State Bank & Trust Company
State Bank & Trust Company is a locally rooted FDIC-insured community bank based in Golden Meadow, LA. The Q1 2026 balance sheet stands at $155M in assets, including $101M in loans. Returns are notably above industry norms: 1.37% ROA, 15.92% ROE, and 3.92% NIM. Regulatory capital is solid — 15.76% CET1 and 17.02% total risk-based capital ratio. Credit metrics are in line with industry norms — 0.53% NPL ratio. It operates 4 branches, primarily in Louisiana.
Headquarters Profile
- Address
- 176 Washington Street, GOLDEN MEADOW, LA 70357
- County
- Lafourche
- Metro Area
- HOUMA-BAYOU CANE-THIBODAUX, LA
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 13
- Established
- January 16, 1953
- Branches
- 4 domestic
- Employees (FTE)
- 32
- FDIC Cert
- 17169
- Fed RSSD
- 485139
- Website
- www.sbtcajun.com →
- Parent Holding Company
- SBT BANCSHARES, INC. (RSSD 2145950)
Capital & Liquidity
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State Bank & Trust Company rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
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Frequently asked about State Bank & Trust Company
What are State Bank & Trust Company's total assets?
As of the Q1 2026 filing, State Bank & Trust Company reported total assets of $155.3 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is State Bank & Trust Company headquartered?
State Bank & Trust Company is headquartered in GOLDEN MEADOW, LA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was State Bank & Trust Company founded?
State Bank & Trust Company was established in 1953, per the FDIC institution directory.
Is State Bank & Trust Company FDIC-insured?
Yes. State Bank & Trust Company is an FDIC-insured commercial bank (FDIC Certificate #17169). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates State Bank & Trust Company?
State Bank & Trust Company's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is State Bank & Trust Company's CET1 capital ratio?
State Bank & Trust Company reported a Common Equity Tier 1 (CET1) capital ratio of 15.76% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does State Bank & Trust Company operate?
State Bank & Trust Company operates 4 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is State Bank & Trust Company's Texas Ratio?
State Bank & Trust Company's Texas Ratio is 3.65% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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