Triumph State Bank
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Data as of · sourced from FFIEC call reports. How we update
Triumph State Bank is an FDIC-insured commercial bank headquartered in Trimont, MN, established in 1901 (FDIC certificate 1906), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $93.3M, up 4.9% from Q2 2025, the 176th largest of 221 banks headquartered in Minnesota. Its CET1 capital ratio was 16.57% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 1906
- Headquarters
- Trimont, MN
- Established
- 1901
- Total assets, Q2 2026
- $93.3M
- Assets vs Q2 2025
- +4.9%
- CET1 ratio, Q2 2026
- 16.57%
- Domestic offices
- 4 FDIC institution directory, current count
- Routing number
- 091209593
- Holding company
- TRIMONT BANCORPORATION
- Asset rank in state
- 176th of 221 in Minnesota
Problem loans are rising at Triumph State Bank. It reported $93 million in assets at June 30, 2026, up 4.9% from a year earlier. Loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 5.00% of loans from 0.68% a year earlier. It carries problem assets equal to 24.9% of the capital and reserves that would absorb them, 18.0 times the median of 1.4% for the 583 banks with less than $100 million in assets. On the other hand, it keeps 4.89 cents of net interest income on every dollar of earning assets, higher than about three-quarters of banks its size (median 3.87 cents).
Its $12 million commercial and industrial book is improving, with 17.08% past due or on nonaccrual, down from 39.55% a year earlier. Loans are outrunning deposits: over the year loans rose 7.7% and deposits rose 4.5%.
As of June 30, 2026, Triumph State Bank reported a CET1 capital ratio of 16.57%, a return on assets of 1.42%, a nonperforming-loan ratio of 5.00% and a Texas ratio of 24.88%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Triumph State Bank is the 176th largest of the 221 banks headquartered in Minnesota. Quarter on quarter (Q1 2026 to Q2 2026), its total assets fell 1.7% to $93.3M, loans fell 1.1% and deposits fell 2.4%. Its loan book on June 30, 2026 was led by agricultural production loans, at 33.4% of total loans, followed by farmland and other real estate loans at 22.0%. Its 4 offices in the FDIC Summary of Deposits are in 4 cities in MN; its Trimont office books 45% of its branch deposits. By the capital ratios in its Q2 2026 call report, Triumph State Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 519 Main St E, Trimont, MN 56176
- County
- Martin
- Metro Area
- Fairmont, MN
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 9, Minneapolis
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- October 1, 1901
- Domestic offices
- 4 FDIC institution directory, current count
- Employees (FTE)
- 16
- Domestic deposits
- $80.0M
- Allowance for credit losses
- $825K
- Net charge-offs (YTD)
- $52K
- Average total assets
- $94.0M
- Average total loans
- $65.0M
- Average interest-bearing deposits
- $55.0M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 1906
- Fed RSSD
- 803256
- Website
- http://www.triumphbanks.com →
- Parent Holding Company
- TRIMONT BANCORPORATION (RSSD 1127306)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Triumph State Bank's total assets moved between a low of $86.8M (Q3 2025) and a high of $94.9M (Q1 2026) from Q3 2023 to Q2 2026, and it earned a profit in 11 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$93.3M total assets against $89.0M; $81.2M total liabilities against $77.5M.
$63.0M net loans and leases against $58.5M; $80.0M total deposits against $76.6M.
$8.7M securities against $5.8M; $19.6M cash and balances due against $22.5M.
$1.3M total interest income against $1.4M; $230K total interest expense against $251K.
$1.1M net interest income against $1.1M.
$58K total noninterest income against $61K; $622K total noninterest expense against $642K.
$32K provision for credit losses against $12K.
$334K net income against $359K.
1.42% return on assets against 1.58%; 4.89% net interest margin against 5.24%.
16.57% CET1 capital ratio against 17.39%; 12.87% tier 1 leverage ratio against 12.51%.
Inside the full Triumph State Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Nonperforming loans (nonaccrual loans plus loans 90 or more days past due) exceed 3% of total loans. BankRegReports band at 3% of total loans.
Triumph State Bank rankings
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from -0.94% (Q3 2025) to 1.98% (Q4 2025) and its net interest margin ran from 4.43% (Q3 2025) to 5.49% (Q4 2024).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 16.57% | 1.42% | 5.00% | 24.88% | 4.89% |
| Q1 2026 | 16.37% | 1.65% | 3.18% | 16.39% | 5.15% |
| Q4 2025 | 16.44% | 1.98% | 4.63% | 23.82% | 5.33% |
| Q3 2025 | 17.08% | -0.94% | 7.84% | 37.45% | 4.43% |
| Q2 2025 | 17.39% | 1.58% | 0.68% | 3.66% | 5.24% |
| Q1 2025 | 16.61% | 1.57% | 1.00% | 5.43% | 5.24% |
| Q4 2024 | 16.11% | 1.82% | 0.54% | 2.89% | 5.49% |
| Q3 2024 | 16.61% | 1.32% | 0.54% | 2.76% | 5.37% |
Swipe the table sideways to see every column.
Branch Network
View all 4 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Triumph State Bank (main office) | Trimont , MN | 56176 | $36.0M |
| Darfur Branch | Darfur , MN | 56022 | $17.4M |
| Butterfield Branch | Butterfield , MN | 56120 | $15.5M |
| Comfrey Branch | Comfrey , MN | 56019 | $11.2M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| May 1, 1989 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| May 1, 1989 | Structure Change | Acquired State Bank of Butterfield Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in MN, rank 219 of 277 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $100K approved, $100K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2004 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Triumph State Bank
What are Triumph State Bank's total assets?
As of the Q2 2026 filing, Triumph State Bank reported total assets of $93.3 million in its FFIEC call report.
Where is Triumph State Bank headquartered?
It is headquartered in Trimont, MN, United States.
When was Triumph State Bank founded?
It was established in 1901, per the FDIC institution directory.
Is Triumph State Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #1906). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Triumph State Bank?
Triumph State Bank's primary federal regulator is the FDIC.
What is Triumph State Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 16.57% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Triumph State Bank operate?
It operates 4 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Triumph State Bank's Texas Ratio?
Its Texas Ratio is 24.88% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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