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Oldest Banks in the US

State Street Bank and Trust Company of Boston, MA, is the oldest FDIC-insured bank still operating, with an establishment date of 1792, according to the FDIC institution directory as of October 8, 2026. 855 of the 4,194 operating institutions with a recorded date were established before 1900, and 33 before 1850.

The date is the establishment date the FDIC records for the institution as it is chartered today. A bank that traces its history to an earlier predecessor, or that reorganized, can show a later date than the founding it advertises. Dates the FDIC records only to the year are shown as the year.

Listed: 100 banks Operating institutions in directory: 4,223 Source: FDIC institution directory (as of October 8, 2026); assets from FFIEC call reports
# Bank HQ Established Age Total assets
1 State Street Bank and Trust Company Boston, MA 1792 234 years $412.62B
2 The Washington Trust Company, of Westerly Westerly, RI 1800 226 years $6.55B
3 PNC Bank, National Association Wilmington, DE 1804 222 years $609.77B
4 Citibank, National Association Sioux Falls, SD 1812 214 years $1.98T
5 BankNewport Middletown, RI 1819 207 years $3.07B
6 Institution for Savings in Newburyport and Its Vicinity Newburyport, MA 1820 206 years $5.56B
7 JPMorgan Chase Bank, National Association Columbus, OH 1824 202 years $4.09T
8 Liberty Bank Middletown, CT 1825 201 years $9.38B
9 Saco & Biddeford Savings Institution Saco, ME 1827 199 years $1.47B
10 The National Grand Bank of Marblehead Marblehead, MA 1831 195 years $444.8M
11 Dedham Institution for Savings Dedham, MA 1831 195 years $2.60B
12 Bank of New Hampshire Laconia, NH 1831 195 years $2.80B
13 The National Bank of Middlebury Middlebury, VT 1831 195 years $553.5M
14 Wilmington Savings Fund Society, FSB Wilmington, DE 1832 194 years $22.57B
15 South Shore Bank South Weymouth, MA 1833 193 years $2.52B
16 Chemung Canal Trust Company Elmira, NY 1833 193 years $2.82B
17 Cambridge Savings Bank Cambridge, MA 1834 192 years $6.98B
18 Hingham Institution for Savings Hingham, MA 1834 192 years $4.56B
19 The Bank of Canton Canton, MA 1835 191 years $782.5M
20 Middlesex Savings Bank Natick, MA 1835 191 years $6.15B
21 Bank of Maysville Maysville, KY 1835 191 years $164.0M
22 The Honesdale National Bank Honesdale, PA 1836 190 years $1.17B
23 Ballston Spa National Bank Ballston Spa, NY 1838 188 years $1.37B
24 The Delaware National Bank of Delhi Delhi, NY 1839 187 years $384.1M
25 Provident Bank Jersey City, NJ 1839 187 years $25.65B
26 Rollstone Bank & Trust Fitchburg, MA 1846 180 years $816.3M
27 Bristol County Savings Bank Taunton, MA 1846 180 years $3.26B
28 Cape Ann Savings Bank Gloucester, MA 1846 180 years $1.07B
29 The National Iron Bank Salisbury, CT 1847 179 years $318.0M
30 First Bank of Alabama Talladega, AL 1848 178 years $1.36B
31 MountainOne Bank North Adams, MA 1848 178 years $1.08B
32 KeyBank National Association Cleveland, OH 1849 177 years $188.56B
33 Ives Bank Danbury, CT 1849 177 years $1.73B
34 Country Bank for Savings Ware, MA 1850 176 years $2.24B
35 The Bank of New York Mellon New York, NY 1851 175 years $425.12B
36 Arrow Bank National Association Glens Falls, NY 1851 175 years $4.46B
37 Community National Bank Derby, VT 1851 175 years $1.17B
38 Ulster Savings Bank Kingston, NY 1851 175 years $1.39B
39 Seamen's Bank Provincetown, MA 1851 175 years $478.5M
40 Clinton Savings Bank Clinton, MA 1851 175 years $744.7M
41 First County Bank Stamford, CT 1851 175 years $2.42B
42 Essex Bank Essex, CT 1851 175 years $536.6M
43 BayCoast Bank Swansea, MA 1851 175 years $2.86B
44 Burke & Herbert Bank & Trust Company Alexandria, VA 1852 174 years $10.98B
