Massmutual Private Wealth & Trust, FSB: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Equity capital to assets: 1.03 percentage points higher than in Q1 2026, at 30.14%. On return on assets, Massmutual Private Wealth & Trust, FSB ranks 2nd highest among the 27 banks headquartered in Connecticut, at 6.14% (Q2 2026). Against a median of 1.00% for banks in the < $100M asset tier, Massmutual Private Wealth & Trust, FSB reported 6.14% on return on assets in Q2 2026, 5.13 points higher.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 58.94% |
| Tier 1 risk-based capital ratio | 58.94% |
| Total risk-based capital ratio | 58.94% |
| Tier 1 leverage ratio | 32.24% |
| Equity capital to assets | 30.14% |
| Tangible equity to tangible assets | 30.14% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | — |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | — |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | — |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 6.14% |
| Return on equity | 20.38% |
| Net interest margin | 1.54% |
| Efficiency ratio | 87.41% |
| Yield on earning assets | 3.85% |
| Cost of funds | 3.90% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 0.00% |
| Core deposits to total deposits | 0.00% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 53.89% |
| Securities to assets | 84.35% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 49.24% | 49.24% | 49.24% | 33.58% | 6.57% |
| Q4 2023 | 47.24% | 47.24% | 47.24% | 31.04% | -0.28% |
| Q1 2024 | 49.41% | 49.41% | 49.41% | 31.99% | 4.00% |
| Q2 2024 | 51.17% | 51.17% | 51.17% | 33.39% | 5.83% |
| Q3 2024 | 49.68% | 49.68% | 49.68% | 30.78% | 10.45% |
| Q4 2024 | 52.96% | 52.96% | 52.96% | 33.49% | 7.18% |
| Q1 2025 | 56.37% | 56.37% | 56.37% | 34.47% | 7.68% |
| Q2 2025 | 59.35% | 59.35% | 59.35% | 36.25% | 5.68% |
| Q3 2025 | 49.42% | 49.42% | 49.42% | 30.59% | 9.80% |
| Q4 2025 | 50.57% | 50.57% | 50.57% | 30.97% | 4.01% |
| Q1 2026 | 57.18% | 57.18% | 57.18% | 31.52% | 6.15% |
| Q2 2026 | 58.94% | 58.94% | 58.94% | 32.24% | 6.14% |
Massmutual Private Wealth & Trust, FSB vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Massmutual Private Wealth & Trust, FSB, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Massmutual Private Wealth & Trust, FSB profile, peer group comparison, or how this data updates.
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