Hodge Bank & Trust Company: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Hodge Bank & Trust Company of Hodge, LA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.85% | 1.34% | +1.51% | 97th top |
| ROAE | 19.45% | 13.31% | +6.14% | 85th top |
| Net Interest Margin | 4.69% | 3.93% | +0.76% | 86th top |
| Efficiency Ratio | 42.08% | 61.14% | -19.06% | 93rd top |
| PPNR / Avg Assets | 2.85% | 1.68% | +1.17% | 94th top |
| Yield on Earning Assets | 6.58% | 5.67% | +0.91% | 89th top |
| Cost of Funds | 2.23% | 1.88% | +0.35% | 24th bottom |
| Net Interest Spread | 3.91% | 3.32% | +0.59% | 80th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.91% | 0.94% | +0.97% | 14th bottom |
| NPA / Total Assets | 1.35% | 0.70% | +0.65% | 14th bottom |
| NCO / Avg Loans | 1.68% | 0.16% | +1.52% | 2nd bottom |
| ACL / Total Loans | 1.52% | 1.28% | +0.24% | 80th top |
| ACL / NPLs (Coverage) | 79.88% | 1538.87% | -1458.99% | 21st bottom |
| Texas Ratio | 8.65% | 7.33% | +1.32% | 26th below |
| Provision / NCO | 62.34% | 1395.74% | -1333.40% | 31st below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 15.16% | 12.14% | +3.02% | 87th top |
| Equity / Assets | 14.57% | 11.37% | +3.20% | 87th top |
| TCE / Tangible Assets | 14.57% | 11.09% | +3.48% | 88th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 80.18% | 80.64% | -0.46% | 51st above |
| Core Deposit Ratio | 59.99% | 86.86% | -26.87% | 2nd bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 24.24% | 6.85% | +17.39% | 96th top |
| Loan Growth (Y/Y) | 20.83% | 7.90% | +12.93% | 93rd top |
| Deposit Growth (Y/Y) | 27.44% | 6.29% | +21.15% | 97th top |
See Hodge Bank & Trust Company's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Hodge Bank & Trust Company, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Hodge Bank & Trust Company profile, how to read a UBPR, or how this data updates.