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Lists · Deposits by metro area

St. Louis, MO-IL Metro Area Bank Deposit Market Share

U.S. Bank N.A. holds the largest share of deposits in the St. Louis, MO-IL metro area, 13.0%, followed by Stifel Bank and Trust (12.4%) and Bank of America, N.A. (11.8%). 111 institutions hold $141.72B at 817 offices as of June 30, 2026, up 5.4% from 2025.

Institutions: 111 Offices: 817 Deposits: $141.72B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: Stifel Bank (1.67 points); The Bank of Missouri (0.75 points, new to this market); Heartland Bank and Trust Company (0.33 points).

Lost: Bank of America, N.A. (-0.69 points); Midland States Bank (-0.25 points); Stifel Bank and Trust (-0.17 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 U.S. Bank N.A. 73 $18.36B 12.95% -0.07 pts 4.8%
2 Stifel Bank and Trust 2 $17.53B 12.37% -0.17 pts 4.0%
3 Bank of America, N.A. 32 $16.72B 11.80% -0.69 pts -0.4%
4 Stifel Bank 1 $13.67B 9.64% +1.67 pts 27.4%
5 Commerce Bank 38 $8.23B 5.80% -0.07 pts 4.1%
6 Enterprise Bank & Trust 16 $5.48B 3.87% -0.09 pts 2.8%
7 Regions Bank 59 $5.19B 3.66% +0.22 pts 12.0%
8 PNC Bank, N.A. 28 $3.40B 2.40% +0.17 pts 13.4%
9 Carrollton Bank 11 $2.98B 2.10% +0.01 pts 6.1%
10 UMB Bank, N.A. 14 $2.94B 2.07% +0.05 pts 7.8%
11 First Bank 29 $2.76B 1.95% -0.06 pts 2.0%
12 Busey Bank 20 $2.60B 1.84% -0.02 pts 4.0%
13 Midwest Bankcentre 18 $2.52B 1.78% -0.07 pts 1.5%
14 FCB Banks 20 $2.27B 1.60% +0.00 pts 5.5%
15 The Central Trust Bank 19 $1.92B 1.36% +0.00 pts 5.7%
16 First Mid Bank & Trust, N.A. 18 $1.46B 1.03% -0.01 pts 4.0%
17 BMO Bank N.A. 13 $1.45B 1.02% -0.14 pts -7.1%
18 Simmons Bank 18 $1.30B 0.92% -0.12 pts -6.7%
19 Cass Commercial Bank 3 $1.12B 0.79% -0.03 pts 1.6%
20 Midland States Bank 17 $1.11B 0.79% -0.25 pts -20.0%
21 Associated Bank, N.A. 8 $1.06B 0.75% -0.01 pts 3.6%
22 The Bank of Missouri 3 $1.06B 0.75% +0.75 pts New
23 Saint Louis Bank 2 $995.3M 0.70% 0.00 pts 5.3%
24 First State Community Bank 14 $963.3M 0.68% +0.01 pts 7.5%
25 JPMorgan Chase Bank, N.A. 30 $953.9M 0.67% +0.09 pts 21.4%
26 The Bank of Old Monroe 5 $916.6M 0.65% +0.03 pts 9.7%
27 CIBC Bank USA 1 $898.5M 0.63% +0.13 pts 33.7%
28 Triad Bank 2 $896.7M 0.63% +0.06 pts 15.5%
29 Parkside Financial Bank and Trust 1 $890.2M 0.63% -0.04 pts -0.6%
30 Bank of Washington 7 $887.8M 0.63% -0.04 pts -1.6%
31 Stifel Trust Company N.A. 1 $850.4M 0.60% -0.03 pts -0.2%
32 Sullivan Bank 6 $829.6M 0.59% +0.02 pts 9.7%
33 Royal Banks of Missouri 15 $825.9M 0.58% -0.03 pts -0.3%
34 Midwest Regional Bank 6 $768.1M 0.54% -0.14 pts -15.8%
35 Peoples Bank & Trust Co. 8 $722.4M 0.51% +0.00 pts 6.1%
36 First National Bank of Waterloo 14 $720.1M 0.51% -0.03 pts 0.4%
37 Lindell Bank & Trust Company 15 $707.2M 0.50% -0.02 pts 1.9%
38 CNB St. Louis Bank 6 $696.8M 0.49% -0.05 pts -3.6%
39 United Community Bank 8 $601.2M 0.42% +0.00 pts 5.9%
40 Heartland Bank and Trust Company 9 $555.0M 0.39% +0.33 pts 533.8%
41 American Bank of Freedom 5 $524.2M 0.37% -0.01 pts 3.1%
42 Great Southern Bank 20 $520.5M 0.37% -0.02 pts -1.2%
43 The Bradford National Bank of Greenville 7 $498.6M 0.35% +0.04 pts 17.2%
44 United Bank of Union 3 $491.1M 0.35% 0.00 pts 4.3%
45 Sterling Bank 2 $458.0M 0.32% -0.01 pts 2.8%
46 Citizens Community Bank 4 $446.1M 0.31% +0.00 pts 6.8%
47 Germantown Trust & Savings Bank 4 $433.2M 0.31% 0.00 pts 4.3%
48 Bank of Belleville 4 $411.4M 0.29% -0.02 pts -1.3%
49 First State Bank of St. Charles, Missouri 5 $390.8M 0.28% -0.02 pts -1.1%
