State Hub
Banks in Virginia
All FDIC-insured banks headquartered in Virginia
Every FDIC-insured commercial bank headquartered in Virginia, with the most recent quarterly call report data — total assets, deposits, capital ratios, asset quality, and profitability. Click any bank for the full performance profile.
Virginia is home to 59 FDIC-insured banks headquartered in the state, with $1.00T in combined assets and $792.91B in deposits. The largest is Capital One, N.A. ($672.01B) — about 67% of the group's total banking assets , followed by HSBC Bank USA, N.A. and Atlantic Union Bank . Across these banks, the asset-weighted return on assets is 1.31% and the median CET1 capital ratio is 14.47% .
Banks
59
Total Assets
$1.00T
Total Deposits
$792.91B
Avg ROA
1.31%
Median CET1
14.47%
Largest by Assets
| Bank | HQ | Assets | ROA | NIM | Eff. | CET1 | NPL | Texas |
|---|---|---|---|---|---|---|---|---|
| CAPITAL ONE, NATIONAL ASSOCIATION | MC LEAN , VA | $672.01B | 1.38% | 7.92% | 49.9% | 13.73% | 1.55% | 15.2% |
| HSBC BANK USA, NATIONAL ASSOCIATION | TYSONS , VA | $167.71B | 0.89% | 1.65% | 55.1% | 16.04% | 1.68% | 5.8% |
| ATLANTIC UNION BANK | RICHMOND , VA | $37.23B | 1.44% | 3.87% | 50.6% | 13.10% | 0.53% | 4.6% |
| UNITED BANK | FAIRFAX , VA | $33.61B | 1.49% | 3.76% | 46.5% | 13.64% | 0.51% | 3.9% |
| TOWNEBANK | PORTSMOUTH , VA | $22.36B | 0.75% | 3.56% | 77.3% | 11.43% | 0.40% | 3.7% |
| BURKE AND HERBERT BANK AND TRUST COMPANY | ALEXANDRIA , VA | $7.91B | 1.60% | 4.10% | 52.1% | 15.15% | 1.38% | 8.8% |
| CARTER BANK & TRUST | MARTINSVILLE , VA | $4.78B | 6.99% | 3.04% | 28.1% | 13.02% | 1.16% | 8.8% |
| PRIMIS BANK | TAPPAHANNOCK , VA | $4.24B | 0.97% | 3.58% | 70.6% | 10.51% | 2.77% | 27.2% |
| FIRST BANK AND TRUST COMPANY, THE | LEBANON , VA | $4.15B | 1.72% | 4.10% | 42.0% | 12.62% | 0.27% | 2.7% |
| FIRST COMMUNITY BANK | BLUEFIELD , VA | $3.64B | 1.45% | 4.27% | 60.2% | 14.73% | 0.93% | 6.2% |
| CITIZENS AND FARMERS BANK | WEST POINT , VA | $2.79B | 1.14% | 4.39% | 64.6% | 13.43% | 0.10% | 0.7% |
| BLUE RIDGE BANK, NATIONAL ASSOCIATION | MARTINSVILLE , VA | $2.40B | 0.19% | 2.91% | 93.6% | 15.33% | 1.16% | 9.1% |
| JOHN MARSHALL BANK | RESTON , VA | $2.35B | 1.12% | 2.88% | 50.7% | 15.38% | 0.05% | 0.3% |
| FVCBANK | FAIRFAX , VA | $2.33B | 1.26% | 3.32% | 50.9% | 14.83% | 0.58% | 4.4% |
| MAINSTREET BANK | FAIRFAX , VA | $2.22B | 0.86% | 3.54% | 67.8% | 14.63% | 8.92% | 57.0% |
| FIRST BANK | STRASBURG , VA | $2.08B | 1.09% | 3.96% | 65.9% | 12.73% | 0.30% | 2.3% |
