Bank call report · Lebanon, VA
The First Bank and Trust Company Call Report
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The First Bank and Trust Company filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 498 reported line items, schedule by schedule (930 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 223322 |
| FDIC certificate number | 22918 |
| Total assets | $4.28B |
Official Q2 2026 call report PDF (FFIEC) →
The First Bank and Trust Company call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (25 items)
About Schedule RC · The First Bank and Trust Company balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $4.28B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $4.28B |
| Total Liabilities and Minority Interest | RCON2948 | $3.85B |
| Total Deposits | RCON2200 | $3.82B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $3.62B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $3.57B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $3.07B |
| Deposits: Noninterest-bearing | RCON6631 | $744.7M |
| Interest-bearing Balances | RCON0071 | $435.6M |
| Total Equity Capital | RCON3210 | $422.6M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $422.6M |
| Undivided Profits and Capital Reserves | RCON3632 | $404.6M |
| Other Assets | RCON2160 | $107.8M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $61.1M |
| Allowance for Loan and Lease Losses | RCON3123 | $49.0M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $47.8M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $30.6M |
| Other Liabilities, Total | RCON2930 | $26.5M |
| Surplus | RCON3839 | $15.8M |
| Loans and Leases Held for Sale | RCON5369 | $15.3M |
| Other Borrowed Money | RCON3190 | $9.5M |
| Intangible Assets | RCON2143 | $7.1M |
| Common Stock | RCON3230 | $4.4M |
| Accumulated Other Comprehensive Income | RCONB530 | -$2.1M |
| Goodwill | RCON3163 | $1.0M |
Schedule RI: Income Statement (46 items)
About Schedule RI · The First Bank and Trust Company income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $126.3M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $118.8M |
| Net Interest Income | RIAD4074 | $83.8M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $61.5M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $48.9M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $48.9M |
| Total Interest Expense | RIAD4073 | $42.5M |
| Total Noninterest Expense | RIAD4093 | $39.4M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $38.6M |
| Net Income (Loss) | RIAD4340 | $38.6M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $38.6M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $33.2M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $23.7M |
| Salaries and Employee Benefits | RIAD4135 | $23.2M |
| Total Noninterest Income | RIAD4079 | $14.9M |
| Other Noninterest Expense | RIAD4092 | $12.8M |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $11.4M |
| Other Noninterest Income | RIADB497 | $10.5M |
| Provision for Loan and Lease Losses | RIAD4230 | $10.4M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $10.4M |
| Applicable Income Taxes | RIAD4302 | $10.3M |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $10.2M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $8.8M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $7.1M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $6.9M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $6.0M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $5.5M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $3.8M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $3.5M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $1.6M |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $1.3M |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $836K |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $815K |
| Fees and Commissions from Annuity Sales | RIADC887 | $503K |
| Income from the Sale and Servicing of Mutual Funds and Annuities (in Domestic Offices) | RIAD8431 | $503K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $342K |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $206K |
| Other Interest Income | RIAD4518 | $151K |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $132K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $74K |
| Service Charges on Deposits in Domestic Office Atm-related for Individuals | RIADH034 | $50K |
| Net Servicing Fees | RIADB492 | $49K |
| Net Gains (Losses) on Other Real Estate Owned | RIAD5415 | -$26K |
| Interest on Other Securities | RIAD4060 | $4K |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | $3K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 471 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $466.3M |
| Balances Due from Federal Reserve Banks | RCON0090 | $343.8M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $96.6M |
| Currency and Coin | RCON0080 | $24.4M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $1.5M |
Schedule RC-B: Securities (26 items)
About Schedule RC-B · The First Bank and Trust Company securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $2.8M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $2.7M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $566K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $525K |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $63.8M |
| Pledged Securities | RCON0416 | $61.0M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $60.0M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $57.3M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $26.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $23.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $22.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $4.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $4.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $2.6M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $1.7M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $864K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $307K |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $254K |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $252K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $252K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $236K |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $148K |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $148K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $126K |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $72K |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $8K |
Schedule RC-C, Part I: Loans and Leases (40 items)
About Schedule RC-C, Part I · The First Bank and Trust Company loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $3.63B |
| Pledged Loans and Leases | RCONG378 | $1.28B |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $1.08B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $957.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $859.4M |
