Colfax Banking Company: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The biggest quarter-over-quarter change on this page was a small one: Cost of interest-bearing deposits edged up 0.19 percentage points between Q1 2026 and Q2 2026, to 1.52%. Within Louisiana, Colfax Banking Company is 81st of 103 on net interest margin, 3.61% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 3.95% on net interest margin. Colfax Banking Company sits 0.34 points lower, at 3.61% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 4.66% |
| Yield on loans | 6.87% |
| Yield on securities | 2.45% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.11% |
| Cost of interest-bearing deposits | 1.52% |
| Cost of interest-bearing liabilities | 1.52% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.61% |
| Yield to cost spread | 3.14% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $1.1M |
| Total interest expense | $381K |
| Interest expense on deposits | $381K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.11% | 0.76% | 3.40% | 6.15% | 2.31% |
| Q4 2023 | 4.55% | 0.79% | 3.78% | 6.29% | 2.18% |
| Q1 2024 | 4.48% | 1.02% | 3.51% | 6.33% | 2.93% |
| Q2 2024 | 4.58% | 0.99% | 3.65% | 6.48% | 2.70% |
| Q3 2024 | 4.68% | 1.07% | 3.68% | 6.72% | 2.58% |
| Q4 2024 | 4.67% | 1.13% | 3.63% | 6.76% | 2.48% |
| Q1 2025 | 4.59% | 1.01% | 3.64% | 6.69% | 2.36% |
| Q2 2025 | 4.68% | 1.00% | 3.76% | 6.85% | 2.29% |
| Q3 2025 | 4.78% | 0.98% | 3.87% | 6.97% | 2.30% |
| Q4 2025 | 4.74% | 1.01% | 3.78% | 6.88% | 2.41% |
| Q1 2026 | 4.56% | 0.98% | 3.64% | 6.77% | 2.37% |
| Q2 2026 | 4.66% | 1.11% | 3.61% | 6.87% | 2.45% |
Colfax Banking Company yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Colfax Banking Company, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Colfax Banking Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 8140) · FFIEC NIC profile (RSSD 178356)