Andrew Johnson Bank
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Data as of · sourced from FFIEC call reports. How we update
Andrew Johnson Bank is an FDIC-insured commercial bank headquartered in Greeneville, TN, established in 1975 (FDIC certificate 22015), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $611.9M, up 1.4% from Q2 2025, the 47th largest of 109 banks headquartered in Tennessee. Its CET1 capital ratio was 16.10% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 22015
- Headquarters
- Greeneville, TN
- Established
- 1975
- Total assets, Q2 2026
- $611.9M
- Assets vs Q2 2025
- +1.4%
- CET1 ratio, Q2 2026
- 16.10%
- Domestic offices
- 8 FDIC institution directory, current count
- Routing number
- 064202860
- Holding company
- ANDREW JOHNSON BANCSHARES, INC.
- Asset rank in state
- 47th of 109 in Tennessee
Little in Andrew Johnson Bank's latest call report stands out. It reported $612 million in assets at June 30, 2026, up 1.4% from a year earlier. On most measures it sits near the middle of the 2,660 banks with $100 million to $1 billion in assets.
Net income for the quarter rose 20% from a year earlier, to $2.5 million. Paper losses on its bond portfolio are shrinking: unrealized losses of $10 million equal 15% of Tier 1 capital, down from 21% a year earlier.
As of June 30, 2026, Andrew Johnson Bank reported a CET1 capital ratio of 16.10%, a return on assets of 1.60%, a nonperforming-loan ratio of 0.83% and a Texas ratio of 5.41%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Andrew Johnson Bank is the 47th largest of the 109 banks headquartered in Tennessee. Quarter on quarter (Q1 2026 to Q2 2026), its total assets fell 2.3% to $611.9M, loans rose 2.9% and deposits fell 2.9%. The largest part of its loan book on June 30, 2026 was 1-4 family residential loans, at 47.8% of total loans, ahead of owner-occupied commercial real estate loans at 17.1%. The FDIC Summary of Deposits lists 8 offices for it, in 5 cities in TN; its Greeneville 3 offices book 58% of its branch deposits. On its Q2 2026 call report, Andrew Johnson Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 124 N Main St, Greeneville, TN 37743
- County
- Greene
- Metro Area
- Greeneville, TN
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- No
- Federal Reserve district
- District 6, Atlanta
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 041
- Established
- May 12, 1975
- Former names
- City & County Bank of Greene County (1977-1980)
- Domestic offices
- 8 FDIC institution directory, current count
- Employees (FTE)
- 98
- Domestic deposits
- $545.9M
- Allowance for credit losses
- $7.2M
- Net charge-offs (YTD)
- $0
- Average total assets
- $619.0M
- Average total loans
- $447.2M
- Average interest-bearing deposits
- $416.4M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- May 12, 1975
- FDIC Cert
- 22015
- Fed RSSD
- 361439
- Website
- www.andrewjohnsonbank.com →
- Parent Holding Company
- ANDREW JOHNSON BANCSHARES, INC. (RSSD 1083185)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, Andrew Johnson Bank's total assets ranged from $546.2M (Q3 2023) to $626.1M (Q1 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$611.9M total assets against $603.3M; $549.7M total liabilities against $550.0M.
$446.3M net loans and leases against $434.8M; $545.9M total deposits against $546.2M.
$95.5M securities against $101.4M; $39.1M cash and balances due against $36.5M.
$8.6M total interest income against $8.2M; $2.1M total interest expense against $2.4M.
$6.5M net interest income against $5.8M.
$759K total noninterest income against $651K; $3.8M total noninterest expense against $3.6M.
$160K provision for credit losses against $157K.
$2.5M net income against $2.1M.
1.60% return on assets against 1.36%; 4.36% net interest margin against 4.05%.
16.10% CET1 capital ratio against 14.80%; 11.24% tier 1 leverage ratio against 10.29%.
Inside the full Andrew Johnson Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeAndrew Johnson Bank rankings
Its closest position to the top of a national ranking is 980 of 3,606, for efficiency ratio; its furthest is 1,528 of 4,196, for total assets.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 1.04% (Q3 2024) to 1.60% (Q2 2026) and its net interest margin ran from 3.59% (Q3 2024) to 4.36% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 16.10% | 1.60% | 0.83% | 5.41% | 4.36% |
| Q1 2026 | 16.07% | 1.45% | 1.50% | 9.94% | 4.07% |
| Q4 2025 | 15.72% | 1.21% | 0.86% | 5.81% | 4.21% |
| Q3 2025 | 15.22% | 1.37% | 0.88% | 6.23% | 4.13% |
| Q2 2025 | 14.80% | 1.36% | 0.88% | 6.46% | 4.05% |
| Q1 2025 | 14.83% | 1.27% | 0.91% | 6.77% | 3.82% |
| Q4 2024 | 14.74% | 1.19% | 0.06% | 0.43% | 3.73% |
| Q3 2024 | 14.44% | 1.04% | 0.08% | 0.59% | 3.59% |
Swipe the table sideways to see every column.
Branch Network
View all 8 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Andrew Johnson Bank (main office) | Greeneville , TN | 37743 | $165.2M |
| Morristown Branch | Morristown , TN | 37814 | $123.7M |
| East By-Pass Branch | Greeneville , TN | 37745 | $77.0M |
| Southwest Branch | Greeneville , TN | 37743 | $73.8M |
| Jonesborough Branch | Jonesborough , TN | 37659 | $35.7M |
| Cleveland Branch | Cleveland , TN | 37311 | $28.6M |
| Johnson City Branch | Johnson City , TN | 37604 | $28.0M |
| Cleveland North Branch | Cleveland , TN | 37312 | $13.8M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.2% of deposits in TN, rank 65 of 165 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Andrew Johnson Bank
What are Andrew Johnson Bank's total assets?
As of the Q2 2026 filing, Andrew Johnson Bank reported total assets of $611.9 million in its FFIEC call report.
Where is Andrew Johnson Bank headquartered?
It is headquartered in Greeneville, TN, United States.
When was Andrew Johnson Bank founded?
It was established in 1975, per the FDIC institution directory.
Is Andrew Johnson Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #22015). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Andrew Johnson Bank?
Andrew Johnson Bank's primary federal regulator is the FDIC.
What is Andrew Johnson Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 16.10% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Andrew Johnson Bank operate?
It operates 8 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Andrew Johnson Bank's Texas Ratio?
Its Texas Ratio is 5.41% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was Andrew Johnson Bank previously called?
The charter now named Andrew Johnson Bank has also operated as City & County Bank of Greene County (1977-1980), per FDIC structure-change records.
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