Grundy Bank
Capital moved notably last quarter — CET1 ratio of 22.07% was up 161bps from the prior quarter. Founded in 1864, Grundy Bank is among the oldest continuously operating FDIC-insured banks, headquartered in Morris, IL. On its most recent Q1 2026 call report, Grundy reported $375M in total assets against $320M in deposits. Returns are notably above industry norms: 3.38% ROA, 23.65% ROE, and 4.98% NIM. Regulatory capital is solid — 22.07% CET1 and 23.32% total risk-based capital ratio. Asset quality is pristine — 0.05% NPLs and a 0.24% Texas Ratio. It operates 4 branches, primarily in Illinois.
Headquarters Profile
- Address
- 201 Liberty St, MORRIS, IL 60450
- County
- Grundy
- Metro Area
- CHICAGO-NAPERVILLE-ELGIN, IL-IN
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- FED
- Fed District
- 9
- Established
- September 16, 1864
- Branches
- 4 domestic
- Employees (FTE)
- 65
- FDIC Cert
- 3713
- Fed RSSD
- 715144
- Website
- www.grundy.bank →
- Parent Holding Company
- ILLINOIS VALLEY BANCORP, INC. (RSSD 1208504)
Capital & Liquidity
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Grundy Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
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Frequently asked about Grundy Bank
What are Grundy Bank's total assets?
As of the Q1 2026 filing, Grundy Bank reported total assets of $374.7 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Grundy Bank headquartered?
Grundy Bank is headquartered in MORRIS, IL, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Grundy Bank founded?
Grundy Bank was established in 1864, per the FDIC institution directory.
Is Grundy Bank FDIC-insured?
Yes. Grundy Bank is an FDIC-insured commercial bank (FDIC Certificate #3713). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Grundy Bank?
Grundy Bank's primary federal regulator is the FED. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Grundy Bank's CET1 capital ratio?
Grundy Bank reported a Common Equity Tier 1 (CET1) capital ratio of 22.07% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Grundy Bank operate?
Grundy Bank operates 4 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Grundy Bank's Texas Ratio?
Grundy Bank's Texas Ratio is 0.24% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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