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De Novo Banks: New US Banks of the Last 5 Years
40 new FDIC-insured banks opened between October 8, 2021 and October 8, 2026 and are still operating. The newest is Private Bank & Trust (Gainesville, GA), opened September 28, 2026. 3 more banks opened in the same window have since closed or merged and are not listed.
A de novo bank here is a new FDIC-insured institution whose establishment date falls in the last 5 years, counted back from the directory date of October 8, 2026. Assets are blank until a new bank files its first call report.
New banks by year opened
| Year | Banks opened |
|---|---|
| 2026 (through October 8) | 9 |
| 2025 | 4 |
| 2024 | 6 |
| 2023 | 6 |
| 2022 | 15 |
| # | Bank | Opened |
|---|---|---|
| 1 | Private Bank & Trust | Sep 28, 2026 |
| 2 | Nola Bank | Sep 14, 2026 |
| 3 | Portrait Bank | Jun 22, 2026 |
| 4 | Cornerstone Community Bank | Jun 8, 2026 |
| 5 | Echelon Bank | May 27, 2026 |
| 6 | Houston Bank & Trust | May 22, 2026 |
| 7 | Generations Community Bank | Mar 9, 2026 |
| 8 | Erebor Bank, N.A. | Feb 6, 2026 |
| 9 | Liberty Bank of New Jersey | Jan 21, 2026 |
| 10 | Solutions Plus Bank | Dec 4, 2025 |
| 11 | Thrivent Bank | Jun 1, 2025 |
| 12 | Five Rivers Bank | May 12, 2025 |
| 13 | BankMiami | Mar 17, 2025 |
| 14 | Gala Bank | Dec 30, 2024 |
| 15 | Fortuna Bank | Dec 9, 2024 |
| 16 | Altos Bank | Nov 25, 2024 |
| 17 | Integrity Bank SSB | Oct 11, 2024 |
| 18 | Four States Bank | Aug 26, 2024 |
| 19 | Nova Bank | Jan 26, 2024 |
| 20 | Zenith Bank & Trust | Oct 2, 2023 |
| 21 | Nave Bank | Sep 18, 2023 |
| 22 | Icon Business Bank | Aug 22, 2023 |
| 23 | Community Unity Bank | Jun 26, 2023 |
| 24 | Beach Cities Commercial Bank | Jun 12, 2023 |
| 25 | Adelphi Bank | Jan 18, 2023 |
| 26 | Evermore Bank | Dec 15, 2022 |
| 27 | Bank Irvine | Oct 18, 2022 |
| 28 | Walden Mutual Bank | Oct 5, 2022 |
| 29 | GS&L Municipal Bank | Sep 16, 2022 |
| 30 | Texas Traditions Bank | Sep 6, 2022 |
| 31 | THE Business Bank | Aug 2, 2022 |
| 32 | Integro Bank | Jun 21, 2022 |
| 33 | Legacy Bank | Jun 10, 2022 |
| 34 | Gainey Business Bank | Jun 8, 2022 |
| 35 | Gulf Coast Business Bank | Jun 6, 2022 |
| 36 | Moultrie Bank & Trust | May 9, 2022 |
| 37 | Agility Bank, National Association | Apr 18, 2022 |
| 38 | EntreBank | Mar 21, 2022 |
| 39 | Locality Bank | Jan 12, 2022 |
| 40 | Scottsdale Community Bank | Jan 10, 2022 |
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