| Real Estate Loans Secured by Farmland | RCON1420 | $794.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $631.9M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $630.8M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $620.1M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $417.6M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $309.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $258.2M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $243.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $229.1M |
| Commercial and Industrial Loans | RCON1766 | $209.2M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $209.2M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $173.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $154.9M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $154.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $133.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $116.3M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $115.5M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $111.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $102.3M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $92.4M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $89.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $78.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $72.2M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $47.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $35.6M |
| Loans for purchasing or carrying securities, including margin loans | RCON1545 | $23.0M |
| Other Loans | RCONJ464 | $23.0M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $19.7M |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCON2746 | $15.6M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $6.9M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - All Other Loans | RCONK165 | $5.6M |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $911K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty and in Compliance with Modified Terms: Loans Secured by 1-4 Family Residential Properties in Domestic Offices | RCONF576 | $740K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: 1 - 4 Family Residential Construction Loans | RCONK158 | $599K |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions | RCONJ454 | $39K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $184.0M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $127.1M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $71.8M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $49.7M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $35.4M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $30.2M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $29.2M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $22.3M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $20.3M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $14.3M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $4.8M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $2.2M |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 855 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 838 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 545 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 455 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 455 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 300 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 297 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 277 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 271 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 212 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 155 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 106 |
Schedule RC-E: Deposit Liabilities (33 items)
About Schedule RC-E · The First Bank and Trust Company deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $2.49B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $2.17B |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $1.62B |
| Total Transaction Accounts | RCON2215 | $1.32B |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $870.9M |
| Total Demand Deposits (See Note Below) | RCON2210 | $744.7M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $667.8M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $657.7M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $453.3M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $327.0M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $326.7M |
| Total reciprocal deposits | RCONJH83 | $314.9M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $282.6M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $272.5M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $241.2M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $223.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $218.2M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $215.0M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $198.8M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $180.3M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $168.1M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $149.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $108.9M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $92.2M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $58.9M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $58.9M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $43.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $28.9M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $18.8M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $15.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $8.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $8.3M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $1.7M |
Schedule RC-F: Other Assets (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $36.3M |
| Accrued Interest Receivable | RCONB556 | $24.7M |
| Life Insurance Assets: Hybrid Account Life Insurance Assets | RCONK270 | $23.3M |
| Net Deferred Tax Assets | RCON2148 | $11.0M |
| Other Assets | RCON2168 | $7.6M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $4.9M |
| Prepaid Expenses | RCON2166 | $4.6M |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Expenses Accrued and Unpaid | RCON3646 | $15.2M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $5.9M |
| All Other Liabilities | RCON2938 | $5.0M |
| Accounts Payable | RCON3066 | $2.2M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $415K |
Schedule RC-K: Quarterly Averages (16 items)
About Schedule RC-K · The First Bank and Trust Company quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $4.21B |
| Quarterly Average of Total Loans | RCON3360 | $3.61B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $2.06B |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $1.81B |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $918.3M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $531.7M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $388.9M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $367.8M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $297.8M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $286.6M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $206.5M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $157.9M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $62.2M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $10.0M |
