New Market Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 1.71 percentage points in Q2 2026, from 67.52% to 69.23%. It was the largest change from Q1 2026 among the key lines here. Within Minnesota, New Market Bank is 169th of 221 on loan-to-deposit ratio, 66.48% as of Q2 2026, below the middle of the field. New Market Bank reported 66.48% on loan-to-deposit ratio for Q2 2026, 14.36 points below the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $24.7M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $71.4M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 66.48% |
| Net loans and leases to deposits | 65.63% |
| Loans and leases to core deposits | 69.23% |
| Core deposits to total deposits | 96.02% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 67.36% | 98.54% | $0 | $7.0M |
| Q4 2023 | 69.10% | 98.22% | $0 | $7.0M |
| Q1 2024 | 70.27% | 98.18% | $0 | $17.0M |
| Q2 2024 | 69.95% | 98.85% | $0 | $10.0M |
| Q3 2024 | 68.61% | 99.84% | $0 | $0 |
| Q4 2024 | 67.70% | 99.29% | $0 | $0 |
| Q1 2025 | 64.74% | 98.17% | $0 | $0 |
| Q2 2025 | 64.95% | 96.63% | $0 | $0 |
| Q3 2025 | 68.79% | 96.20% | $0 | $0 |
| Q4 2025 | 65.89% | 95.86% | $0 | $0 |
| Q1 2026 | 65.01% | 96.28% | $0 | $0 |
| Q2 2026 | 66.48% | 96.02% | $0 | $0 |
New Market Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock New Market Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full New Market Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 1931) · FFIEC NIC profile (RSSD 165758)