Bank call report · New Castle, VA
The Farmers and Merchants Bank of Craig County Call Report
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The Farmers and Merchants Bank of Craig County filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 201 reported line items, schedule by schedule (480 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 804422 |
| FDIC certificate number | 9986 |
| Total assets | $93.0M |
Official Q2 2026 call report PDF (FFIEC) →
The Farmers and Merchants Bank of Craig County call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (23 items)
About Schedule RC · The Farmers and Merchants Bank of Craig County balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $93.0M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $93.0M |
| Total Liabilities and Minority Interest | RCON2948 | $77.1M |
| Total Deposits | RCON2200 | $76.8M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $61.3M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $60.5M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $55.8M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $27.1M |
| Held-to-maturity Securities, Total | RCON1754 | $27.1M |
| Deposits: Noninterest-bearing | RCON6631 | $21.0M |
| Total Equity Capital | RCON3210 | $15.9M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $15.9M |
| Undivided Profits and Capital Reserves | RCON3632 | $14.6M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $2.2M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $1.6M |
| Common Stock | RCON3230 | $1.1M |
| Allowance for Loan and Lease Losses | RCON3123 | $750K |
| Other Assets | RCON2160 | $643K |
| Federal Funds Sold | RCONB987 | $540K |
| Interest-bearing Balances | RCON0071 | $387K |
| Other Liabilities, Total | RCON2930 | $332K |
| Surplus | RCON3839 | $230K |
| Other Real Estate Owned | RCON2150 | $36K |
Schedule RI: Income Statement (32 items)
About Schedule RI · The Farmers and Merchants Bank of Craig County income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $2.2M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $1.7M |
| Net Interest Income | RIAD4074 | $1.7M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $1.0M |
| Total Noninterest Expense | RIAD4093 | $1.0M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $771K |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $771K |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $611K |
| Net Income (Loss) | RIAD4340 | $611K |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $611K |
| Salaries and Employee Benefits | RIAD4135 | $539K |
| Total Interest Expense | RIAD4073 | $518K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $410K |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $377K |
| Other Noninterest Expense | RIAD4092 | $374K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $338K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $175K |
| Applicable Income Taxes | RIAD4302 | $160K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $103K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $102K |
| Total Noninterest Income | RIAD4079 | $96K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $91K |
| Other Noninterest Income | RIADB497 | $91K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $86K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $45K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $44K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $6K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $5K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $3K |
| Net Gains (Losses) on Other Real Estate Owned | RIAD5415 | -$1K |
| Other Interest Income | RIAD4518 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 16 |
Schedule RC-B: Securities (9 items)
About Schedule RC-B · The Farmers and Merchants Bank of Craig County securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Amortized Cost of Held-to-maturity U.S. Treasury Securities | RCON0211 | $27.1M |
| Fair Value of Held-to-maturity U.S. Treasury Securities | RCON0213 | $26.9M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $26.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $12.7M |
| Pledged Securities | RCON0416 | $8.0M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $7.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $6.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $5.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $1.8M |
Schedule RC-C, Part I: Loans and Leases (27 items)
About Schedule RC-C, Part I · The Farmers and Merchants Bank of Craig County loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $61.3M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $34.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $13.0M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $10.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $8.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $7.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $7.5M |
| Real Estate Loans Secured by Farmland | RCON1420 | $6.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $6.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $4.5M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $4.4M |
| Commercial and Industrial Loans | RCON1766 | $3.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $3.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $3.7M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $3.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $2.9M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $2.9M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $2.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $2.1M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $1.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $1.6M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $1.1M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $971K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $423K |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $283K |
| Unearned Income on Loans | RCON2123 | $220K |
| Other Loans | RCONJ464 | $8K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (20 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $3.1M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $2.4M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $2.3M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $2.1M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $1.5M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $1.1M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $1.1M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $1.0M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $643K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $300K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 96 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 63 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 22 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 20 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 17 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 15 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 12 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 6 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 3 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 3 |
Schedule RC-E: Deposit Liabilities (22 items)
About Schedule RC-E · The Farmers and Merchants Bank of Craig County deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $46.9M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $45.7M |
| Total Transaction Accounts | RCON2215 | $29.8M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $25.4M |
| Total Demand Deposits (See Note Below) | RCON2210 | $21.0M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $20.0M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $19.9M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $13.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $12.1M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $7.9M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $7.9M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $6.4M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $4.9M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $4.9M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $4.4M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $4.3M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $3.1M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $1.2M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $855K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $735K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $577K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $521K |
Schedule RC-F: Other Assets (4 items)
Schedule RC-G: Other Liabilities (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $159K |
| All Other Liabilities | RCON2938 | $120K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $43K |
| Other Expenses Accrued and Unpaid | RCON3646 | $10K |
Schedule RC-K: Quarterly Averages (13 items)
About Schedule RC-K · The Farmers and Merchants Bank of Craig County quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $94.0M |
| Quarterly Average of Total Loans | RCON3360 | $60.9M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $36.9M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $27.2M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $21.6M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $20.9M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $13.7M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $7.9M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $5.4M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $5.2M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $3.8M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $2.5M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $353K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (4 items)
About Schedule RC-L · The Farmers and Merchants Bank of Craig County derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $2.1M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $1.8M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $599K |
| Commercial and Similar Letters of Credit | RCON3411 | $230K |
Schedule RC-M: Memoranda (2 items)
About Schedule RC-M · The Farmers and Merchants Bank of Craig County memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $1.1M |
| All Other Real Estate Owned: 1-4 Family Residential Properties in Domestic Offices | RCON5510 | $36K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (4 items)
About Schedule RC-N · The Farmers and Merchants Bank of Craig County past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $120K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $60K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $56K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $4K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · The Farmers and Merchants Bank of Craig County other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $94.0M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $76.9M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $56.7M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $15.8M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $13.8M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $5.2M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $1.3M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 5,061 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 206 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 26 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 3 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (16 items)
About Schedule RC-R, Part I · The Farmers and Merchants Bank of Craig County regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $94.0M |
| Average total consolidated assets | RCOAKW03 | $94.0M |
| Total Assets | RCOA2170 | $93.0M |
| Common Equity Tier 1 Capital | RCOAP859 | $15.9M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $15.9M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $15.9M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $15.9M |
| Retained Earnings | RCOAKW00 | $14.6M |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCOAKX82 | $4.7M |
| Off-balance sheet exposures: Unused portion of conditionally cancellable commitments | RCOAKX79 | $4.5M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $1.3M |
| Off-balance sheet exposures: Other off-balance sheet exposures | RCOAKX81 | $230K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1687 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCOAKX83 | 0.0504 |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $15.9M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $15.6M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $15.6M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $352K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (2 items)
About Schedule RI-B, Part I · The Farmers and Merchants Bank of Craig County charge-offs and recoveries on loans and leases trends
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · The Farmers and Merchants Bank of Craig County changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $751K |
| Allowance for Loan and Lease Losses | RIAD3123 | $750K |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $1K |
The Farmers and Merchants Bank of Craig County call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the The Farmers and Merchants Bank of Craig County call report?
The The Farmers and Merchants Bank of Craig County call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does The Farmers and Merchants Bank of Craig County file?
The Farmers and Merchants Bank of Craig County files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the The Farmers and Merchants Bank of Craig County call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: The Farmers and Merchants Bank of Craig County has Federal Reserve RSSD ID 804422 and FDIC certificate number 9986. Either one finds its filings on the FFIEC Central Data Repository.
How often does The Farmers and Merchants Bank of Craig County file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
The Farmers and Merchants Bank of Craig County financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 9986) · FFIEC NIC profile (RSSD 804422)