Bank call report · Tulsa, OK
American Bank and Trust Company Call Report
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American Bank and Trust Company filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 237 reported line items, schedule by schedule (455 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 452159 |
| FDIC certificate number | 20537 |
| Total assets | $324.4M |
Official Q2 2026 call report PDF (FFIEC) →
American Bank and Trust Company call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (24 items)
About Schedule RC · American Bank and Trust Company balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $324.4M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $324.4M |
| Total Liabilities and Minority Interest | RCON2948 | $274.0M |
| Total Deposits | RCON2200 | $268.9M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $199.6M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $194.6M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $192.4M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $84.2M |
| Deposits: Noninterest-bearing | RCON6631 | $69.2M |
| Total Equity Capital | RCON3210 | $50.4M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $50.4M |
| Undivided Profits and Capital Reserves | RCON3632 | $46.9M |
| Interest-bearing Balances | RCON0071 | $16.9M |
| Other Assets | RCON2160 | $12.4M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $11.5M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $4.7M |
| Other Borrowed Money | RCON3190 | $3.8M |
| Surplus | RCON3839 | $2.9M |
| Allowance for Loan and Lease Losses | RCON3123 | $2.3M |
| Other Liabilities, Total | RCON2930 | $1.4M |
| Federal Funds Sold | RCONB987 | $1.2M |
| Common Stock | RCON3230 | $1.1M |
| Other Real Estate Owned | RCON2150 | $1.1M |
| Accumulated Other Comprehensive Income | RCONB530 | -$460K |
Schedule RI: Income Statement (35 items)
About Schedule RI · American Bank and Trust Company income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $9.2M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $7.4M |
| Net Interest Income | RIAD4074 | $6.2M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $4.1M |
| Total Noninterest Expense | RIAD4093 | $3.9M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $3.0M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $3.0M |
| Total Interest Expense | RIAD4073 | $3.0M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $2.7M |
| Salaries and Employee Benefits | RIAD4135 | $2.6M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $2.3M |
| Net Income (Loss) | RIAD4340 | $2.3M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $2.3M |
| Other Noninterest Expense | RIAD4092 | $1.2M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $1.1M |
| Total Noninterest Income | RIAD4079 | $953K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $897K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $806K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $745K |
| Applicable Income Taxes | RIAD4302 | $714K |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $590K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $471K |
| Interest on Other Securities | RIAD4060 | $325K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $288K |
| Other Noninterest Income | RIADB497 | $246K |
| Provision for Loan and Lease Losses | RIAD4230 | $227K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $225K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $184K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $111K |
| Other Interest Expense | RIADGW44 | $70K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $50K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $17K |
| Other Interest Income | RIAD4518 | $12K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $6K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 39 |
Schedule RC-B: Securities (15 items)
About Schedule RC-B · American Bank and Trust Company securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $84.9M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $55.2M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $54.7M |
| Pledged Securities | RCON0416 | $42.3M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $38.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $32.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $23.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $15.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $13.8M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $13.7M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $13.7M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $11.0M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $11.0M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $5.0M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $4.8M |
Schedule RC-C, Part I: Loans and Leases (27 items)
About Schedule RC-C, Part I · American Bank and Trust Company loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $194.6M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $134.4M |
| Commercial and Industrial Loans | RCON1766 | $107.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $97.0M |
| Pledged Loans and Leases | RCONG378 | $42.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $37.3M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $26.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $24.4M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $20.0M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $14.4M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $14.1M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $10.7M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $9.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $8.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $7.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $5.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $5.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $2.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $1.3M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $918K |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $740K |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $403K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $370K |
| Real Estate Loans Secured by Farmland | RCON1420 | $150K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $109K |
| Other Loans | RCONJ464 | $29K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $3K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $13.4M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $6.0M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $2.6M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $1.5M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $320K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $150K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 43 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 35 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 19 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 13 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 2 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 1 |
Schedule RC-E: Deposit Liabilities (29 items)
About Schedule RC-E · American Bank and Trust Company deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Transaction Accounts | RCON2215 | $140.2M |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $128.7M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $116.2M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $95.9M |
| Total Demand Deposits (See Note Below) | RCON2210 | $69.2M |
| Total reciprocal deposits | RCONJH83 | $68.8M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $41.0M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $40.4M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $39.1M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $38.9M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $34.3M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $32.7M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $24.8M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $21.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $19.9M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $18.9M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $15.6M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $14.0M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $14.0M |
