Massmutual Private Wealth & Trust, FSB
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Data as of · sourced from FFIEC call reports. How we update
Massmutual Private Wealth & Trust, FSB is an FDIC-insured savings institution headquartered in Windsor, CT, established in 2000 (FDIC certificate 35394), and it is supervised by the OCC. At Q2 2026 it reported total assets of $93.7M, up 0.1% from Q2 2025, the 27th largest of 27 banks headquartered in Connecticut.
- Charter
- Savings institution
- Regulator
- OCC
- Deposit insurance
- FDIC
- FDIC certificate
- 35394
- Headquarters
- Windsor, CT
- Established
- 2000
- Total assets, Q2 2026
- $93.7M
- Assets vs Q2 2025
- +0.1%
- Capital ratio
- Not reported
- Domestic offices
- 1 FDIC institution directory, current count
- Asset rank in state
- 27th of 27 in Connecticut
Massmutual Private Wealth & Trust, FSB is one of the more profitable banks of its size. Its balance sheet stood at $94 million at June 30, 2026; it is based in Windsor, Connecticut. It returns 20.4% a year on shareholders' equity, 2.4 times the median of 8.6% for the 583 banks with less than $100 million in assets. On the other hand, it keeps 1.54 cents of net interest income on every dollar of earning assets, about a third the median of 3.87 cents for banks its size.
Net income for the quarter rose 13% from a year earlier, to $1.4 million. Funding is the softer spot: it pays an average of 3.90% on its deposits and borrowings, 2.5 times the median of 1.53% for banks its size.
As of June 30, 2026, Massmutual Private Wealth & Trust, FSB reported a CET1 capital ratio of 58.94%, a return on assets of 6.14% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
Of the 27 banks headquartered in Connecticut, Massmutual Private Wealth & Trust, FSB is the smallest by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets rose 1.4% to $93.7M, deposits were flat. Its one office in the FDIC Summary of Deposits is in Windsor, CT. Judged on its Q2 2026 call report, Massmutual Private Wealth & Trust, FSB meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 1295 State St, Windsor, CT 01111
- County
- Hampden
- Metro Area
- Hartford-West Hartford-East Hartford, CT
- Charter
- Federal savings bank, federal charter, OCC-supervised (pre-2011 OTS)
- Primary Regulator
- OCC
- FDIC Region
- New York (Region 2)
- Federal Reserve member
- —
- Federal Reserve district
- District 1, Boston
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 051
- Established
- January 12, 2000
- Former names
- The MassMutual Trust Company (2009-2024)
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 49
- Domestic deposits
- $50.5M
- Allowance for credit losses
- $0
- Net charge-offs (YTD)
- $0
- Average total assets
- $91.6M
- Average total loans
- $0
- Average interest-bearing deposits
- $50.5M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- January 12, 2000
- FDIC Cert
- 35394
- Fed RSSD
- 2881445
- Website
- www.massmutualtrust.com →
Profitability
Q2 annualizedAsset Quality
Capital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Massmutual Private Wealth & Trust, FSB's total assets moved between a low of $85.8M (Q3 2025) and a high of $93.7M (Q2 2026) from Q3 2023 to Q2 2026, and it earned a profit in 11 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$93.7M total assets against $93.7M; $65.5M total liabilities against $63.1M.
$0 net loans and leases against $0; $50.5M total deposits against $50.5M.
$79.0M securities against $78.9M; $7.7M cash and balances due against $7.3M.
$820K total interest income against $782K; $492K total interest expense against $484K.
$328K net interest income against $298K.
$15.0M total noninterest income against $14.1M; $13.4M total noninterest expense against $12.8M.
$0 provision for credit losses against $2K.
$1.4M net income against $1.2M.
6.14% return on assets against 5.68%; 1.54% net interest margin against 1.54%.
58.94% CET1 capital ratio against 59.35%; 32.24% tier 1 leverage ratio against 36.25%.
Inside the full Massmutual Private Wealth & Trust, FSB terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
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Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 4.01% (Q4 2025) to 10.45% (Q3 2024) and its net interest margin ran from 1.41% (Q1 2026) to 2.24% (Q3 2024).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 58.94% | 6.14% | — | 0.00% | 1.54% |
| Q1 2026 | 57.18% | 6.15% | — | 0.00% | 1.41% |
| Q4 2025 | 50.57% | 4.01% | — | 0.00% | 2.21% |
| Q3 2025 | 49.42% | 9.80% | — | 0.00% | 1.93% |
| Q2 2025 | 59.35% | 5.68% | — | 0.00% | 1.54% |
| Q1 2025 | 56.37% | 7.68% | — | 0.00% | 1.95% |
| Q4 2024 | 52.96% | 7.18% | — | 0.00% | 2.09% |
| Q3 2024 | 49.68% | 10.45% | — | 0.00% | 2.24% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Massmutual Private Wealth & Trust, FSB (main office) | Windsor , CT | 06095 | $50.5M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in CT, rank 45 of 46 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Massmutual Private Wealth & Trust, FSB
What are Massmutual Private Wealth & Trust, FSB's total assets?
As of the Q2 2026 filing, Massmutual Private Wealth & Trust, FSB reported total assets of $93.7 million in its FFIEC call report.
Where is Massmutual Private Wealth & Trust, FSB headquartered?
It is headquartered in Windsor, CT, United States.
When was Massmutual Private Wealth & Trust, FSB founded?
It was established in 2000, per the FDIC institution directory.
Is Massmutual Private Wealth & Trust, FSB FDIC-insured?
Yes. It is an FDIC-insured savings institution (FDIC Certificate #35394). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Massmutual Private Wealth & Trust, FSB?
Massmutual Private Wealth & Trust, FSB's primary federal regulator is the OCC.
What is Massmutual Private Wealth & Trust, FSB's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 58.94% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Massmutual Private Wealth & Trust, FSB operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Massmutual Private Wealth & Trust, FSB's Texas Ratio?
Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was Massmutual Private Wealth & Trust, FSB previously called?
The charter now named Massmutual Private Wealth & Trust, FSB has also operated as The MassMutual Trust Company (2009-2024), per FDIC structure-change records.
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