Andrew Johnson Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loan-to-deposit ratio: 4.75 percentage points higher than in Q1 2026, at 83.07%. Within Tennessee, Andrew Johnson Bank is 56th of 109 on loan-to-deposit ratio, 83.07% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio; Andrew Johnson Bank reported 83.07% for Q2 2026, nearly level with it.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $39.1M |
| Cash and noninterest-bearing balances to assets | 6.39% |
| Cash and securities | $134.6M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 83.07% |
| Net loans and leases to deposits | 81.75% |
| Loans and leases to core deposits | 89.80% |
| Core deposits to total deposits | 92.51% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 81.88% | 93.02% | $0 | $20.0M |
| Q4 2023 | 80.76% | 92.31% | $0 | $13.0M |
| Q1 2024 | 77.52% | 88.48% | $0 | $0 |
| Q2 2024 | 79.55% | 90.00% | $0 | $0 |
| Q3 2024 | 79.58% | 91.35% | $0 | $0 |
| Q4 2024 | 81.60% | 91.49% | $0 | $0 |
| Q1 2025 | 79.41% | 91.95% | $0 | $0 |
| Q2 2025 | 80.87% | 91.05% | $0 | $0 |
| Q3 2025 | 80.12% | 91.24% | $0 | $0 |
| Q4 2025 | 80.83% | 91.05% | $0 | $0 |
| Q1 2026 | 78.33% | 91.59% | $0 | $0 |
| Q2 2026 | 83.07% | 92.51% | $0 | $0 |
Andrew Johnson Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Andrew Johnson Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Andrew Johnson Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 22015) · FFIEC NIC profile (RSSD 361439)