50 Bank of Franklin County 6 $357.5M 0.25% -0.01 pts 2.6%
51 Constitution Bank, N.A. 10 $350.6M 0.25% 0.00 pts 4.9%
52 Dieterich Bank 7 $344.9M 0.24% +0.06 pts 38.9%
53 Bank of O'Fallon 2 $324.1M 0.23% -0.01 pts 1.4%
54 Montgomery Bank 7 $318.0M 0.22% -0.01 pts -1.1%
55 Citizens Bank 4 $305.4M 0.22% -0.01 pts 0.5%
56 Farmers and Merchants Bank of St. Clair 4 $301.1M 0.21% -0.02 pts -2.7%
57 Bank of Springfield 6 $298.1M 0.21% +0.02 pts 16.0%
58 The Missouri Bank 3 $285.3M 0.20% -0.03 pts -6.6%
59 State Bank 5 $267.0M 0.19% 0.00 pts 2.7%
60 St. Johns Bank & Trust Company 4 $260.1M 0.18% -0.02 pts -3.7%
61 1NB Bank 4 $259.3M 0.18% 0.00 pts 4.4%
62 Heritage Community Bank 4 $257.4M 0.18% +0.02 pts 16.6%
63 Commercial Bank 4 $246.5M 0.17% -0.01 pts -1.5%
64 Peoples National Bank, N.A. 4 $237.2M 0.17% +0.02 pts 18.4%
65 PSB Bank 5 $225.7M 0.16% 0.00 pts 3.5%
66 Southern Bank 3 $193.8M 0.14% 0.00 pts 2.4%
67 1st Advantage Bank 1 $190.9M 0.13% +0.01 pts 11.7%
68 First Federal Savings Bank of Mascoutah, Illinois 3 $185.3M 0.13% 0.00 pts 4.7%
69 MRV Banks 2 $184.8M 0.13% +0.01 pts 18.9%
70 Bank Star 3 $176.2M 0.12% 0.00 pts 3.8%
71 Jersey State Bank 2 $167.5M 0.12% 0.00 pts 5.2%
72 New Frontier Bank 3 $158.9M 0.11% +0.00 pts 6.7%
73 Bloomsdale Bank 3 $134.0M 0.09% +0.01 pts 14.0%
74 Farmers State Bank of Hoffman 1 $104.6M 0.07% 0.00 pts 2.6%
75 Prairie State Bank & Trust 3 $94.2M 0.07% +0.00 pts 7.1%
76 The Northern Trust Company 1 $93.0M 0.07% +0.02 pts 51.3%
77 Bank of Kampsville 3 $90.2M 0.06% +0.00 pts 7.7%
78 Bank of Calhoun County 3 $89.7M 0.06% 0.00 pts 4.1%
79 Silex Banking Company 1 $84.4M 0.06% 0.00 pts 4.3%
80 Collinsville Building and Loan Association 1 $82.7M 0.06% 0.00 pts -1.6%
81 Community State Bank of Missouri 1 $76.4M 0.05% 0.00 pts 2.2%
82 The FNB Community Bank 2 $75.9M 0.05% -0.01 pts -5.3%
83 Paramount Bank 1 $74.7M 0.05% 0.00 pts 1.3%
84 HNB National Bank 2 $71.8M 0.05% +0.00 pts 7.4%
85 Academy Bank, N.A. 3 $68.6M 0.05% +0.00 pts 9.6%
86 Homebank 1 $62.6M 0.04% +0.01 pts 45.7%
87 Warren-Boynton State Bank 2 $61.9M 0.04% 0.00 pts 4.5%
88 Bank & Trust Company 1 $49.0M 0.03% +0.00 pts 7.9%
89 The First National Bank of Raymond 2 $48.7M 0.03% 0.00 pts 5.0%
90 FMB Bank 1 $47.6M 0.03% +0.00 pts 5.8%
91 The Huntington National Bank 1 $45.8M 0.03% +0.03 pts New
92 FCNB Bank 2 $45.8M 0.03% 0.00 pts 1.9%
93 Jonesburg State Bank 1 $43.0M 0.03% 0.00 pts 4.6%
94 Peoples Bank 1 $42.7M 0.03% +0.00 pts 6.7%
95 Ozarks Federal Savings and Loan Association 1 $41.9M 0.03% 0.00 pts -1.0%
96 The Peoples State Bank of Newton, Illinois 1 $35.3M 0.02% 0.00 pts 1.8%
97 Town & Country Bank 1 $31.4M 0.02% 0.00 pts -13.1%
98 The Farmers and Merchants National Bank of Nashville 3 $27.4M 0.02% +0.00 pts 5.7%
99 Community Partners Savings Bank 1 $23.8M 0.02% 0.00 pts 1.1%
100 Farmers State Bank 1 $21.9M 0.02% +0.00 pts 8.4%
101 Legends Bank 1 $20.2M 0.01% +0.00 pts 11.1%
102 Chesterfield State Bank 1 $19.8M 0.01% 0.00 pts -4.1%
103 Farmers State Bank of Medora 1 $17.9M 0.01% 0.00 pts 2.3%
104 Midwest National Bank 1 $13.5M <0.01% +0.00 pts 80.2%
105 Woodforest National Bank 2 $7.0M <0.01% 0.00 pts -4.4%
106 The Bank of Houston 1 $5.0M <0.01% 0.00 pts -1.6%
107 Peoples Bank & Trust 1 $1.2M <0.01% 0.00 pts -9.0%
108 Edward Jones Trust Company 1 $500K <0.01% 0.00 pts —
109 EverBank, N.A. 1 $0 <0.01% 0.00 pts New
109 Wells Fargo Bank, N.A. 1 $0 <0.01% 0.00 pts New
109 CIBC National Trust Company 1 $0 <0.01% 0.00 pts New

