Harrison County Bank, the
Harrison County Bank, the is an FDIC-insured commercial bank. Total assets stand at $164M. Returns are in line with industry norms at 0.70% ROA and 8.11% ROE; net interest margin is 3.50%. Under the simplified Community Bank Leverage Ratio framework, leverage of 10.52% exceeds the 9% CBLR threshold. Credit metrics are pristine, with nonperforming loans at just 0.00%. 4 branches make up the footprint.
Headquarters Profile
- Address
- 80 E Main St, LOST CREEK, WV 26385
- County
- Harrison
- Metro Area
- CLARKSBURG, WV
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 5
- Established
- February 1, 1911
- Branches
- 4 domestic
- Employees (FTE)
- 30
- FDIC Cert
- 9030
- Fed RSSD
- 104234
- Website
- www.hcbwv.com →
- Parent Holding Company
- HARRISON BANKSHARES, INC. (RSSD 1249178)
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Harrison County Bank, the rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
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Frequently asked about Harrison County Bank, the
What are Harrison County Bank, the's total assets?
As of the Q1 2026 filing, Harrison County Bank, the reported total assets of $163.8 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Harrison County Bank, the headquartered?
Harrison County Bank, the is headquartered in LOST CREEK, WV, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Harrison County Bank, the founded?
Harrison County Bank, the was established in 1911, per the FDIC institution directory.
Is Harrison County Bank, the FDIC-insured?
Yes. Harrison County Bank, the is an FDIC-insured commercial bank (FDIC Certificate #9030). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Harrison County Bank, the?
Harrison County Bank, the's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does Harrison County Bank, the operate?
Harrison County Bank, the operates 4 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Harrison County Bank, the's Texas Ratio?
Harrison County Bank, the's Texas Ratio is 1.90% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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