Community Bank of Wichita, Inc.: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q3 2026 was in Reserve coverage of non-performing loans: 27.21 percentage points lower than in Q2 2026, at 237.20%. Community Bank of Wichita, Inc. ranks 116th of 182 Kansas banks on return on assets, in the lower half at 1.32% (Q3 2026). Community Bank of Wichita, Inc. reported 1.32% on return on assets for Q3 2026, 0.07 points above the 1.25% median for banks in the $100M-1B asset tier; the peer median is as of Q2 2026.
Capital adequacy
| Line item | Q3 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 8.74% |
| Equity capital to assets | 7.66% |
| Tangible equity to tangible assets | 7.66% |
Asset quality
| Line item | Q3 2026 |
|---|---|
| Non-performing loans to loans | 0.52% |
| Non-performing assets ratio | 0.39% |
| Net charge-off ratio | 0.09% |
| Texas ratio | 4.85% |
| Allowance for credit losses to loans | 1.23% |
| Reserve coverage of non-performing loans | 237.20% |
Earnings
| Line item | Q3 2026 |
|---|---|
| Return on assets | 1.32% |
| Return on equity | 17.32% |
| Net interest margin | 4.44% |
| Efficiency ratio | 59.00% |
| Yield on earning assets | 6.72% |
| Cost of funds | 2.42% |
Liquidity and funding
| Line item | Q3 2026 |
|---|---|
| Loan-to-deposit ratio | 81.88% |
| Core deposits to total deposits | 81.85% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 91.91% |
| Securities to assets | 12.65% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q4 2023 | 11.10% | 11.10% | 12.35% | 8.91% | 0.91% |
| Q1 2024 | 11.26% | 11.26% | 12.51% | 9.07% | 0.75% |
| Q2 2024 | 11.56% | 11.56% | 12.81% | 9.06% | 0.92% |
| Q3 2024 | 12.04% | 12.04% | 13.29% | 9.13% | 0.97% |
| Q4 2024 | — | — | — | 9.24% | 1.08% |
| Q1 2025 | — | — | — | 9.11% | 0.87% |
| Q2 2025 | — | — | — | 8.99% | 0.98% |
| Q3 2025 | — | — | — | 8.71% | 1.17% |
| Q4 2025 | 11.03% | 11.03% | 12.28% | 8.46% | 1.08% |
| Q1 2026 | 11.06% | 11.06% | 12.31% | 8.54% | 1.08% |
| Q2 2026 | 10.96% | 10.96% | 12.19% | 8.64% | 1.40% |
| Q3 2026 | — | — | — | 8.74% | 1.32% |
Community Bank of Wichita, Inc. vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Community Bank of Wichita, Inc., freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Community Bank of Wichita, Inc. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 35118) · FFIEC NIC profile (RSSD 2775692)