| Mortgage-backed Securities | RCONB559 | $3.4M |
| All Other Securities | RCONB560 | $254K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (18 items)
About Schedule RC-L · The First Bank and Trust Company derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Off-balance Sheet Liabilities | RCON3430 | $551.0M |
| Standby Letters of Credit Issued by a Federal Home Loan Bank on the Bank's Behalf | RCONC978 | $551.0M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $449.8M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $212.0M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $141.6M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $133.4M |
| Year-to-date Merchant Credit Card Sales Volume: Sales for Which the Reporting Bank Is the Acquiring Bank | RCONC223 | $81.4M |
| Year-to-date Merchant Credit Card Sales Volume:sales for Which the Reporting Bank Is the Agent Bank with Risk | RCONC224 | $81.4M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $60.7M |
| Interest Rate Forward Contracts | RCON8697 | $20.7M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $20.7M |
| Amount of Performance Standby Letters of Credit Conveyed to Others | RCON3822 | $20.4M |
| Performance Standby Letters of Credit | RCON3821 | $20.4M |
| Commercial Real Estate, Construction, and Land Development: Commitments to Fund Loans Not Secured by Real Estate | RCON6550 | $10.3M |
| Amount of Financial Standby Letters of Credit Conveyed to Others | RCON3820 | $3.3M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $3.3M |
| Commercial and Similar Letters of Credit | RCON3411 | $819K |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8741 | $154K |
Schedule RC-M: Memoranda (7 items)
About Schedule RC-M · The First Bank and Trust Company memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over Three Through Five Years | RCONF057 | $9.2M |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $6.1M |
| Mortgage Servicing Assets | RCON3164 | $6.1M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $3.1M |
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $286K |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $286K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 2 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (38 items)
About Schedule RC-N · The First Bank and Trust Company past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $22.5M |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $6.5M |
| Additions to Nonaccrual Assets | RCONC410 | $4.8M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $4.6M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Past Due 30 Through 89 Days and Still Accruing | RCON3493 | $4.2M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $3.9M |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $3.7M |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $3.1M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $2.9M |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $2.3M |
| All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCON5459 | $2.0M |
| 1-4 Family Residential Construction Loans: Past Due 31 - 89 Days | RCONF172 | $1.7M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 90 Days or More and Still Accruing | RCONC237 | $1.6M |
| All Other Loans - Nonaccrual | RCON5461 | $1.5M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC238 | $745K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Past Due 90 Days or More and Still Accruing | RCON3494 | $612K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $438K |
| Itemize Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by Farmland in Domestic Offices Included in All Other Loans: Nonaccrual | RCONK132 | $431K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty : All Other Loans - Nonaccrual | RCONK128 | $431K |
| Loans Secured by Other Nonfarm Nonresidential Properties, 90 or More Days Past Due and Still Accruing | RCONF181 | $431K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Nonaccrual | RCON3495 | $431K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual | RCONHK28 | $431K |
| All Other Loans - Past Due 90 Days or More and Still Accruing | RCON5460 | $419K |
| Nonaccrual Assets Sold During the Quarter | RCONC411 | $273K |
| 1-4 Family Residential Construction Loans, Nonaccrual | RCONF176 | $253K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Past Due 30 Through 89 Days and Still Accruing | RCON3499 | $228K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $188K |
| Other Construction Loans and All Land Development and Other Land Loans, Past Due 31 - 89 Days | RCONF173 | $184K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 90 Days or More and Still Accruing | RCONK214 | $176K |
| Commercial and Industrial Loans - Past Due 90 Days or More and Still Accruing | RCON1607 | $169K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Nonaccrual | RCONK215 | $164K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 90 Days or More and Still Accruing | RCONC239 | $159K |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $152K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 90 or More Days Past Due and Still Accruing | RCONF180 | $147K |
| Other Construction Loans and All Land Development and Other Land Loans, Nonaccrual | RCONF177 | $81K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 90 Days or More and Still Accruing | RCONK217 | $36K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $15K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual | RCONK218 | $9K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)
About Schedule RC-O · The First Bank and Trust Company other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $4.20B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $3.82B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $2.10B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $1.67B |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $1.59B |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $420.6M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $37.3M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $6.4M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 85,805 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 2,086 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 1,434 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 17 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-P: 1-4 Family Residential Mortgage Banking Activities (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Retail originations during the quarter of 1-4 family residential mortgage loans for sale | RCONHT81 | $20.5M |
| Principal Amount of 1-4 Family Residential Mortgage Loans Sold During the Quarter | RCONFT04 | $18.1M |
| Quarter End Amount of 1-4 Family Residential Mortgage Loans Held for Sale or Trading | RCONFT05 | $15.3M |
| Noninterest income for the quarter from the sale, securitization, and servicing of 1-4 family residential mortgage loans | RIADHT85 | $726K |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (9 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $67.2M |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $61.1M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $61.1M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $61.1M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Mortgage Servicing Rights - Level 3 Fair Value Measurements | RCONG540 | $6.1M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Mortgage Servicing Rights - Total Fair Value Reported on Schedule Rc | RCONG536 | $6.1M |
