Lists · Deposits by metro area

San Jose-Sunnyvale-Santa Clara, CA Metro Area Bank Deposit Market Share

First-Citizens Bank & Trust Company holds the largest share of deposits in the San Jose-Sunnyvale-Santa Clara, CA metro area, 24.9%, followed by Wells Fargo Bank, N.A. (21.1%) and Bank of America, N.A. (14.7%). 42 institutions hold $175.30B at 293 offices as of June 30, 2026, up 9.8% from 2025.

Institutions: 42 Offices: 293 Deposits: $175.30B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: Fifth Third Bank, N.A. (3.06 points, new to this market); Citizens Business Bank, N.A. (1.36 points, new to this market); Bank of America, N.A. (0.69 points).

Lost: U.S. Bank N.A. (-0.57 points); Citibank, N.A. (-0.52 points); JPMorgan Chase Bank, N.A. (-0.42 points).

#	Institution	Offices	Deposits	Market share	Share change from 2025	Deposit change
1	First-Citizens Bank & Trust Company	3	$43.60B	24.87%	+0.59 pts	12.5%
2	Wells Fargo Bank, N.A.	47	$37.07B	21.15%	+0.26 pts	11.2%
3	Bank of America, N.A.	44	$25.84B	14.74%	+0.69 pts	15.3%
4	JPMorgan Chase Bank, N.A.	50	$22.81B	13.01%	-0.42 pts	6.4%
5	Citibank, N.A.	22	$7.81B	4.45%	-0.52 pts	-1.6%
6	Western Alliance Bank	1	$7.64B	4.36%	+0.02 pts	10.3%
7	U.S. Bank N.A.	29	$6.13B	3.50%	-0.57 pts	-5.6%
8	Fifth Third Bank, N.A.	12	$5.37B	3.06%	+3.06 pts	New
9	BMO Bank N.A.	23	$3.11B	1.77%	-0.12 pts	2.7%
10	East West Bank	4	$2.75B	1.57%	+0.19 pts	25.3%
11	Citizens Business Bank, N.A.	6	$2.39B	1.36%	+1.36 pts	New
12	Avidbank	1	$2.32B	1.33%	+0.07 pts	16.0%
13	CTBC Bank Corp. (USA)	2	$1.73B	0.99%	+0.23 pts	43.1%
14	Cathay Bank	5	$1.09B	0.62%	-0.01 pts	8.5%
15	Pinnacle Bank	3	$618.5M	0.35%	-0.01 pts	7.3%
16	HSBC Bank USA, N.A.	1	$536.3M	0.31%	-0.05 pts	-5.7%
17	Fremont Bank	2	$367.9M	0.21%	+0.02 pts	23.3%
18	Bank of Hope	1	$345.3M	0.20%	0.00 pts	8.3%
19	WaFd Bank	2	$337.5M	0.19%	-0.09 pts	-24.7%
20	City National Bank	3	$320.0M	0.18%	-0.03 pts	-4.4%
21	PNC Bank, N.A.	2	$315.6M	0.18%	-0.04 pts	-10.7%
22	Zions Bancorporation, N.A.	3	$295.1M	0.17%	-0.01 pts	6.2%
23	Poppy Bank	4	$268.7M	0.15%	0.00 pts	9.2%
24	Evertrust Bank	2	$242.5M	0.14%	-0.01 pts	2.0%
25	Safra National Bank of New York	1	$225.8M	0.13%	+0.02 pts	30.4%
26	West Coast Community Bank	1	$222.8M	0.13%	+0.03 pts	51.5%
27	United Business Bank	2	$213.8M	0.12%	-0.02 pts	-7.1%
28	Hanmi Bank	1	$185.4M	0.11%	0.00 pts	5.5%
29	State Bank of India (California)	1	$141.4M	0.08%	-0.01 pts	3.3%
30	EverBank, N.A.	1	$140.3M	0.08%	+0.07 pts	564.6%
31	Mechanics Bank	3	$136.8M	0.08%	+0.01 pts	19.7%
32	Golden Bank, N.A.	1	$134.5M	0.08%	0.00 pts	6.5%
33	First Commercial Bank (U.S.A)	1	$124.0M	0.07%	0.00 pts	5.4%
34	Commercial Bank of California	1	$105.2M	0.06%	+0.03 pts	108.1%
35	Open Bank	1	$87.0M	0.05%	0.00 pts	9.2%
36	GBC International Bank	1	$68.0M	0.04%	0.00 pts	-2.1%
37	First Bank	1	$60.9M	0.03%	0.00 pts	3.6%
38	Altos Bank	1	$50.1M	0.03%	+0.02 pts	188.6%
39	Columbia Bank	1	$43.6M	0.02%	-0.01 pts	-10.9%
40	Metropolitan Bank	1	$26.3M	0.01%	0.00 pts	1.6%
41	Community West Bank	1	$16.4M	<0.01%	+0.01 pts	New
42	Exchange Bank	1	$0	<0.01%	0.00 pts	New

About this list

Deposits are those held at each institution's offices in San Jose-Sunnyvale-Santa Clara, CA (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

Counties in this metro area

Santa Clara County, CA San Benito County, CA

Statewide deposits

California

Largest metro areas

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