New Market Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks New Market Bank of Elko New Market, MN against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.21% | 1.35% | -0.14% | 46th below |
| ROAE | 13.83% | 12.05% | +1.78% | 59th above |
| Net Interest Margin | 4.41% | 3.90% | +0.51% | 75th top |
| Efficiency Ratio | 65.32% | 63.15% | +2.17% | 38th below |
| PPNR / Avg Assets | 1.76% | 1.64% | +0.12% | 60th above |
| Yield on Earning Assets | 5.40% | 5.65% | -0.25% | 40th below |
| Cost of Funds | 1.03% | 1.85% | -0.82% | 90th top |
| Net Interest Spread | 3.86% | 3.35% | +0.51% | 78th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.92% | -0.92% | 93rd top |
| NPA / Total Assets | 0.00% | 0.67% | -0.67% | 94th top |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.27% | 1.28% | -0.01% | 58th above |
| Texas Ratio | 0.00% | 7.15% | -7.15% | 95th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 10.10% | 20.84% | -10.74% | 3rd bottom |
| Tier 1 Ratio | 13.07% | 20.87% | -7.80% | 29th below |
| Total Capital Ratio | 14.25% | 21.94% | -7.69% | 29th below |
| Leverage Ratio | 9.11% | 12.46% | -3.35% | 14th bottom |
| Equity / Assets | 8.74% | 11.67% | -2.93% | 23rd bottom |
| TCE / Tangible Assets | 6.70% | 11.40% | -4.70% | 6th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 66.48% | 78.65% | -12.17% | 75th top |
| Core Deposit Ratio | 96.02% | 87.09% | +8.93% | 89th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.68% | 6.47% | -2.79% | 44th below |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.72% | 7.64% | -1.92% | 52nd above |
| Deposit Growth (Y/Y) | 3.29% | 6.02% | -2.73% | 45th below |
See New Market Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock New Market Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full New Market Bank profile, how to read a UBPR, or how this data updates.