Hodge Bank & Trust Company
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Data as of · sourced from FFIEC call reports. How we update
Hodge Bank & Trust Company is an FDIC-insured commercial bank headquartered in Hodge, LA, established in 1965 (FDIC certificate 19354), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $127.6M, up 24.2% from Q2 2025, the 87th largest of 102 banks headquartered in Louisiana. It reports no CET1 ratio; its Tier 1 leverage ratio was 15.16% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 19354
- Headquarters
- Hodge, LA
- Established
- 1965
- Total assets, Q2 2026
- $127.6M
- Assets vs Q2 2025
- +24.2%
- Tier 1 leverage ratio, Q2 2026
- 15.16%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 111101128
- Latest call report
- Q2 2026, FFIEC 051 · Hodge Bank & Trust Company call report
- Holding company
- HODGE BANCSHARES, INC.
- Asset rank in state
- 87th of 102 in Louisiana
Hodge Bank & Trust Company is one of the more profitable banks of its size. It reported $128 million in assets at June 30, 2026, up 24.2% from a year earlier. It earns about $2.85 a year on every $100 of assets, about double the median of $1.28 for the 2,660 banks with $100 million to $1 billion in assets. It also spends about 42 cents to bring in each dollar of revenue, lower than about 9 in 10 banks its size (median 61 cents).
Earnings jumped: net income for the quarter was $889,000, 45% above the same quarter a year earlier. Problem loans eased: loans on nonaccrual or 90 or more days past due, net of government guarantees, were 1.85% of loans, down from 2.55% a year earlier. Credit is the area to watch: it carries problem assets equal to 8.4% of the capital and reserves that would absorb them, about triple the median of 2.6% for banks its size.
As of June 30, 2026, Hodge Bank & Trust Company reported a return on assets of 2.85%, a nonperforming-loan ratio of 1.85% and a Texas ratio of 8.38%. The figures come from its call report filed with the FFIEC.
Of the 102 banks headquartered in Louisiana, Hodge Bank & Trust Company is the 87th largest by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets rose 6.4% to $127.6M, loans rose 3.2% and deposits rose 6.9%. Its loan book on June 30, 2026 was led by 1-4 family residential loans, at 34.0% of total loans, followed by commercial and industrial loans at 26.9%. The FDIC Summary of Deposits lists a single office for it, in Hodge, LA. By the capital ratios in its Q2 2026 call report, Hodge Bank & Trust Company meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 4619 Quitman Hwy, Hodge, LA 71247
- County
- Jackson
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- No
- Federal Reserve district
- District 11, Dallas
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- January 26, 1965
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 14
- Domestic deposits
- $108.3M
- Allowance for credit losses
- $1.3M
- Net charge-offs (YTD)
- $401K
- Average total assets
- $124.6M
- Average total loans
- $85.1M
- Average interest-bearing deposits
- $88.1M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 26, 1965
- FDIC Cert
- 19354
- Fed RSSD
- 931355
- Website
- www.hodgebank.net →
- Parent Holding Company
- HODGE BANCSHARES, INC. (RSSD 1130678)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Hodge Bank & Trust Company reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Hodge Bank & Trust Company's total assets ran between $94.1M (Q3 2023) and $127.6M (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$127.6M total assets against $102.7M; $109.0M total liabilities against $85.5M.
$85.5M net loans and leases against $70.5M; $108.3M total deposits against $85.0M.
$28.9M securities against $17.9M; $12.0M cash and balances due against $13.2M.
$2.0M total interest income against $1.7M; $586K total interest expense against $476K.
$1.5M net interest income against $1.2M.
$79K total noninterest income against $85K; $646K total noninterest expense against $588K.
$0 provision for credit losses against $90K.
$889K net income against $611K.
2.85% return on assets against 2.36%; 4.69% net interest margin against 5.20%.
15.16% tier 1 leverage ratio against 16.99%.
Inside the full Hodge Bank & Trust Company terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeHodge Bank & Trust Company rankings
Its closest position to the top of a national ranking is 92 of 3,611, for ROA; its furthest is 3,461 of 4,196, for total assets.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 1.42% (Q4 2024) to 2.85% (Q2 2026) and its net interest margin ran from 4.41% (Q3 2024) to 5.48% (Q3 2025).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 15.16% | 2.85% | 1.85% | 8.38% | 4.69% |
| Q1 2026 | 15.37% | 2.21% | 2.19% | 9.71% | 4.87% |
| Q4 2025 | 15.66% | 1.53% | 2.49% | 10.67% | 4.99% |
| Q3 2025 | 17.29% | 2.72% | 2.55% | 10.58% | 5.48% |
| Q2 2025 | 16.99% | 2.36% | 2.55% | 9.90% | 5.20% |
| Q1 2025 | 17.15% | 2.70% | 2.13% | 8.22% | 4.54% |
| Q4 2024 | 17.08% | 1.42% | 2.18% | 8.54% | 4.62% |
| Q3 2024 | 17.26% | 2.16% | 2.33% | 8.41% | 4.41% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Hodge Bank & Trust Company (main office) | Hodge , LA | 71247 | $108.3M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in LA, rank 100 of 118 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 2 loans, $128K approved, $64K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 1994 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Hodge Bank & Trust Company
What are Hodge Bank & Trust Company's total assets?
As of the Q2 2026 filing, Hodge Bank & Trust Company reported total assets of $127.6 million in its FFIEC call report.
Where is Hodge Bank & Trust Company headquartered?
It is headquartered in Hodge, LA, United States.
When was Hodge Bank & Trust Company founded?
It was established in 1965, per the FDIC institution directory.
Is Hodge Bank & Trust Company FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #19354). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Hodge Bank & Trust Company?
Hodge Bank & Trust Company's primary federal regulator is the FDIC.
How many branches does Hodge Bank & Trust Company operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Hodge Bank & Trust Company's Texas Ratio?
Its Texas Ratio is 8.38% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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