Andrew Johnson Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Andrew Johnson Bank of Greeneville, TN against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.60% | 1.35% | +0.25% | 69th above |
| ROAE | 16.36% | 12.05% | +4.31% | 73rd above |
| Net Interest Margin | 4.36% | 3.90% | +0.46% | 73rd above |
| Efficiency Ratio | 52.38% | 63.15% | -10.77% | 76th top |
| PPNR / Avg Assets | 2.23% | 1.64% | +0.59% | 81st top |
| Yield on Earning Assets | 5.74% | 5.65% | +0.09% | 56th above |
| Cost of Funds | 1.50% | 1.85% | -0.35% | 69th above |
| Net Interest Spread | 3.74% | 3.35% | +0.39% | 72nd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.98% | 0.92% | +0.06% | 29th below |
| NPA / Total Assets | 0.73% | 0.67% | +0.06% | 29th below |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 1.59% | 1.28% | +0.31% | 83rd top |
| ACL / NPLs (Coverage) | 162.40% | 1645.77% | -1483.37% | 42nd below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 6.40% | 7.15% | -0.75% | 34th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 16.10% | 20.83% | -4.73% | 58th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 16.10% | 20.86% | -4.76% | 58th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 17.36% | 21.94% | -4.58% | 59th above |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.24% | 12.46% | -1.22% | 54th above |
| Equity / Assets | 10.16% | 11.67% | -1.51% | 47th below |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.16% | 11.40% | -1.24% | 52nd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 83.07% | 78.64% | +4.43% | 45th below |
| Core Deposit Ratio | 92.51% | 87.09% | +5.42% | 71st above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.42% | 6.48% | -5.06% | 28th below |
| Loan Growth (Y/Y) | 2.67% | 7.64% | -4.97% | 35th below |
| Deposit Growth (Y/Y) | -0.05% | 6.03% | -6.08% | 23rd bottom |
See Andrew Johnson Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Andrew Johnson Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Andrew Johnson Bank profile, how to read a UBPR, or how this data updates.