Farmers and Merchants Bank of Craig County, the
Farmers and Merchants Bank of Craig County, the is a small community bank chartered in 1917, based in New Castle, VA. The Q1 2026 balance sheet stands at $93M in assets, including $60M in loans. Returns are notably above industry norms: 1.25% ROA, 7.48% ROE, and 3.64% NIM. Under the simplified Community Bank Leverage Ratio framework, leverage of 16.68% exceeds the 9% CBLR threshold. Asset quality is pristine — 0.00% NPLs and a 0.22% Texas Ratio. The bank operates from a single office.
Headquarters Profile
- Address
- 189 Main St, NEW CASTLE, VA 24127
- County
- Craig
- Metro Area
- ROANOKE, VA
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- FED
- Fed District
- 5
- Established
- May 2, 1917
- Branches
- 1 domestic
- Employees (FTE)
- 16
- FDIC Cert
- 9986
- Fed RSSD
- 804422
- Website
- www.fmbankcraig.com →
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Farmers and Merchants Bank of Craig County, the rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
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Frequently asked about Farmers and Merchants Bank of Craig County, the
What are Farmers and Merchants Bank of Craig County, the's total assets?
As of the Q1 2026 filing, Farmers and Merchants Bank of Craig County, the reported total assets of $93.5 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Farmers and Merchants Bank of Craig County, the headquartered?
Farmers and Merchants Bank of Craig County, the is headquartered in NEW CASTLE, VA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Farmers and Merchants Bank of Craig County, the founded?
Farmers and Merchants Bank of Craig County, the was established in 1917, per the FDIC institution directory.
Is Farmers and Merchants Bank of Craig County, the FDIC-insured?
Yes. Farmers and Merchants Bank of Craig County, the is an FDIC-insured commercial bank (FDIC Certificate #9986). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Farmers and Merchants Bank of Craig County, the?
Farmers and Merchants Bank of Craig County, the's primary federal regulator is the FED. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does Farmers and Merchants Bank of Craig County, the operate?
Farmers and Merchants Bank of Craig County, the operates 1 domestic branch, per the most recent FDIC Summary of Deposits filing.
What is Farmers and Merchants Bank of Craig County, the's Texas Ratio?
Farmers and Merchants Bank of Craig County, the's Texas Ratio is 0.22% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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