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The Farmers and Merchants Bank of Craig County: Balance Sheet

Data as of · Call Report Schedule RC How we update

Assets, liabilities and equity as reported on Schedule RC, the statement every other page on this profile is derived from.

The standout move of Q3 2026 was in Cash and balances due from depository institutions: 34.7% lower than in Q2 2026, at $2.0M. On total assets, The Farmers and Merchants Bank of Craig County is 3rd from the bottom among 56 Virginia banks, $92.3M (Q3 2026). The Farmers and Merchants Bank of Craig County reported $92.3M on total assets for Q3 2026, 43% above the $64.7M median for banks in the < $100M asset tier; the peer median is as of Q2 2026.

Assets

Assets for The Farmers and Merchants Bank of Craig County, Q3 2026
Line item Q3 2026
Total assets $92.3M
Cash and balances due from depository institutions $2.0M
Total securities $25.4M
Fed funds sold and reverse repos $0
Net loans and leases $62.6M
Loans held for sale $0
Trading account assets $0
Premises and fixed assets $1.6M
Other real estate owned $36K
Goodwill and other intangibles $0
All other assets $664K

Liabilities

Liabilities for The Farmers and Merchants Bank of Craig County, Q3 2026
Line item Q3 2026
Total liabilities $76.1M
Total deposits $75.3M
Fed funds purchased and repos $452K
Trading liabilities $0
Other borrowed money $0
Subordinated notes and debentures $0
All other liabilities $362K

Equity capital

Equity capital for The Farmers and Merchants Bank of Craig County, Q3 2026
Line item Q3 2026
Total equity capital $16.2M
Common stock $1.1M
Common stock surplus $230K
Retained earnings $14.9M
Preferred stock and surplus $0
Accumulated other comprehensive income $0
Total liabilities and equity capital $92.3M

Balance Sheet trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Total assets and total liabilities
Loans, securities and cash

Balance Sheet by quarter

Values plotted above, The Farmers and Merchants Bank of Craig County, oldest first
Quarter Total assetsTotal liabilitiesNet loans and leasesSecuritiesCash and balances due
Q4 2023 $87.4M $72.9M $46.1M $31.3M $7.7M
Q1 2024 $87.5M $73.1M $46.3M $30.4M $8.5M
Q2 2024 $88.7M $74.1M $48.8M $29.6M $8.0M
Q3 2024 $87.1M $72.4M $50.3M $29.4M $5.2M
Q4 2024 $88.4M $73.4M $52.5M $29.1M $4.6M
Q1 2025 $89.4M $74.5M $53.4M $28.9M $4.7M
Q2 2025 $91.1M $75.9M $55.7M $28.6M $4.5M
Q3 2025 $90.7M $75.3M $57.3M $28.1M $3.0M
Q4 2025 $92.8M $77.2M $59.5M $27.5M $3.4M
Q1 2026 $93.5M $78.0M $59.6M $27.2M $4.5M
Q2 2026 $93.0M $77.1M $60.5M $27.1M $3.1M
Q3 2026 $92.3M $76.1M $62.6M $25.4M $2.0M

The Farmers and Merchants Bank of Craig County balance sheet, all the way back

Balance Sheet back to 2001 · peer percentiles on every line item · Excel export

Unlock The Farmers and Merchants Bank of Craig County, free

Source: Call Report Schedule RC, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Farmers and Merchants Bank of Craig County profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 9986) · FFIEC NIC profile (RSSD 804422)