Branch Presence
Banks with Branches in Chattanooga, TN
Pinnacle Bank is the biggest bank in Chattanooga, TN, with $2.53B in deposits at its Chattanooga branches, 25.3% of the city's total as of the June 30, 2026 FDIC Summary of Deposits.
21 banks operate 63 branches in Chattanooga, TN, ranked below by local branch count from the FDIC Summary of Deposits. This counts every bank with a branch here, not only banks headquartered locally.
Deposit share is each bank's share of the $9.99B held in Chattanooga, TN, as of the June 30, 2026 FDIC Summary of Deposits, ranked by deposits (#1 is largest). Banks that book deposits at a headquarters branch can show a share that exceeds their local customer base.
| Bank | Branches in Chattanooga | Local deposits | Deposit share |
|---|---|---|---|
| First Horizon Bank | 11 | $2.38B | 23.8% (#2) |
| Truist Bank | 11 | $1.35B | 13.5% (#3) |
| Regions Bank | 8 | $990.5M | 9.9% (#4) |
| Builtwell Bank | 4 | $261.1M | 2.6% (#9) |
| Millennium Bank | 4 | $121.2M | 1.2% (#11) |
| Pinnacle Bank | 3 | $2.53B | 25.3% (#1) |
| FirstBank | 3 | $533.6M | 5.3% (#6) |
| JPMorgan Chase Bank, N.A. | 3 | $49.2M | 0.5% (#16) |
| Bank of America, N.A. | 2 | $600.1M | 6.0% (#5) |
| SmartBank | 2 | $297.1M | 3.0% (#8) |
| The Park National Bank | 2 | $42.9M | 0.4% (#17) |
| Rockpointbank, N.A. | 1 | $335.8M | 3.4% (#7) |
| Southeast Bank | 1 | $140.4M | 1.4% (#10) |
| Old National Bank | 1 | $117.4M | 1.2% (#12) |
| WesBanco Bank, Inc. | 1 | $80.9M | 0.8% (#13) |
| First-Citizens Bank & Trust Company | 1 | $53.0M | 0.5% (#14) |
| United Community Bank | 1 | $51.6M | 0.5% (#15) |
| Tower Community Bank | 1 | $27.6M | 0.3% (#18) |
| The Huntington National Bank | 1 | $18.2M | 0.2% (#19) |
| Wilson Bank & Trust | 1 | $12.9M | 0.1% (#20) |
| First Financial Bank, N.A. | 1 | $10.8M | 0.1% (#21) |
County deposit market: Hamilton, TN
The $12.71B held across 23 FDIC-insured banks in this county, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Hamilton, TN market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | First Horizon Bank | 20.8% | $2.64B | 14 |
| 2 | Pinnacle Bank | 20.5% | $2.60B | 5 |
| 3 | Truist Bank | 15.5% | $1.98B | 16 |
| 4 | Regions Bank | 12.9% | $1.64B | 15 |
| 5 | Bank of America, N.A. | 5.6% | $717.6M | 4 |
| 6 | FirstBank | 5.5% | $692.9M | 5 |
| 7 | SmartBank | 4.1% | $523.8M | 5 |
| 8 | Builtwell Bank | 2.8% | $351.6M | 6 |
| 9 | Southeast Bank | 2.7% | $346.0M | 2 |
| 10 | Rockpointbank, N.A. | 2.6% | $335.8M | 1 |
Metro area deposit market: Chattanooga, TN-GA
The $15.84B held across 30 FDIC-insured banks in this metro area, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Chattanooga, TN-GA market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | First Horizon Bank | 16.9% | $2.68B | 15 |
| 2 | Pinnacle Bank | 16.9% | $2.67B | 6 |
| 3 | Truist Bank | 12.5% | $1.98B | 16 |
| 4 | Regions Bank | 11.1% | $1.76B | 16 |
| 5 | FirstBank | 6.8% | $1.08B | 7 |
| 6 | Builtwell Bank | 4.5% | $720.7M | 12 |
| 7 | Bank of America, N.A. | 4.5% | $717.6M | 4 |
| 8 | Citizens Tri-County Bank | 4.3% | $687.9M | 9 |
| 9 | SmartBank | 3.3% | $523.8M | 5 |
| 10 | The Bank of Lafayette | 2.5% | $396.2M | 3 |
Banks in Chattanooga: common questions
What is the biggest bank in Chattanooga, TN?
Pinnacle Bank is the biggest bank in Chattanooga, TN, with $2.53B in deposits at its Chattanooga branches, 25.3% of the city's total as of the June 30, 2026 FDIC Summary of Deposits.
How many banks are in Chattanooga, TN?
21 FDIC-insured banks operate 63 branches in Chattanooga, TN as of the June 30, 2026 FDIC Summary of Deposits. This counts every bank with a branch in the city, not only banks headquartered there. Credit unions are not in the Summary of Deposits.
What are the largest banks in Chattanooga, TN?
Ranked by deposits held in Chattanooga branches as of the June 30, 2026 FDIC Summary of Deposits: 1. Pinnacle Bank (25.3%); 2. First Horizon Bank (23.8%); 3. Truist Bank (13.5%); 4. Regions Bank (9.9%); 5. Bank of America, N.A. (6.0%). The share is each bank's part of all deposits in the city.
Largest banks in Tennessee
For the state as a whole, see the largest banks in Tennessee, ranked by total assets and by deposits in Tennessee branches, or every bank in the Tennessee bank directory.
Banks in other Tennessee cities:
About this data
Branch counts and local deposits come from the FDIC Summary of Deposits, the annual June 30 survey of branch-office deposits for every FDIC-insured bank. Click any bank to see its full regulatory profile and complete branch network. Looking for banks headquartered here instead? See the US bank directory.