| CHAIN BRIDGE BANK, NATIONAL ASSOCIATION | MC LEAN , VA | $1.92B | 1.81% | 3.38% | 43.4% | 46.12% | 0.00% | 0.0% |
| BANK OF CLARKE | BERRYVILLE , VA | $1.84B | 0.87% | 3.65% | 66.3% | 14.47% | 1.11% | 7.0% |
| NATIONAL BANK OF BLACKSBURG, THE | BLACKSBURG , VA | $1.83B | 1.10% | 2.94% | 57.5% | 16.61% | 0.03% | 0.4% |
| CHESAPEAKE BANK | KILMARNOCK , VA | $1.72B | 1.47% | 4.38% | 67.5% | 13.78% | 0.35% | 2.1% |
| VIRGINIA NATIONAL BANK | CHARLOTTESVILLE , VA | $1.65B | 1.38% | 3.28% | 50.9% | 19.73% | 0.21% | 3.5% |
| OLD DOMINION NATIONAL BANK | NORTH GARDEN , VA | $1.62B | 1.07% | 2.98% | 59.7% | 14.08% | 1.01% | 8.9% |
| FARMERS & MERCHANTS BANK | TIMBERVILLE , VA | $1.41B | 0.93% | 3.52% | 70.6% | 13.18% | 1.14% | 8.9% |
| BENCHMARK COMMUNITY BANK | KENBRIDGE , VA | $1.40B | 1.53% | 4.68% | 60.6% | 12.50% | 0.07% | 1.9% |
| The Old Point National Bank of Phoebus | Hampton , VA | $1.40B | 0.68% | 3.70% | 75.7% | 13.29% | 0.04% | 1.2% |
| SKYLINE NATIONAL BANK | INDEPENDENCE , VA | $1.31B | 1.43% | 4.49% | 58.3% | 10.72% | 0.49% | 4.9% |
| TRUSTAR BANK | GREAT FALLS , VA | $1.17B | 0.62% | 2.98% | 67.1% | 11.47% | 1.45% | 11.5% |
| FIRST NATIONAL BANK | ALTAVISTA , VA | $1.09B | 1.16% | 4.06% | 67.4% | 12.34% | 0.20% | 1.6% |
| BANK OF THE JAMES | LYNCHBURG , VA | $1.05B | 0.91% | 3.66% | 75.6% | 12.12% | 0.22% | 1.7% |
| FREEDOM BANK OF VIRGINIA, THE | FAIRFAX , VA | $1.05B | 0.58% | 2.81% | 76.1% | 13.50% | 2.46% | 20.9% |
| NEW PEOPLES BANK, INC. | HONAKER , VA | $940.0M | 1.39% | 4.01% | 61.8% | 15.13% | 0.43% | 3.2% |
| BANK OF BOTETOURT | BUCHANAN , VA | $938.0M | 1.33% | 3.97% | 59.3% | — | 0.06% | 1.3% |
| OAK VIEW NATIONAL BANK | WARRENTON , VA | $924.5M | 1.01% | 2.93% | 59.6% | 17.35% | 0.00% | 0.0% |
| Village Bank | Midlothian , VA | $738.6M | -0.02% | 4.03% | 103.1% | 14.04% | 0.05% | 0.7% |
| TRUPOINT BANK | GRUNDY , VA | $703.5M | 1.00% | 3.90% | 72.4% | — | 0.04% | 0.3% |
| BANK OF SOUTHSIDE VIRGINIA, THE | CARSON , VA | $631.7M | 1.70% | 4.53% | 57.5% | — | 0.24% | 0.5% |
| BANK OF MARION, THE | MARION , VA | $614.1M | 1.29% | 4.23% | 63.7% | 18.43% | 0.73% | 10.5% |
| CITIZENS BANK AND TRUST COMPANY | BLACKSTONE , VA | $583.3M | 1.87% | 4.39% | 49.0% | — | 0.00% | 1.1% |
| POWELL VALLEY NATIONAL BANK | JONESVILLE , VA | $518.0M | 0.79% | 3.73% | 70.3% | 12.40% | 0.04% | 3.3% |
| SELECT BANK | FOREST , VA | $500.4M | 1.19% | 3.53% | 54.0% | 11.88% | 1.16% | 11.4% |
| FIRST SENTINEL BANK | RICHLANDS , VA | $412.7M | 0.81% | 4.01% | 70.7% | 12.60% | 0.13% | 1.1% |
