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Santa Clara County, CA Bank Deposit Market Share

First-Citizens Bank & Trust Company holds the largest share of deposits in Santa Clara County, CA, 25.0%, followed by Wells Fargo Bank, N.A. (21.1%) and Bank of America, N.A. (14.7%). 42 institutions hold $174.10B at 286 offices as of June 30, 2026, up 9.9% from 2025.

Institutions: 42 Offices: 286 Deposits: $174.10B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: Fifth Third Bank, N.A. (3.08 points, new to this market); Citizens Business Bank, N.A. (1.33 points, new to this market); Bank of America, N.A. (0.71 points).

Lost: U.S. Bank N.A. (-0.57 points); Citibank, N.A. (-0.52 points); JPMorgan Chase Bank, N.A. (-0.42 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 First-Citizens Bank & Trust Company 3 $43.60B 25.04% +0.58 pts 12.5%
2 Wells Fargo Bank, N.A. 45 $36.79B 21.13% +0.26 pts 11.3%
3 Bank of America, N.A. 43 $25.66B 14.74% +0.71 pts 15.4%
4 JPMorgan Chase Bank, N.A. 49 $22.52B 12.93% -0.42 pts 6.5%
5 Citibank, N.A. 22 $7.81B 4.48% -0.52 pts -1.6%
6 Western Alliance Bank 1 $7.64B 4.39% +0.02 pts 10.3%
7 U.S. Bank N.A. 28 $5.85B 3.36% -0.57 pts -6.1%
8 Fifth Third Bank, N.A. 12 $5.37B 3.08% +3.08 pts New
9 BMO Bank N.A. 23 $3.11B 1.79% -0.12 pts 2.7%
10 East West Bank 4 $2.75B 1.58% +0.19 pts 25.3%
11 Avidbank 1 $2.32B 1.34% +0.07 pts 16.0%
12 Citizens Business Bank, N.A. 5 $2.32B 1.33% +1.33 pts New
13 CTBC Bank Corp. (USA) 2 $1.73B 0.99% +0.23 pts 43.1%
14 Cathay Bank 5 $1.09B 0.63% -0.01 pts 8.5%
15 Pinnacle Bank 3 $618.5M 0.36% -0.01 pts 7.3%
16 HSBC Bank USA, N.A. 1 $536.3M 0.31% -0.05 pts -5.7%
17 Fremont Bank 2 $367.9M 0.21% +0.02 pts 23.3%
18 Bank of Hope 1 $345.3M 0.20% 0.00 pts 8.3%
19 WaFd Bank 2 $337.5M 0.19% -0.09 pts -24.7%
20 City National Bank 3 $320.0M 0.18% -0.03 pts -4.4%
21 PNC Bank, N.A. 2 $315.6M 0.18% -0.04 pts -10.7%
22 Zions Bancorporation, N.A. 3 $295.1M 0.17% -0.01 pts 6.2%
23 Poppy Bank 4 $268.7M 0.15% 0.00 pts 9.2%
24 Evertrust Bank 2 $242.5M 0.14% -0.01 pts 2.0%
25 Safra National Bank of New York 1 $225.8M 0.13% +0.02 pts 30.4%
26 West Coast Community Bank 1 $222.8M 0.13% +0.04 pts 51.5%
27 United Business Bank 2 $213.8M 0.12% -0.02 pts -7.1%
28 Hanmi Bank 1 $185.4M 0.11% 0.00 pts 5.5%
29 State Bank of India (California) 1 $141.4M 0.08% -0.01 pts 3.3%
30 EverBank, N.A. 1 $140.3M 0.08% +0.07 pts 564.6%
31 Golden Bank, N.A. 1 $134.5M 0.08% 0.00 pts 6.5%
32 First Commercial Bank (U.S.A) 1 $124.0M 0.07% 0.00 pts 5.4%
33 Commercial Bank of California 1 $105.2M 0.06% +0.03 pts 108.1%
34 Open Bank 1 $87.0M 0.05% 0.00 pts 9.2%
35 GBC International Bank 1 $68.0M 0.04% 0.00 pts -2.1%
36 First Bank 1 $60.9M 0.03% 0.00 pts 3.6%
37 Mechanics Bank 2 $53.1M 0.03% +0.01 pts 60.9%
38 Altos Bank 1 $50.1M 0.03% +0.02 pts 188.6%
39 Columbia Bank 1 $43.6M 0.03% -0.01 pts -10.9%
40 Metropolitan Bank 1 $26.3M 0.02% 0.00 pts 1.6%
41 Community West Bank 1 $16.4M <0.01% +0.01 pts New
42 Exchange Bank 1 $0 <0.01% 0.00 pts New

About this list

Deposits are those held at each institution's offices in Santa Clara County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

Wider markets

California deposits by institution San Jose-Sunnyvale-Santa Clara, CA metro area California bank directory

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