Community Bank of Wichita, Inc.: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Fed funds sold and reverse repos climbed 279.3% in Q3 2026, from $2.7M to $10.2M. It was the largest change from Q2 2026 among the key lines here. Community Bank of Wichita, Inc. ranks 67th of 182 Kansas banks on loan-to-deposit ratio, in the upper half at 81.88% (Q3 2026). At 81.88%, Community Bank of Wichita, Inc.'s loan-to-deposit ratio is close to the 80.94% median for banks in the $100M-1B asset tier (Q3 2026); the peer median is as of Q2 2026.
Liquid assets
| Line item | Q3 2026 |
|---|---|
| Cash and balances due from depository institutions | $11.4M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $27.9M |
| Fed funds sold and reverse repos | $10.2M |
| Fed funds sold and reverse repos to assets | 7.79% |
Borrowed funds
| Line item | Q3 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q3 2026 |
|---|---|
| Loan-to-deposit ratio | 81.88% |
| Net loans and leases to deposits | 80.88% |
| Loans and leases to core deposits | 100.05% |
| Core deposits to total deposits | 81.85% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q4 2023 | 98.50% | 83.95% | $2.3M | $4.9M |
| Q1 2024 | 92.01% | 82.29% | $0 | $4.5M |
| Q2 2024 | 88.50% | 79.99% | $0 | $3.0M |
| Q3 2024 | 84.54% | 80.71% | $0 | $0 |
| Q4 2024 | 85.33% | 81.73% | $0 | $0 |
| Q1 2025 | 81.68% | 75.63% | $0 | $0 |
| Q2 2025 | 85.09% | 76.41% | $0 | $0 |
| Q3 2025 | 84.00% | 76.98% | $0 | $0 |
| Q4 2025 | 87.86% | 77.59% | $0 | $0 |
| Q1 2026 | 86.23% | 80.00% | $0 | $0 |
| Q2 2026 | 88.20% | 82.44% | $0 | $0 |
| Q3 2026 | 81.88% | 81.85% | $0 | $0 |
Community Bank of Wichita, Inc. liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Community Bank of Wichita, Inc., freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Community Bank of Wichita, Inc. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 35118) · FFIEC NIC profile (RSSD 2775692)