| FARMERS BANK OF APPOMATTOX, THE | APPOMATTOX , VA | $369.0M | 0.70% | 4.00% | 63.7% | 18.21% | 0.66% | 4.2% |
| PIONEER BANK | STANLEY , VA | $362.8M | 1.62% | 4.46% | 58.2% | 14.66% | 0.52% | 3.9% |
| LEGACY BANK | GRUNDY , VA | $357.8M | 0.91% | 3.05% | 64.8% | 27.92% | 1.40% | 8.6% |
| LOCUS BANK, INC. | RICHMOND , VA | $345.2M | 1.25% | 3.48% | 65.0% | — | 0.45% | 2.5% |
| NEW HORIZON BANK, NATIONAL ASSOCIATION | POWHATAN , VA | $278.6M | -0.50% | 4.23% | 108.2% | — | 1.12% | 5.8% |
| LEE BANK & TRUST COMPANY | PENNINGTON GAP , VA | $259.9M | 1.10% | 3.30% | 60.1% | 22.05% | 0.32% | 4.8% |
| CORNERSTONE BANK | LEXINGTON , VA | $227.7M | 1.23% | 4.52% | 65.3% | — | 0.74% | 5.8% |
| BANK OF CHARLOTTE COUNTY, THE | PHENIX , VA | $224.2M | 1.40% | 4.37% | 64.7% | 17.50% | 0.97% | 6.2% |
| FARMERS AND MINERS BANK | PENNINGTON GAP , VA | $190.7M | 1.46% | 4.80% | 63.6% | — | 0.44% | 1.9% |
| HIGHLANDS COMMUNITY BANK | COVINGTON , VA | $189.7M | 0.44% | 3.21% | 84.7% | — | 2.20% | 8.6% |
| MOVEMENT BANK | DANVILLE , VA | $163.8M | 0.58% | 3.33% | 87.5% | 15.96% | 1.36% | 10.4% |
| COMMUNITY BANKERS' BANK | MIDLOTHIAN , VA | $153.7M | 0.12% | 2.91% | 97.1% | — | 0.00% | 0.0% |
| MINERS EXCHANGE BANK | COEBURN , VA | $94.9M | 0.26% | 4.89% | 91.1% | 21.63% | 3.18% | 17.8% |
| FARMERS AND MERCHANTS BANK OF CRAIG COUNTY, THE | NEW CASTLE , VA | $93.5M | 1.25% | 3.64% | 57.9% | — | 0.00% | 0.2% |
| INTEGRITY BANK FOR BUSINESS | VIRGINIA BEACH , VA | $86.9M | 0.18% | 4.11% | 95.4% | 37.97% | 0.00% | 0.0% |
| BLUE GRASS VALLEY BANK, THE | BLUE GRASS , VA | $62.0M | 0.43% | 3.26% | 83.3% | — | 1.12% | 9.9% |
| MARTINSVILLE FIRST SAVINGS BANK | MARTINSVILLE , VA | $32.4M | 0.35% | 2.96% | 82.5% | 44.94% | 0.92% | 3.1% |
| TOWNE TRUST COMPANY, NATIONAL ASSOCIATION | NEWPORT NEWS , VA | $8.1M | 14.04% | 3.56% | 78.3% | 156.84% | — | 0.0% |
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Virginia bank rankings
See Virginia banks ranked by the metrics that matter — size, profitability, capital, asset quality, and funding.
Largest Virginia banks by assets Largest by deposits Highest ROA (return on assets) Highest ROE (return on equity) Highest net interest margin Highest CET1 capital ratio Highest leverage ratio Lowest Texas Ratio (safest) Highest Texas Ratio (riskiest) Highest uninsured-deposit ratio Highest loan-to-deposit ratio Most efficient (lowest efficiency ratio)
Data sourced from FFIEC call reports — current as of Q1 2026. See /data-updates/ for the full refresh schedule.
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