First Security Bank - Sleepy Eye
Capital moved notably last quarter — CET1 ratio of 42.20% was up 453bps from the prior quarter. Asset quality shifted last quarter — NPLs rose to 3.63% from 1.88% in the prior period. First Security Bank - Sleepy Eye is a locally rooted FDIC-insured community bank based in Sleepy Eye, MN. On its most recent Q1 2026 call report, First Security Bank - Sleepy Eye reported $189M in total assets against $161M in deposits. Returns are notably above industry norms: 1.46% ROA, 9.89% ROE, and 3.22% NIM. Capital is comfortably above regulatory minimums — CET1 ratio of 42.20% sits well above the 7% well-capitalized threshold. Asset quality is impaired, with nonperforming loans at 3.63%. It operates 5 branches, primarily in Minnesota.
Headquarters Profile
- Address
- 100 Main St E, SLEEPY EYE, MN 56085
- County
- Brown
- Metro Area
- NEW ULM, MN
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 11
- Established
- January 1, 1882
- Branches
- 5 domestic
- Employees (FTE)
- 20
- FDIC Cert
- 5252
- Fed RSSD
- 861658
- Website
- www.firstsecuritybanks.com →
- Parent Holding Company
- FIRST SLEEPY EYE BANCORPORATION, INC. (RSSD 1123401)
Capital & Liquidity
Inside the full First Security Bank - Sleepy Eye terminal
8 tabs · 24-year trend charts · peer percentiles · Excel export
Unlock First Security Bank - Sleepy Eye — freeThis is just First Security Bank - Sleepy Eye's summary.
See the full 24-year trend, peer benchmarking, and risk analysis for this bank — plus every one of the 4,335 currently filing institutions, with CAMELS analytics and exportable tearsheets.
Free account · no credit card required
Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
Non-performing loans (90+ days past due or non-accrual) exceed 3% of total loans — well above the typical community-bank range of 0.5–1.5%.
First Security Bank - Sleepy Eye rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeFailure, Government Assistance ProvidedFFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeFailure, Government Assistance ProvidedFFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 8 events.
Similar banks
Compare First Security Bank - Sleepy Eye with peers
Side-by-side comparison of capital, profitability, asset quality, and balance sheet — pick a peer to view the full head-to-head.
Frequently asked about First Security Bank - Sleepy Eye
What are First Security Bank - Sleepy Eye's total assets?
As of the Q1 2026 filing, First Security Bank - Sleepy Eye reported total assets of $189.1 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is First Security Bank - Sleepy Eye headquartered?
First Security Bank - Sleepy Eye is headquartered in SLEEPY EYE, MN, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was First Security Bank - Sleepy Eye founded?
First Security Bank - Sleepy Eye was established in 1882, per the FDIC institution directory.
Is First Security Bank - Sleepy Eye FDIC-insured?
Yes. First Security Bank - Sleepy Eye is an FDIC-insured commercial bank (FDIC Certificate #5252). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates First Security Bank - Sleepy Eye?
First Security Bank - Sleepy Eye's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is First Security Bank - Sleepy Eye's CET1 capital ratio?
First Security Bank - Sleepy Eye reported a Common Equity Tier 1 (CET1) capital ratio of 42.20% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does First Security Bank - Sleepy Eye operate?
First Security Bank - Sleepy Eye operates 5 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is First Security Bank - Sleepy Eye's Texas Ratio?
First Security Bank - Sleepy Eye's Texas Ratio is 10.00% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
Go deeper on First Security Bank - Sleepy Eye.
Unlock the full terminal — 24 years of quarterly trends, peer benchmarking, watch flags, and Excel tearsheets for this bank and every other US institution.
Start freeFree account · no credit card required