| All Other Assets - Level 3 Fair Value Measurements | RCONG804 | $6.1M |
| All Other Assets - Total Fair Value Reported on Schedule Rc | RCONG391 | $6.1M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 3 Fair Value Measurements | RCONG506 | $6.1M |
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · The First Bank and Trust Company regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (23 items)
About Schedule RC-R, Part I · The First Bank and Trust Company regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $4.21B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $4.21B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $3.37B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $466.0M |
| Common Equity Tier 1 Capital | RCOAP859 | $423.8M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $423.8M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $423.8M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $422.6M |
| Retained Earnings | RCOAKW00 | $404.6M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $42.2M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $42.2M |
| Tier 2 Capital Before Deductions | RCOAP870 | $42.2M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $20.1M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$2.1M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$2.1M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $1.0M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $1.0M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1383 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1258 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1258 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1007 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0583 |
Schedule RC-R, Part II: Risk-Weighted Assets (70 items)
About Schedule RC-R, Part II · The First Bank and Trust Company risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $3.38B |
| Total Risk-weighted Assets | RCONG641 | $3.37B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $2.89B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $2.89B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $2.89B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $2.84B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $2.71B |
| Unconditionally Cancellable Commitments | RCONS540 | $928.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $723.7M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $723.7M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $707.9M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $706.3M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $466.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $460.6M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $460.6M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $369.6M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $361.8M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $252.0M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $252.0M |
| Total All Other Assets | RCOND981 | $162.7M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $152.8M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $125.7M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $94.6M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $76.1M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $62.9M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $61.1M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$50.7M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $50.4M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $38.1M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $38.1M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $33.5M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $27.3M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount | RCONH296 | $23.3M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH297 | $23.3M |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCONH300 | $23.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $22.3M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $22.3M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less | RCONS582 | $20.7M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $20.4M |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $15.4M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS416 | $15.3M |
| Total Loans and Leases Held for Sale, Residential Mortgage Exposures | RCONS413 | $15.3M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $11.8M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $11.8M |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCONS447 | $10.5M |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCONS445 | $10.5M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $10.2M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $10.2M |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $6.1M |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $6.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $6.1M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $4.0M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $3.3M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $3.3M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $3.3M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $3.0M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$2.7M |
| Cash and Balances Due from Depository Institutions - 100 Pct Risk Weight Category | RCOND960 | $2.0M |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $1.8M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $1.6M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $1.0M |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Face, Notional, or Other Amount | RCONG606 | $819K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $777K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $607K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $607K |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $566K |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $254K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - 100 Pct Risk Weight Category | RCONG611 | $164K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Credit Equivalent Amount | RCONG607 | $164K |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $8K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (2 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with No Recourse or Other Servicer-provided Credit Enhancements | RCONB805 | $607.3M |
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with Recourse or Oher Servicer-provided Credit Enhancements | RCONB804 | $165K |
Schedule RC-T: Fiduciary and Related Services (41 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Fiduciary Accounts - Managed Assets | RCONB894 | $328.5M |
| Custody and Safekeeping Accounts - Non-managed Assets | RCONB898 | $163.3M |
