New Market Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Loan-to-deposit ratio: 1.46 percentage points higher than in Q1 2026, at 66.48%. New Market Bank ranks 137th of 221 Minnesota banks on return on assets, in the lower half at 1.21% (Q2 2026). The median for banks in the $100M-1B asset tier is 1.25% on return on assets. New Market Bank sits 0.05 points lower, at 1.21% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 10.10% |
| Tier 1 risk-based capital ratio | 13.07% |
| Total risk-based capital ratio | 14.25% |
| Tier 1 leverage ratio | 9.11% |
| Equity capital to assets | 8.74% |
| Tangible equity to tangible assets | 8.74% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | 1.27% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.21% |
| Return on equity | 13.83% |
| Net interest margin | 4.41% |
| Efficiency ratio | 65.32% |
| Yield on earning assets | 5.40% |
| Cost of funds | 1.03% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 66.48% |
| Core deposits to total deposits | 96.02% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 90.59% |
| Securities to assets | 23.84% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 9.76% | 13.24% | 14.44% | 7.99% | 0.49% |
| Q4 2023 | 10.02% | 13.51% | 14.73% | 8.24% | 0.53% |
| Q1 2024 | 9.88% | 13.26% | 14.46% | 8.19% | 0.45% |
| Q2 2024 | 10.27% | 13.68% | 14.91% | 8.40% | 0.75% |
| Q3 2024 | 10.54% | 14.01% | 15.26% | 8.37% | 0.96% |
| Q4 2024 | 10.12% | 13.53% | 14.78% | 8.90% | 0.83% |
| Q1 2025 | 10.23% | 13.58% | 14.82% | 8.84% | 0.84% |
| Q2 2025 | 10.55% | 13.85% | 15.10% | 8.87% | 1.10% |
| Q3 2025 | 9.47% | 12.63% | 13.86% | 8.70% | 0.49% |
| Q4 2025 | 9.78% | 12.91% | 14.12% | 8.83% | 1.07% |
| Q1 2026 | 10.56% | 13.81% | 15.06% | 8.88% | 1.06% |
| Q2 2026 | 10.10% | 13.07% | 14.25% | 9.11% | 1.21% |
New Market Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock New Market Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full New Market Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 1931) · FFIEC NIC profile (RSSD 165758)