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El Dorado County, CA Bank Deposit Market Share

Wells Fargo Bank, N.A. holds the largest share of deposits in El Dorado County, CA, 27.7%, followed by El Dorado Savings Bank, F.S.B. (18.3%) and JPMorgan Chase Bank, N.A. (17.4%). 9 institutions hold $4.09B at 36 offices as of June 30, 2026, up 0.5% from 2025.

Institutions: 9 Offices: 36 Deposits: $4.09B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: JPMorgan Chase Bank, N.A. (0.39 points); U.S. Bank N.A. (0.37 points); River City Bank (0.08 points).

Lost: El Dorado Savings Bank, F.S.B. (-0.39 points); BMO Bank N.A. (-0.15 points); Columbia Bank (-0.11 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 Wells Fargo Bank, N.A. 7 $1.13B 27.72% -0.03 pts 0.4%
2 El Dorado Savings Bank, F.S.B. 10 $747.7M 18.28% -0.39 pts -1.6%
3 JPMorgan Chase Bank, N.A. 5 $713.7M 17.45% +0.39 pts 2.8%
4 Bank of America, N.A. 5 $591.9M 14.47% -0.06 pts 0.1%
5 U.S. Bank N.A. 3 $473.6M 11.58% +0.37 pts 3.8%
6 Columbia Bank 3 $226.0M 5.53% -0.11 pts -1.5%
7 BMO Bank N.A. 1 $103.8M 2.54% -0.15 pts -5.1%
8 Mechanics Bank 1 $64.6M 1.58% -0.09 pts -4.8%
9 River City Bank 1 $35.2M 0.86% +0.08 pts 10.3%

About this list

Deposits are those held at each institution's offices in El Dorado County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

Wider markets

California deposits by institution Sacramento-Roseville-Folsom, CA metro area California bank directory

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