Lists · Deposits by metro area
Chattanooga, TN-GA Metro Area Bank Deposit Market Share
First Horizon Bank holds the largest share of deposits in the Chattanooga, TN-GA metro area, 16.9%, followed by Pinnacle Bank (16.9%) and Truist Bank (12.5%). 30 institutions hold $15.84B at 141 offices as of June 30, 2026, up 3.2% from 2025.
Largest share changes since 2025
Gained: Pinnacle Bank (1.54 points); The Huntington National Bank (1.21 points, new to this market); Old National Bank (0.67 points).
Lost: First Horizon Bank (-1.06 points); Bank of America, N.A. (-0.51 points); Truist Bank (-0.46 points).
| # | Institution | Deposits | Market share | Share change from 2025 |
|---|---|---|---|---|
| 1 | First Horizon Bank | $2.68B | 16.93% | -1.06 pts |
| 2 | Pinnacle Bank | $2.67B | 16.86% | +1.54 pts |
| 3 | Truist Bank | $1.98B | 12.47% | -0.46 pts |
| 4 | Regions Bank | $1.76B | 11.13% | -0.18 pts |
| 5 | FirstBank | $1.08B | 6.85% | -0.03 pts |
| 6 | Builtwell Bank | $720.7M | 4.55% | -0.19 pts |
| 7 | Bank of America, N.A. | $717.6M | 4.53% | -0.51 pts |
| 8 | Citizens Tri-County Bank | $687.9M | 4.34% | +0.10 pts |
| 9 | SmartBank | $523.8M | 3.31% | +0.28 pts |
| 10 | The Bank of Lafayette | $396.2M | 2.50% | +0.09 pts |
| 11 | Southeast Bank | $346.0M | 2.18% | +0.08 pts |
| 12 | Rockpointbank, N.A. | $335.8M | 2.12% | +0.36 pts |
| 13 | Tower Community Bank | $302.2M | 1.91% | -0.10 pts |
| 14 | Millennium Bank | $220.3M | 1.39% | -0.06 pts |
| 15 | Mountain Valley Bank | $198.9M | 1.26% | -0.11 pts |
| 16 | The Huntington National Bank | $191.7M | 1.21% | +1.21 pts |
| 17 | Bank of Dade | $151.3M | 0.96% | +0.03 pts |
| 18 | Wells Fargo Bank, N.A. | $136.5M | 0.86% | +0.00 pts |
| 19 | First Financial Bank, N.A. | $122.1M | 0.77% | -0.08 pts |
| 20 | Old National Bank | $117.4M | 0.74% | +0.67 pts |
| 21 | CB&S Bank, Inc. | $99.5M | 0.63% | +0.63 pts |
| 22 | WesBanco Bank, Inc. | $80.9M | 0.51% | +0.51 pts |
| 23 | JPMorgan Chase Bank, N.A. | $53.5M | 0.34% | +0.21 pts |
| 24 | First-Citizens Bank & Trust Company | $53.0M | 0.33% | +0.09 pts |
| 25 | United Community Bank | $51.6M | 0.33% | -0.01 pts |
| 26 | Colony Bank | $51.0M | 0.32% | -0.01 pts |
| 27 | The Park National Bank | $42.9M | 0.27% | +0.27 pts |
| 28 | First Jackson Bank | $33.5M | 0.21% | +0.00 pts |
| 29 | First Farmers and Commercial Bank | $16.9M | 0.11% | +0.00 pts |
| 30 | Wilson Bank & Trust | $12.9M | 0.08% | +0.02 pts |
About this list
Deposits are those held at each institution's offices in Chattanooga, TN-GA (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.
Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.
Counties in this metro area
Statewide deposits
Largest metro areas
More lists and rankings
Explore more: deposits by state · deposits by metro area · all rankings