Massmutual Private Wealth & Trust, FSB: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The largest change between Q1 2026 and Q2 2026 was in Net interest margin, which rose 0.13 percentage points to 1.54%. On net interest margin, Massmutual Private Wealth & Trust, FSB is 1st from the bottom among 27 Connecticut banks, 1.54% (Q2 2026). Massmutual Private Wealth & Trust, FSB's net interest margin of 1.54% is well below the 3.88% median for banks in the < $100M asset tier, a gap of 2.33 points (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 3.85% |
| Yield on loans | — |
| Yield on securities | 3.99% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 3.90% |
| Cost of interest-bearing deposits | 3.90% |
| Cost of interest-bearing liabilities | 3.90% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 1.54% |
| Yield to cost spread | -0.05% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $0 |
| Total interest expense | $492K |
| Interest expense on deposits | $492K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Securities |
|---|---|---|---|---|
| Q3 2023 | 3.99% | 1.66% | 2.81% | 3.99% |
| Q4 2023 | 4.20% | 1.95% | 2.79% | 4.20% |
| Q1 2024 | 4.04% | 2.50% | 2.20% | 4.04% |
| Q2 2024 | 3.83% | 2.76% | 2.11% | 4.06% |
| Q3 2024 | 4.35% | 3.30% | 2.24% | 4.33% |
| Q4 2024 | 4.44% | 3.48% | 2.09% | 3.47% |
| Q1 2025 | 4.31% | 3.74% | 1.95% | 4.17% |
| Q2 2025 | 4.05% | 3.83% | 1.54% | 3.89% |
| Q3 2025 | 4.50% | 3.98% | 1.93% | 4.53% |
| Q4 2025 | 4.71% | 3.98% | 2.21% | 4.80% |
| Q1 2026 | 3.77% | 3.86% | 1.41% | 3.86% |
| Q2 2026 | 3.85% | 3.90% | 1.54% | 3.99% |
Massmutual Private Wealth & Trust, FSB yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Massmutual Private Wealth & Trust, FSB, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Massmutual Private Wealth & Trust, FSB profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 35394) · FFIEC NIC profile (RSSD 2881445)