| Investment Management Agency Accounts - Managed Assets | RCONB886 | $115.0M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Non-managed Asset | RCONJ260 | $104.6M |
| Personal Trust and Agency Accounts - Managed Assets | RCONB868 | $103.2M |
| Other Retirement Accounts - Managed Assets | RCONB880 | $83.2M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Managed Assets | RCONJ259 | $82.8M |
| Total Fiduciary Accounts - Non-managed Assets | RCONB895 | $38.3M |
| Corporate Trust and Agency Accounts - Managed Assets | RCONB884 | $24.8M |
| Employee Benefit-defined Contribution - Non-managed Assets | RCONB873 | $22.0M |
| Other Retirement Accounts - Non-managed Assets | RCONB881 | $8.1M |
| Personal Trust and Agency Accounts - Non-managed | RCONB869 | $5.8M |
| Fiduciary and Related Assets:investment Mgmt and Investment Advisory Agency Accounts -Non-managed Assets | RCONJ253 | $2.3M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Managed Assets | RCONJ255 | $2.2M |
| Income from Fiduciary Activities | RIAD4070 | $1.4M |
| Personal Trust and Agency Accounts | RIADB904 | $397K |
| Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts | RIADJ315 | $371K |
| Other Retirement Accounts | RIADB907 | $328K |
| Corporate Trust and Agency Accounts - Non-managed Assets | RCONB885 | $205K |
| Custody and Safekeeping Accounts | RIADB909 | $150K |
| Other Fiduciary Accounts - Managed Assets | RCONB890 | $126K |
| All Other Fiduciary Income | RIADA480 | $58K |
| Other Fiduciary and Related Services Income | RIADB910 | $53K |
| Gross Fees, Commissions and Other Fiduciary Income: Corporate Trust and Agency Accounts | RIADA479 | $44K |
| Fiduciary and Related Services Income-foundation and Endowment Trust and Agency Accounts | RIADJ316 | $7K |
| Custody and Safekeeping Accounts - Number of Non-managed Accounts | RCONB899 | 1,038 |
| Total Fiduciary Accounts - Number of Managed Accounts | RCONB896 | 691 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Non-managed Accounts | RCONJ262 | 465 |
| Other Retirement Accounts - Number of Managed Accounts | RCONB882 | 323 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Managed Accounts | RCONJ261 | 321 |
| Investment Management Agency Accounts - Number of Managed Accounts | RCONB888 | 210 |
| Personal Trust and Agency Accounts - Number of Managed Accounts | RCONB870 | 142 |
| Total Fiduciary Accounts - Non-managed Accounts | RCONB897 | 42 |
| Other Retirement Accounts - Number of Non-managed Accounts | RCONB883 | 22 |
| Corporate Trust and Agency Accounts - Number of Managed Accounts | RCONC001 | 14 |
| Fiduciary and Related Assets:investment Management and Investment Advisory Agency Accounts - Number of Non-managed Accounts | RCONJ254 | 12 |
| Personal Trust and Agency Accounts - Number of Non-managed Accounts | RCONB871 | 4 |
| Corporate Trust and Agency Accounts - Number of Non-managed Accounts | RCONC002 | 2 |
| Employee Benefit-defined Contribution - Number of Non-managed Accounts | RCONB875 | 2 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Managed Accounts | RCONJ257 | 1 |
| Other Fiduciary Accounts - Number of Managed Accounts | RCONB892 | 1 |
Schedule RI-A: Changes in Bank Equity Capital (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $422.6M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $406.0M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $406.0M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $12.1M |
| Other Transactions with Stockholders (Including Parent Holding Company) | RIAD4415 | -$10.0M |
| Other Comprehensive Income | RIADB511 | $187K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (9 items)
About Schedule RI-B, Part I · The First Bank and Trust Company charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $4.1M |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $3.8M |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $235K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $151K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $114K |
| Charge-offs on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5411 | $46K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $23K |
| Loans Secured by Other Nonfarm Nonresidential Properties: Recoveries | RIADC898 | $14K |
| Charge-offs on Automobile Loans | RIADK129 | $5K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · The First Bank and Trust Company changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $49.0M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $42.6M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $4.1M |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (13 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $3.62B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $1.60B |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $898.5M |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $589.1M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $397.7M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $135.2M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $49.0M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $15.5M |
| Loans and Leases, Held for Investment, Unallocated, Allowance Balance | RCONJJ18 | $12.8M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $8.8M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $5.5M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $4.9M |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $1.4M |
Schedule RI-E: Explanations (13 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| First Itemized Transaction of Other Transactions with Stockholders (Including Parent Holding Company) (4415) | RIAD4498 | -$10.0M |
| Bank Card and Credit Card Interchange Fees | RIADF555 | $3.2M |
| Data Processing Expenses | RIADC017 | $1.9M |
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $1.8M |
| Earnings On/increase in Value of Cash Surrender Value of Life Insurance | RIADC014 | $822K |
| Marketing and Other Professional Services | RIAD0497 | $585K |
| Directors' Fees | RIAD4136 | $367K |
| Operating Expenses Communications - Postage, Monthly | RIAD8403 | $283K |
| Printing, Stationery, and Supplies | RIADC018 | $241K |
| Telecommunications Expense | RIADF559 | $224K |
| Legal Expense | RIAD4141 | $163K |
| Accounting and Auditing Expenses | RIADF556 | $149K |
| Income and Fees from the Printing and Sale of Checks | RIADC013 | $129K |
The First Bank and Trust Company call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the The First Bank and Trust Company call report?
The The First Bank and Trust Company call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does The First Bank and Trust Company file?
The First Bank and Trust Company files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the The First Bank and Trust Company call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: The First Bank and Trust Company has Federal Reserve RSSD ID 223322 and FDIC certificate number 22918. Either one finds its filings on the FFIEC Central Data Repository.
How often does The First Bank and Trust Company file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
The First Bank and Trust Company financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 22918) · FFIEC NIC profile (RSSD 223322)