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The First Bank and Trust Company Locations & Branches Lebanon, Virginia
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The First Bank and Trust Company operates 31 branches from its headquarters in Lebanon, VA, .
The First Bank and Trust Company branch network
Its 31 branches span 3 states and 26 cities. The most are in VIRGINIA (20), TENNESSEE (7) and NORTH CAROLINA (4). VIRGINIA holds 84.2% of its branch deposits. Abingdon, VA has the most of its branches, 3. Its largest office by deposits is the Abingdon Branch office in Abingdon, VA, with $618.3M (16.2% of its branch deposits). On June 30, 2025 it had 29 branches, 2 fewer than in 2026.
The First Bank and Trust Company at a glance
Its CET1 capital ratio was 12.58% at Q2 2026, above regulatory requirements.
- Total assets, Q2 2026
- $4.28B
- CET1 ratio, Q2 2026
- 12.58%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1979
Full financial profile · Is The First Bank and Trust Company safe? · The First Bank and Trust Company call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Lebanon, VA (2 branches) | 1 of 5 | 64.2% | $339.9M |
| State: VA (20 branches) | 14 of 102 | 1.0% | $3.21B |
Ranked by total assets among banks headquartered in the state: Largest banks in Virginia.
Share by county and metro area
The First Bank and Trust Company's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Washington, VA (3 branches) | 1 of 11 | 50.3% | $721.3M | $1.43B |
| Staunton City, VA (2 branches) | 1 of 11 | 43.7% | $536.8M | $1.23B |
| Russell, VA (2 branches) | 1 of 6 | 49.5% | $339.9M | $686.4M |
| Montgomery, VA (2 branches) | 4 of 12 | 9.8% | $301.2M | $3.08B |
| Sullivan, TN (4 branches) | 4 of 13 | 11.7% | $281.7M | $2.41B |
| Washington, TN (2 branches) | 6 of 18 | 7.0% | $224.8M | $3.21B |
| Bedford, VA (1 branch) | 4 of 12 | 11.7% | $220.0M | $1.87B |
| Wise, VA (1 branch) | 1 of 6 | 30.4% | $184.0M | $606.3M |
| Bristol City, VA (1 branch) | 2 of 7 | 29.8% | $178.5M | $599.9M |
| Waynesboro City, VA (1 branch) | 2 of 9 | 20.1% | $153.1M | $763.1M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Kingsport-Bristol, TN-VA (8 branches) | 1 of 24 | 19.9% | $1.18B | $5.92B |
| Staunton, VA (3 branches) | 1 of 14 | 28.5% | $689.9M | $2.42B |
| Blacksburg-Christiansburg, VA (3 branches) | 5 of 14 | 8.1% | $351.8M | $4.32B |
| Harrisonburg, VA (2 branches) | 5 of 15 | 7.1% | $248.3M | $3.50B |
| Big Stone Gap, VA (2 branches) | 1 of 9 | 27.8% | $234.3M | $842.4M |
| Johnson City, TN (2 branches) | 7 of 19 | 4.3% | $224.8M | $5.27B |
| Lynchburg, VA (1 branch) | 10 of 17 | 3.5% | $220.0M | $6.20B |
| Richmond, VA (1 branch) | 23 of 30 | 0.1% | $69.1M | $60.53B |
| Fayetteville, NC (1 branch) | 15 of 17 | 0.5% | $33.5M | $6.45B |
| Morristown, TN (1 branch) | 12 of 13 | 0.9% | $23.9M | $2.69B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Abingdon Branch | Abingdon, VA | 24210 | $618.3M |
| Staunton Branch | Staunton, VA | 24401 | $319.7M |
| The First Bank and Trust Company | Lebanon, VA | 24266 | $226.4M |
| Christiansburg Branch | Christiansburg, VA | 24073 | $223.3M |
| Lynchburg Branch | Forest, VA | 24551 | $220.0M |
| Verona Branch | Verona, VA | 24482 | $217.1M |
| Johnson City Branch | Johnson City, TN | 37604 | $194.0M |
| Wise Branch | Wise, VA | 24293 | $184.0M |
| East Bristol Branch | Bristol, VA | 24201 | $178.5M |
| Waynesboro Branch | Waynesboro, VA | 22980 | $153.1M |
| Pinnacle Branch | Bristol, TN | 37620 | $145.0M |
| East Harrisonburg Branch | Harrisonburg, VA | 22801 | $142.4M |
| Wytheville Branch | Wytheville, VA | 24382 | $135.4M |
| East Lebanon Branch | Lebanon, VA | 24266 | $113.4M |
| Bridgewater Branch | Bridgewater, VA | 22812 | $106.0M |
| East Abingdon Branch | Abingdon, VA | 24210 | $102.4M |
| Volunteer Parkway Branch | Bristol, TN | 37620 | $93.9M |
| Blacksburg Office | Blacksburg, VA | 24060 | $77.9M |
| Hanover Branch | Hanover, VA | 23069 | $69.1M |
| Fairlawn Office | Fairlawn, VA | 24141 | $50.6M |
| Park Avenue Branch | Norton, VA | 24273 | $50.2M |
| Kingsport Branch | Kingsport, TN | 37660 | $42.7M |
| Lillington Branch | Lillington, NC | 27546 | $33.5M |
| Gray Office Branch | Gray, TN | 37615 | $30.8M |
| Woodstock Branch | Woodstock, VA | 22664 | $25.7M |
| Morristown Branch | Morristown, TN | 37814 | $23.9M |
| Red Oak Branch | Red Oak, NC | 27868 | $19.7M |
| Mount Airy Branch | Mount Airy, NC | 27030 | $16.9M |
| Wilson Branch | Wilson, NC | 27896 | $2.4M |
| Openaccount.Firstbank.Com Branch | Abingdon, VA | 24210 | $679K |
| Mortgage Office Branch | Bristol, TN | 37620 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 22918) · FFIEC NIC profile (RSSD 223322)