Colfax Banking Company: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Fed funds sold and reverse repos dropped 20.9% in Q2 2026, from $8.9M to $7.1M. It was the largest change from Q1 2026 among the key lines here. Colfax Banking Company has the 11th lowest loan-to-deposit ratio of the 103 banks headquartered in Louisiana, at 49.77% as of Q2 2026. Colfax Banking Company reported 49.77% on loan-to-deposit ratio for Q2 2026, 31.07 points below the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $26.9M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $79.8M |
| Fed funds sold and reverse repos | $7.1M |
| Fed funds sold and reverse repos to assets | 4.64% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 49.77% |
| Net loans and leases to deposits | 49.53% |
| Loans and leases to core deposits | 61.88% |
| Core deposits to total deposits | 80.42% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 48.24% | 81.81% | $0 | $0 |
| Q4 2023 | 46.86% | 83.29% | $0 | $0 |
| Q1 2024 | 43.79% | 85.62% | $0 | $0 |
| Q2 2024 | 48.30% | 82.62% | $0 | $0 |
| Q3 2024 | 50.53% | 81.60% | $0 | $0 |
| Q4 2024 | 48.03% | 82.21% | $0 | $0 |
| Q1 2025 | 48.16% | 82.14% | $0 | $0 |
| Q2 2025 | 48.90% | 81.74% | $0 | $0 |
| Q3 2025 | 49.06% | 81.61% | $0 | $0 |
| Q4 2025 | 48.61% | 81.85% | $0 | $0 |
| Q1 2026 | 48.33% | 80.79% | $0 | $0 |
| Q2 2026 | 49.77% | 80.42% | $0 | $0 |
Colfax Banking Company liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Colfax Banking Company, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Colfax Banking Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 8140) · FFIEC NIC profile (RSSD 178356)