Colfax Banking Company: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
The standout move of Q2 2026 was in Consumer: 4.34 percentage points higher than in Q1 2026, at 10.21%. Colfax Banking Company has the 11th lowest loan-to-deposit ratio of the 103 banks headquartered in Louisiana, at 49.77% as of Q2 2026. The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Colfax Banking Company sits 31.07 points lower, at 49.77% (Q2 2026).
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $68.7M |
| Net loans and leases | $68.4M |
| Loans held for sale | $0 |
| Loans to total assets | 45.13% |
| Loan-to-deposit ratio | 49.77% |
| Net loans to equity capital | 5.00% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 19.15% |
| Multifamily (5+ residential) | 2.66% |
| Commercial and industrial | 3.19% |
| Consumer | 10.21% |
| Credit cards | 0.00% |
| Farm | 11.57% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.65% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 57.18% |
| Construction concentration (Tier 1 capital + allowance) | 15.49% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 6.87% |
| Interest income on loans | $1.1M |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $62.3M | $129.2M | 27.45% | 4.17% | 7.29% |
| Q4 2023 | $61.8M | $131.9M | 24.45% | 4.28% | 7.57% |
| Q1 2024 | $62.5M | $142.7M | 24.50% | 3.95% | 7.36% |
| Q2 2024 | $65.6M | $135.9M | 22.90% | 3.68% | 7.53% |
| Q3 2024 | $66.4M | $131.3M | 22.51% | 3.44% | 7.23% |
| Q4 2024 | $66.3M | $138.1M | 22.19% | 3.17% | 7.26% |
| Q1 2025 | $67.2M | $139.4M | 21.51% | 3.49% | 7.14% |
| Q2 2025 | $68.3M | $139.7M | 21.86% | 3.36% | 6.58% |
| Q3 2025 | $68.2M | $139.0M | 19.37% | 3.35% | 6.05% |
| Q4 2025 | $68.5M | $140.9M | 19.57% | 3.24% | 5.81% |
| Q1 2026 | $66.4M | $137.3M | 19.59% | 3.40% | 5.87% |
| Q2 2026 | $68.7M | $138.1M | 19.15% | 3.19% | 10.21% |
Colfax Banking Company loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock Colfax Banking Company, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Colfax Banking Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 8140) · FFIEC NIC profile (RSSD 178356)