| Total Brokered Deposits | RCON2365 | $14.0M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $10.1M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $9.3M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $7.0M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $5.0M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $3.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $457K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $300K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $277K |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $24K |
Schedule RC-F: Other Assets (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $7.6M |
| Other Assets | RCON2168 | $2.3M |
| Accrued Interest Receivable | RCONB556 | $2.0M |
| Prepaid Expenses | RCON2166 | $1.3M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $516K |
| Accounts Receivable | RCONFT34 | $490K |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $125K |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $569K |
| All Other Liabilities | RCON2938 | $248K |
| Accounts Payable | RCON3066 | $236K |
| Net Deferred Tax Liabilities | RCON3049 | $218K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $208K |
| Other Expenses Accrued and Unpaid | RCON3646 | $113K |
Schedule RC-K: Quarterly Averages (15 items)
About Schedule RC-K · American Bank and Trust Company quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $332.8M |
| Quarterly Average of Total Loans | RCON3360 | $198.9M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $111.3M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $72.7M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $69.9M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $68.7M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $49.3M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $42.5M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $38.9M |
| All Other Securities | RCONB560 | $19.4M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $14.6M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $14.2M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $5.4M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $3.8M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $482K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (7 items)
About Schedule RC-L · American Bank and Trust Company derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $16.1M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $5.7M |
| Performance Standby Letters of Credit | RCON3821 | $4.1M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $2.5M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $104K |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $64K |
| Year-to-date Merchant Credit Card Sales Volume:sales for Which the Reporting Bank Is the Agent Bank with Risk | RCONC224 | $1K |
Schedule RC-M: Memoranda (7 items)
About Schedule RC-M · American Bank and Trust Company memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over Five Years | RCONF058 | $3.3M |
| All Other Real Estate Owned: Construction and Land Development in Domestic Offices | RCON5508 | $1.1M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF056 | $200K |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over Three Through Five Years | RCONF057 | $200K |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $167K |
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $100K |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $100K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (8 items)
About Schedule RC-N · American Bank and Trust Company past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $6.4M |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $5.7M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $5.7M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $5.7M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $5.1M |
| Commercial and Industrial Loans - Past Due 90 Days or More and Still Accruing | RCON1607 | $4.5M |
| Other Construction Loans and All Land Development and Other Land Loans, Past Due 90 or More Days and Still Accruing. | RCONF175 | $1.9M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $588K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · American Bank and Trust Company other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $332.8M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $269.4M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $129.8M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $129.5M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $50.6M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $6.9M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $3.2M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 2,755 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 120 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 103 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 10 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (18 items)
About Schedule RC-R, Part I · American Bank and Trust Company regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $332.8M |
| Average total consolidated assets | RCOAKW03 | $332.8M |
| Total Assets | RCOA2170 | $324.4M |
| Common Equity Tier 1 Capital | RCOAP859 | $51.0M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $51.0M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $51.0M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $50.4M |
| Retained Earnings | RCOAKW00 | $46.9M |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCOAKX82 | $28.5M |
| Off-balance sheet exposures: Unused portion of conditionally cancellable commitments | RCOAKX79 | $21.9M |
| Off-balance sheet exposures: Other off-balance sheet exposures | RCOAKX81 | $6.6M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $4.0M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$576K |
| Accumulated Other Comprehensive Income | RCOAB530 | -$460K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1532 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCOAKX83 | 0.088 |
Schedule RC-T: Fiduciary and Related Services (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Income from Fiduciary Activities | RIAD4070 | $596K |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $50.4M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $48.6M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $48.6M |
| Other Comprehensive Income | RIADB511 | -$263K |
| Cash Dividends Declared on Common Stock | RIAD4460 | $225K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (5 items)
About Schedule RI-B, Part I · American Bank and Trust Company charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $308K |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $296K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $15K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $15K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $12K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · American Bank and Trust Company changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $2.3M |
| Allowance for Loan and Lease Losses | RIAD3123 | $2.3M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $308K |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | -$2K |
American Bank and Trust Company call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the American Bank and Trust Company call report?
The American Bank and Trust Company call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does American Bank and Trust Company file?
American Bank and Trust Company files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the American Bank and Trust Company call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: American Bank and Trust Company has Federal Reserve RSSD ID 452159 and FDIC certificate number 20537. Either one finds its filings on the FFIEC Central Data Repository.
How often does American Bank and Trust Company file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
American Bank and Trust Company financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 20537) · FFIEC NIC profile (RSSD 452159)