About this list

Deposits are those held at each institution's offices in St. Louis, MO-IL (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

Counties in this metro area

St. Louis City, MOSt. Louis County, MOSt. Charles County, MOMadison County, ILSt. Clair County, ILFranklin County, MOJefferson County, MOLincoln County, MOClinton County, ILMacoupin County, ILMonroe County, ILWarren County, MOJersey County, ILBond County, ILCalhoun County, IL

Statewide deposits

IllinoisMissouri

Largest metro areas

New York-Newark-Jersey City, NY-NJ-PASalt Lake City, UTSioux Falls, SDDallas-Fort Worth-Arlington, TXPhiladelphia-Camden-Wilmington, PA-NJ-DE-MDLos Angeles-Long Beach-Anaheim, CAChicago-Naperville-Elgin, IL-IN-WIBoston-Cambridge-Newton, MA-NHSan Francisco-Oakland-Berkeley, CACharlotte-Concord-Gastonia, NC-SCHouston-The Woodlands-Sugar Land, TXMiami-Fort Lauderdale-Pompano Beach, FLWashington-Arlington-Alexandria, DC-VA-MD-WVAtlanta-Sandy Springs-Alpharetta, GAMinneapolis-St. Paul-Bloomington, MN-WIPittsburgh, PAPhoenix-Mesa-Chandler, AZCincinnati, OH-KY-INDetroit-Warren-Dearborn, MISan Jose-Sunnyvale-Santa Clara, CASan Antonio-New Braunfels, TXSeattle-Tacoma-Bellevue, WASan Diego-Chula Vista-Carlsbad, CACleveland-Elyria, OHTampa-St. Petersburg-Clearwater, FLColumbus, OHJacksonville, FLDenver-Aurora-Lakewood, CORaleigh-Cary, NCNashville-Davidson-Murfreesboro-Franklin, TNBaltimore-Columbia-Towson, MDKansas City, MO-KSSacramento-Roseville-Folsom, CALas Vegas-Henderson-Paradise, NVIndianapolis-Carmel-Anderson, INSalisbury, MD-DEMilwaukee-Waukesha, WIRiverside-San Bernardino-Ontario, CASan Juan-Bayamon-Caguas, PRAustin-Round Rock-Georgetown, TX

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