024 | 12.04% | 12.04% | 13.29% | 9.13% | $83.1M |
| Q4 2024 | — | — | — | 9.24% | — |
| Q1 2025 | — | — | — | 9.11% | — |
| Q2 2025 | — | — | — | 8.99% | — |
| Q3 2025 | — | — | — | 8.71% | — |
| Q4 2025 | 11.03% | 11.03% | 12.28% | 8.46% | $95.1M |
| Q1 2026 | 11.06% | 11.06% | 12.31% | 8.54% | $97.8M |
| Q2 2026 | 10.96% | 10.96% | 12.19% | 8.64% | $101.8M |
| Q3 2026 | — | — | — | 8.74% | — |
Community Bank of Wichita, Inc. regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Community Bank of Wichita, Inc., freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Community Bank of Wichita, Inc. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 35118) · FFIEC NIC profile (RSSD 2775692)