45 TD Bank, National Association Wilmington, DE 1852 174 years $342.80B
46 Bangor Savings Bank Bangor, ME 1852 174 years $7.74B
47 Bath Savings Institution Bath, ME 1852 174 years $1.50B
48 Passumpsic Savings Bank Saint Johnsbury, VT 1853 173 years $934.5M
49 Westfield Bank Westfield, MA 1853 173 years $2.73B
50 Chelsea Groton Bank Groton, CT 1854 172 years $1.75B
51 Newburyport Five Cents Savings Bank Newburyport, MA 1854 172 years $1.57B
52 East Cambridge Savings Bank Cambridge, MA 1854 172 years $1.66B
53 The Lowell Five Cent Savings Bank Tewksbury, MA 1854 172 years $1.90B
54 Connection Bank Fort Madison, IA 1854 172 years $540.9M
55 North Brookfield Savings Bank North Brookfield, MA 1854 172 years $448.7M
56 Salem Five Cents Savings Bank Salem, MA 1855 171 years $8.82B
57 The Cape Cod Five Cents Savings Bank Hyannis, MA 1855 171 years $5.62B
58 Fall River Five Cents Savings Bank Fall River, MA 1855 171 years $1.86B
59 Newtown Savings Bank Newtown, CT 1855 171 years $1.87B
60 Manufacturers and Traders Trust Company Buffalo, NY 1856 170 years $218.79B
61 Exchange Bank & Trust Atchison, KS 1856 170 years $626.8M
62 NBT Bank, National Association Norwich, NY 1856 170 years $16.09B
63 First National Bank Minnesota Saint Peter, MN 1857 169 years $437.8M
64 First National Bank of Omaha Omaha, NE 1857 169 years $34.20B
65 The Callaway Bank Fulton, MO 1857 169 years $511.5M
66 ACNB Bank Gettysburg, PA 1857 169 years $3.30B
67 Baraboo State Bank Baraboo, WI 1857 169 years $569.6M
68 First Hawaiian Bank Honolulu, HI 1858 168 years $23.65B
69 State Central Bank Bonaparte, IA 1858 168 years $63.2M
70 State Bank Financial La Crosse, WI 1858 168 years $512.1M
71 Bank Five Nine Oconomowoc, WI 1859 167 years $2.53B
72 The First National Bank of Litchfield Litchfield, IL 1860 166 years $150.4M
73 Main Street Bank Marlborough, MA 1860 166 years $1.67B
74 Rhinebeck Bank Rhinebeck, NY 1860 166 years $1.47B
75 Franklin Bank Pilesgrove, NJ 1861 165 years $334.1M
76 Artisans' Bank Wilmington, DE 1861 165 years $718.2M
77 Farmers and Merchants Union Bank Columbus, WI 1861 165 years $872.1M
78 The First National Bank of Orwell Orwell, VT 1863 163 years $91.5M
79 First Financial Bank Cincinnati, OH 1863 163 years $22.35B
80 The Citizens Bank Company Beverly, OH 1863 163 years $334.6M
81 The Campbell & Fetter Bank Kendallville, IN 1863 163 years $355.0M
82 Apple Bank New York, NY 1863 163 years $19.89B
83 The First National Bank of McConnelsville Mcconnelsville, OH 1863 163 years $200.2M
84 U.S. Bank National Association Cincinnati, OH 1863 163 years $705.55B
85 First Financial Bank, National Association Terre Haute, IN 1863 163 years $6.17B
86 The First National Bank of Germantown Germantown, OH 1863 163 years $96.2M
87 First Citizens State Bank Whitewater, WI 1863 163 years $525.2M
88 PremierBank Fort Atkinson, WI 1863 163 years $583.9M
89 Hamlin Bank and Trust Company Smethport, PA 1863 163 years $503.4M
90 First Bank Waverly, IA 1864 162 years $739.9M
91 First Horizon Bank Memphis, TN 1864 162 years $84.12B
92 Cayuga Lake National Bank Union Springs, NY 1864 162 years $273.7M
93 Citizens & Northern Bank Wellsboro, PA 1864 162 years $3.14B
94 First National Bank of Pennsylvania Greenville, PA 1864 162 years $50.80B
95 North Easton Savings Bank South Easton, MA 1864 162 years $1.84B
96 First National Bank and Trust Company of Newtown Newtown, PA 1864 162 years $1.17B
97 The First National Bank of Lacon Lacon, IL 1864 162 years $103.7M
98 First National Bank Damariscotta, ME 1864 162 years $3.18B
99 Grundy Bank Morris, IL 1864 162 years $504.7M
100 First Keystone Community Bank Berwick, PA 1864 162 years $1.57B

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