Branch Presence
Banks with Branches in Johnson City, TN
First Horizon Bank is the biggest bank in Johnson City, TN, with $765.5M in deposits at its Johnson City branches, 26.6% of the city's total as of the June 30, 2026 FDIC Summary of Deposits. Bank of Tennessee has the most branches here, with 4.
18 banks operate 30 branches in Johnson City, TN, ranked below by local branch count from the FDIC Summary of Deposits. This counts every bank with a branch here, not only banks headquartered locally.
Deposit share is each bank's share of the $2.87B held in Johnson City, TN, as of the June 30, 2026 FDIC Summary of Deposits, ranked by deposits (#1 is largest). Banks that book deposits at a headquarters branch can show a share that exceeds their local customer base.
| Bank | Branches in Johnson City | Local deposits | Deposit share |
|---|---|---|---|
| Bank of Tennessee | 4 | $374.0M | 13.0% (#3) |
| First Horizon Bank | 3 | $765.5M | 26.6% (#1) |
| Centennial Bank | 3 | $302.0M | 10.5% (#4) |
| Truist Bank | 2 | $452.8M | 15.8% (#2) |
| HomeTrust Bank | 2 | $189.4M | 6.6% (#6) |
| Regions Bank | 2 | $174.2M | 6.1% (#7) |
| First Community Bank | 2 | $50.5M | 1.8% (#9) |
| Elizabethton Federal Savings Bank | 2 | $39.8M | 1.4% (#11) |
| The First Bank and Trust Company | 1 | $194.0M | 6.7% (#5) |
| Citizens Bank | 1 | $167.5M | 5.8% (#8) |
| Renasant Bank | 1 | $42.5M | 1.5% (#10) |
| Eclipse Bank, Inc. | 1 | $31.6M | 1.1% (#12) |
| First-Citizens Bank & Trust Company | 1 | $30.8M | 1.1% (#13) |
| Andrew Johnson Bank | 1 | $28.0M | 1.0% (#14) |
| Trupoint Bank | 1 | $17.5M | 0.6% (#15) |
| The Bank of Marion | 1 | $8.2M | 0.3% (#16) |
| Commercial Bank | 1 | $4.7M | 0.2% (#17) |
| FSNB, N.A. | 1 | $1.2M | <0.1% (#18) |
County deposit market: Washington, TN
The $3.21B held across 18 FDIC-insured banks in this county, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Washington, TN market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | First Horizon Bank | 26.9% | $865.8M | 4 |
| 2 | Truist Bank | 14.1% | $452.8M | 2 |
| 3 | Bank of Tennessee | 13.5% | $435.1M | 5 |
| 4 | Centennial Bank | 9.4% | $302.0M | 3 |
| 5 | Regions Bank | 7.8% | $249.6M | 3 |
| 6 | The First Bank and Trust Company | 7.0% | $224.8M | 2 |
| 7 | HomeTrust Bank | 5.9% | $189.4M | 2 |
| 8 | Citizens Bank | 5.2% | $167.5M | 1 |
| 9 | Renasant Bank | 2.4% | $77.5M | 2 |
| 10 | Andrew Johnson Bank | 2.0% | $63.7M | 2 |
Metro area deposit market: Johnson City, TN
The $5.27B held across 19 FDIC-insured banks in this metro area, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Johnson City, TN market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | Centennial Bank | 23.0% | $1.21B | 5 |
| 2 | Bank of Tennessee | 17.8% | $938.4M | 11 |
| 3 | First Horizon Bank | 16.4% | $865.8M | 4 |
| 4 | Citizens Bank | 12.7% | $666.9M | 4 |
| 5 | Truist Bank | 8.6% | $452.8M | 2 |
| 6 | Regions Bank | 5.5% | $292.1M | 4 |
| 7 | The First Bank and Trust Company | 4.3% | $224.8M | 2 |
| 8 | HomeTrust Bank | 3.6% | $189.4M | 2 |
| 9 | Elizabethton Federal Savings Bank | 2.6% | $136.9M | 4 |
| 10 | Renasant Bank | 1.5% | $77.5M | 2 |
Banks in Johnson City: common questions
What is the biggest bank in Johnson City, TN?
First Horizon Bank is the biggest bank in Johnson City, TN, with $765.5M in deposits at its Johnson City branches, 26.6% of the city's total as of the June 30, 2026 FDIC Summary of Deposits. Bank of Tennessee has the most branches there, with 4.
How many banks are in Johnson City, TN?
18 FDIC-insured banks operate 30 branches in Johnson City, TN as of the June 30, 2026 FDIC Summary of Deposits. This counts every bank with a branch in the city, not only banks headquartered there. Credit unions are not in the Summary of Deposits.
What are the largest banks in Johnson City, TN?
Ranked by deposits held in Johnson City branches as of the June 30, 2026 FDIC Summary of Deposits: 1. First Horizon Bank (26.6%); 2. Truist Bank (15.8%); 3. Bank of Tennessee (13.0%); 4. Centennial Bank (10.5%); 5. The First Bank and Trust Company (6.7%). The share is each bank's part of all deposits in the city.
Largest banks in Tennessee
For the state as a whole, see the largest banks in Tennessee, ranked by total assets and by deposits in Tennessee branches, or every bank in the Tennessee bank directory.
Banks in other Tennessee cities:
About this data
Branch counts and local deposits come from the FDIC Summary of Deposits, the annual June 30 survey of branch-office deposits for every FDIC-insured bank. Click any bank to see its full regulatory profile and complete branch network. Looking for banks headquartered here instead? See the US bank directory.