New Market Bank
BankRegReports is independent of New Market Bank and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
New Market Bank is an FDIC-insured commercial bank headquartered in Elko New Market, MN, established in 1905 (FDIC certificate 1931), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $196.0M, up 3.7% from Q2 2025, the 119th largest of 221 banks headquartered in Minnesota. Its CET1 capital ratio was 10.10% at Q2 2026, above regulatory requirements.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 1931
- Headquarters
- Elko New Market, MN
- Established
- 1905
- Total assets, Q2 2026
- $196.0M
- Assets vs Q2 2025
- +3.7%
- CET1 ratio, Q2 2026
- 10.10%
- Domestic offices
- 3 FDIC institution directory, current count
- Routing number
- 091908726
- Latest call report
- Q2 2026, FFIEC 051 · New Market Bank call report
- Holding company
- MARKET BANCORPORATION, INC.
- Asset rank in state
- 119th of 221 in Minnesota
New Market Bank, based in Elko New Market, Minnesota, reported $196 million in assets at June 30, 2026, up 3.7% from a year earlier. It pays an average of 1.03% on its deposits and borrowings, lower than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median 1.80%). On the other hand, it holds common equity equal to 10.10% of its risk-weighted assets, lower than about 9 in 10 banks its size (median 15.12%).
Net income for the quarter rose 12% from a year earlier, to $582,000.
As of June 30, 2026, New Market Bank reported a CET1 capital ratio of 10.10%, a return on assets of 1.21%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
Of the 221 banks headquartered in Minnesota, New Market Bank is the 119th largest by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets rose 1.2% to $196.0M, loans rose 3.1% and deposits rose 0.9%. Its loan book on June 30, 2026 was led by 1-4 family residential loans, at 45.6% of total loans, followed by non-owner-occupied commercial real estate loans at 20.1%. Its 3 offices in the FDIC Summary of Deposits are in Lakeville, MN, Elko New Market, MN and Prior Lake, MN; its Lakeville office books 43% of its branch deposits. Judged on its Q2 2026 call report, New Market Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 101 Old Town Rd, Elko New Market, MN 55054
- County
- Scott
- Metro Area
- Minneapolis-St. Paul-Bloomington, MN-WI
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 9, Minneapolis
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- June 10, 1905
- Domestic offices
- 3 FDIC institution directory, current count
- Employees (FTE)
- 37
- Domestic deposits
- $177.5M
- Allowance for credit losses
- $1.5M
- Net charge-offs (YTD)
- -$1K
- Average total assets
- $193.1M
- Average total loans
- $116.5M
- Average interest-bearing deposits
- $121.1M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 1931
- Fed RSSD
- 165758
- Website
- www.newmarket.bank →
- Parent Holding Company
- MARKET BANCORPORATION, INC. (RSSD 1143904)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
New Market Bank's total assets moved between a low of $179.2M (Q3 2024) and a high of $196.0M (Q2 2026) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$196.0M total assets against $189.0M; $178.9M total liabilities against $173.0M.
$116.5M net loans and leases against $110.2M; $177.5M total deposits against $171.9M.
$46.7M securities against $46.1M; $24.7M cash and balances due against $25.6M.
$2.5M total interest income against $2.3M; $460K total interest expense against $484K.
$2.0M net interest income against $1.8M.
$405K total noninterest income against $469K; $1.6M total noninterest expense against $1.6M.
$15K provision for credit losses against $25K.
$582K net income against $520K.
1.21% return on assets against 1.10%; 4.41% net interest margin against 4.09%.
10.10% CET1 capital ratio against 10.55%; 9.11% tier 1 leverage ratio against 8.87%.
Inside the full New Market Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeNew Market Bank rankings
Its closest position to the top of a national ranking is 2,007 of 3,611, for ROA; its furthest is 2,089 of 2,134, for CET1 ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 0.49% (Q3 2025) to 1.21% (Q2 2026) and its net interest margin ran from 3.79% (Q3 2024) to 4.41% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 10.10% | 1.21% | 0.00% | 0.00% | 4.41% |
| Q1 2026 | 10.56% | 1.06% | 0.00% | 0.00% | 4.28% |
| Q4 2025 | 9.78% | 1.07% | 0.00% | 0.00% | 4.17% |
| Q3 2025 | 9.47% | 0.49% | 0.00% | 0.00% | 4.17% |
| Q2 2025 | 10.55% | 1.10% | 0.00% | 0.00% | 4.09% |
| Q1 2025 | 10.23% | 0.84% | 0.00% | 0.00% | 3.82% |
| Q4 2024 | 10.12% | 0.83% | 0.00% | 0.00% | 3.99% |
| Q3 2024 | 10.54% | 0.96% | 0.00% | 0.00% | 3.79% |
Swipe the table sideways to see every column.
Branch Network
View all 3 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Lake Marion Branch | Lakeville , MN | 55044 | $76.1M |
| New Market Bank (main office) | Elko New Market , MN | 55054 | $64.1M |
| Prior Lake Branch | Prior Lake , MN | 55372 | $37.3M |
Regulatory record
Facts as filed or published, not a rating.
- Enforcement actions
- 1 against the institution (Federal Reserve). These actions name the parent holding company, MARKET BANCORPORATION, INC., not the bank itself
- February 10, 2011, Federal Reserve: Written Agreement: Market Bancorporation, Inc., Elk New Market, Minnesota
- Period: Most recent institution action February 10, 2011. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- <0.1% of deposits in MN, rank 150 of 277 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 158 applications, 138 loans originated, $46.5M originated, across 7 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 2 loans, $582K approved, $291K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2024 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
Add this badge to your website
Free to use. It shows New Market Bank’s latest filed figures and updates each quarter.
Similar banks
Frequently asked about New Market Bank
What are New Market Bank's total assets?
As of the Q2 2026 filing, New Market Bank reported total assets of $196.0 million in its FFIEC call report.
Where is New Market Bank headquartered?
It is headquartered in Elko New Market, MN, United States.
When was New Market Bank founded?
It was established in 1905, per the FDIC institution directory.
Is New Market Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #1931). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates New Market Bank?
New Market Bank's primary federal regulator is the FDIC.
What is New Market Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 10.10% in its Q2 2026 call report, above regulatory requirements.
How many branches does New Market Bank operate?
It operates 3 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is New Market Bank's Texas Ratio?
Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
Go deeper on New Market Bank.
Get an email when New Market Bank files its next call report, and benchmark it against any peer you choose.
Unlock New Market Bank, freeFree account