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San Luis Obispo County, CA Bank Deposit Market Share

JPMorgan Chase Bank, N.A. holds the largest share of deposits in San Luis Obispo County, CA, 21.8%, followed by Mechanics Bank (17.0%) and Wells Fargo Bank, N.A. (14.5%). 14 institutions hold $8.66B at 54 offices as of June 30, 2026, up 0.5% from 2025.

Institutions: 14 Offices: 54 Deposits: $8.66B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: Columbia Bank (12.36 points); Wells Fargo Bank, N.A. (0.63 points); American Riviera Bank (0.51 points).

Lost: Bank of America, N.A. (-0.55 points); UMB Bank, N.A. (-0.23 points); Community West Bank (-0.05 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 JPMorgan Chase Bank, N.A. 6 $1.89B 21.81% +0.41 pts 2.5%
2 Mechanics Bank 12 $1.47B 16.95% +0.06 pts 0.9%
3 Wells Fargo Bank, N.A. 5 $1.26B 14.51% +0.63 pts 5.1%
4 Columbia Bank 8 $1.12B 12.91% +12.36 pts 2282.4%
5 Bank of America, N.A. 3 $997.6M 11.52% -0.55 pts -4.1%
6 U.S. Bank N.A. 4 $527.6M 6.09% +0.38 pts 7.3%
7 American Riviera Bank 3 $458.7M 5.30% +0.51 pts 11.3%
8 Banc of California 3 $315.5M 3.64% +0.42 pts 13.6%
9 UMB Bank, N.A. 2 $221.0M 2.55% -0.23 pts -7.7%
10 Bank of the Sierra 3 $196.8M 2.27% +0.16 pts 7.9%
11 Community West Bank 2 $66.9M 0.77% -0.05 pts -5.6%
12 West Coast Community Bank 1 $54.3M 0.63% +0.14 pts 29.9%
13 Mission Bank 1 $53.4M 0.62% +0.16 pts 34.8%
14 Murphy Bank 1 $35.7M 0.41% +0.08 pts 24.4%

About this list

Deposits are those held at each institution's offices in San Luis Obispo County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

Wider markets

California deposits by institution San Luis Obispo-Paso Robles, CA metro area California bank directory

Other counties in California

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