Colfax Banking Company
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Data as of · sourced from FFIEC call reports. How we update
Colfax Banking Company is an FDIC-insured commercial bank headquartered in Colfax, LA, established in 1901 (FDIC certificate 8140), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $152.3M, down 0.1% from Q2 2025, the 84th largest of 102 banks headquartered in Louisiana. It reports no CET1 ratio; its Tier 1 leverage ratio was 11.05% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 8140
- Headquarters
- Colfax, LA
- Established
- 1901
- Total assets, Q2 2026
- $152.3M
- Assets vs Q2 2025
- -0.1%
- Tier 1 leverage ratio, Q2 2026
- 11.05%
- Domestic offices
- 5 FDIC institution directory, current count
- Routing number
- 111101636
- Holding company
- COMMUNITY BANCSHARES COMPANY
- Asset rank in state
- 84th of 102 in Louisiana
Colfax Banking Company, based in Colfax, Louisiana, reported $152 million in assets at June 30, 2026. It pays an average of 1.11% on its deposits and borrowings, lower than about three-quarters of the 2,660 banks with $100 million to $1 billion in assets (median 1.80%). It also carries problem assets equal to 0.2% of the capital and reserves that would absorb them, a small fraction of the median of 2.6% for banks its size.
Paper losses on its bond portfolio are shrinking: unrealized losses of $5.8 million equal 35% of Tier 1 capital, down from 45% a year earlier. Earnings fell sharply: quarterly net income of $296,000 was 32% below a year earlier. Costs are the weak spot: it spends about 78 cents to bring in each dollar of revenue, higher than about three-quarters of banks its size (median 61 cents).
As of June 30, 2026, Colfax Banking Company reported a return on assets of 0.78%, a nonperforming-loan ratio of 0.04% and a Texas ratio of 0.20%. The figures come from its call report filed with the FFIEC.
Of the 102 banks headquartered in Louisiana, Colfax Banking Company is the 84th largest by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets rose 0.8% to $152.3M, loans rose 3.6% and deposits rose 0.6%. 1-4 family residential loans made up 48.7% of its total loans on June 30, 2026, its largest category; next came farmland and other real estate loans at 11.6%. The FDIC Summary of Deposits lists 5 offices for it, in 4 cities in LA; its Colfax office books 62% of its branch deposits. Judged on its Q2 2026 call report, Colfax Banking Company meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 625 8th St, Colfax, LA 71417
- County
- Grant
- Metro Area
- Alexandria, LA
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- No
- Federal Reserve district
- District 11, Dallas
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- January 1, 1901
- Domestic offices
- 5 FDIC institution directory, current count
- Employees (FTE)
- 37
- Domestic deposits
- $138.1M
- Allowance for credit losses
- $328K
- Net charge-offs (YTD)
- $3K
- Average total assets
- $151.8M
- Average total loans
- $65.9M
- Average interest-bearing deposits
- $99.9M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 8140
- Fed RSSD
- 178356
- Website
- www.colfaxbanking.com →
- Parent Holding Company
- COMMUNITY BANCSHARES COMPANY (RSSD 2948254)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Colfax Banking Company reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Colfax Banking Company's total assets ran between $139.3M (Q3 2023) and $154.8M (Q4 2025), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$152.3M total assets against $152.5M; $138.6M total liabilities against $140.2M.
$68.4M net loans and leases against $68.0M; $138.1M total deposits against $139.7M.
$52.9M securities against $52.5M; $26.9M cash and balances due against $27.8M.
$1.7M total interest income against $1.7M; $381K total interest expense against $343K.
$1.3M net interest income against $1.4M.
$146K total noninterest income against $156K; $1.1M total noninterest expense against $1.1M.
-$1K provision for credit losses against $0.
$296K net income against $436K.
0.78% return on assets against 1.16%; 3.61% net interest margin against 3.76%.
11.05% tier 1 leverage ratio against 10.85%.
Inside the full Colfax Banking Company terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Held-to-maturity securities carry unrealized losses equal to more than a quarter of book equity. Because HTM is held at amortized cost, these losses are not reflected in reported capital, the dynamic that masked Silicon Valley Bank's insolvency before its March 2023 failure. BankRegReports analysis, HTM marks aren't a reported regulatory metric.
Colfax Banking Company rankings
Its closest position to the top of a national ranking is 3,277 of 4,196, for total assets; its furthest is 3,183 of 3,606, for efficiency ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 0.78% (Q2 2026) to 1.20% (Q3 2025) and its net interest margin ran from 3.61% (Q2 2026) to 3.87% (Q3 2025).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 11.05% | 0.78% | 0.04% | 0.20% | 3.61% |
| Q1 2026 | 10.88% | 0.89% | 0.05% | 0.22% | 3.64% |
| Q4 2025 | 11.13% | 0.81% | 0.04% | 1.08% | 3.78% |
| Q3 2025 | 11.05% | 1.20% | 0.19% | 0.96% | 3.87% |
| Q2 2025 | 10.85% | 1.16% | 0.22% | 1.17% | 3.76% |
| Q1 2025 | 10.61% | 0.98% | 0.20% | 1.09% | 3.64% |
| Q4 2024 | 11.17% | 0.87% | 0.21% | 1.17% | 3.63% |
| Q3 2024 | 11.10% | 1.02% | 0.06% | 0.34% | 3.68% |
Swipe the table sideways to see every column.
Branch Network
View all 5 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Colfax Banking Company (main office) | Colfax , LA | 71417 | $85.9M |
| Prospect Branch | Dry Prong , LA | 71423 | $23.6M |
| Pollock Branch | Pollock , LA | 71467 | $11.4M |
| Kingsville Branch | Pineville , LA | 71360 | $9.4M |
| Dry Prong Branch | Dry Prong , LA | 71423 | $7.7M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.1% of deposits in LA, rank 93 of 118 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 121 applications, 96 loans originated, $13.0M originated, across 1 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- Not on file
- Enforcement actions, SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Colfax Banking Company
What are Colfax Banking Company's total assets?
As of the Q2 2026 filing, Colfax Banking Company reported total assets of $152.3 million in its FFIEC call report.
Where is Colfax Banking Company headquartered?
It is headquartered in Colfax, LA, United States.
When was Colfax Banking Company founded?
It was established in 1901, per the FDIC institution directory.
Is Colfax Banking Company FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #8140). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Colfax Banking Company?
Colfax Banking Company's primary federal regulator is the FDIC.
How many branches does Colfax Banking Company operate?
It operates 5 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Colfax Banking Company's Texas Ratio?
Its Texas Ratio is 0.20% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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