Bank of Southside Virginia, the
Bank of Southside Virginia, the is a locally rooted FDIC-insured community bank based in Carson, VA, in the Richmond metropolitan banking region. The Q1 2026 balance sheet stands at $632M in assets, including $265M in loans. Profitability is strong — 1.70% ROA, paired with 8.66% ROE and a 4.53% net interest margin. Under the simplified Community Bank Leverage Ratio framework, leverage of 22.32% exceeds the 9% CBLR threshold. Asset quality is pristine — 0.24% NPLs and a 0.54% Texas Ratio. Bank of Southside Virginia, the operates a 15-branch network.
Headquarters Profile
- Address
- 17208 Halligan Park Rd, CARSON, VA 23830
- County
- Dinwiddie
- Metro Area
- RICHMOND, VA
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 5
- Established
- August 10, 1911
- Branches
- 15 domestic
- Employees (FTE)
- 81
- FDIC Cert
- 11580
- Fed RSSD
- 610128
- Website
- www.bsvnet.com →
- Parent Holding Company
- BANK OF SOUTHSIDE VIRGINIA CORPORATION, THE (RSSD 1076105)
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Bank of Southside Virginia, the rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
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Frequently asked about Bank of Southside Virginia, the
What are Bank of Southside Virginia, the's total assets?
As of the Q1 2026 filing, Bank of Southside Virginia, the reported total assets of $631.7 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Bank of Southside Virginia, the headquartered?
Bank of Southside Virginia, the is headquartered in CARSON, VA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Bank of Southside Virginia, the founded?
Bank of Southside Virginia, the was established in 1911, per the FDIC institution directory.
Is Bank of Southside Virginia, the FDIC-insured?
Yes. Bank of Southside Virginia, the is an FDIC-insured commercial bank (FDIC Certificate #11580). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bank of Southside Virginia, the?
Bank of Southside Virginia, the's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does Bank of Southside Virginia, the operate?
Bank of Southside Virginia, the operates 15 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Bank of Southside Virginia, the's Texas Ratio?
Bank of Southside Virginia, the's Texas Ratio is 0.54% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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