Community Bank of Wichita, Inc.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Community Bank of Wichita, Inc. of Wichita, KS against its peer group of 2603 similarly-sized US banks as of Q3 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Ahead of the peer average, behind the median peer. | 1.32% | 1.25% | +0.07% | 38th below |
| ROAE | 17.32% | 13.21% | +4.11% | 69th above |
| Net Interest Margin | 4.44% | 3.95% | +0.49% | 73rd above |
| Efficiency Ratio Ahead of the peer average, behind the median peer. | 59.00% | 61.29% | -2.29% | 44th below |
| PPNR / Avg Assets | 1.91% | — | — | 61st above |
| Yield on Earning Assets | 6.72% | 5.68% | +1.04% | 90th top |
| Cost of Funds | 2.42% | 1.88% | +0.54% | 9th bottom |
| Net Interest Spread | 3.70% | — | — | 68th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.52% | 0.93% | -0.41% | 40th below |
| NPA / Total Assets | 0.39% | — | — | 39th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.09% | 0.16% | -0.07% | 20th bottom |
| ACL / Total Loans | 1.23% | — | — | 53rd above |
| ACL / NPLs (Coverage) | 237.20% | — | — | 47th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.85% | 7.37% | -2.52% | 34th below |
| Provision / NCO | 77.48% | — | — | 30th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 8.74% | 11.73% | -2.99% | 6th bottom |
| Equity / Assets | 7.66% | 10.97% | -3.31% | 16th bottom |
| TCE / Tangible Assets | 7.66% | — | — | 18th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 81.88% | 80.71% | +1.17% | 34th below |
| Core Deposit Ratio | 81.85% | 86.89% | -5.04% | 15th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.21% | — | — | 75th top |
| Loan Growth (Y/Y) | 4.85% | — | — | 45th below |
| Deposit Growth (Y/Y) | 7.56% | — | — | 76th top |
See Community Bank of Wichita, Inc.'s peers by name
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Unlock Community Bank of Wichita, Inc., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Community Bank of Wichita, Inc. profile, how to read a UBPR, or how this data updates.