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BanksFive Rivers Bank

Five Rivers Bank

PARAMUS, NJMicroEst. May 12, 2025FDIC #59345RSSD #5882500FDIC
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Five Rivers Bank is an FDIC-insured commercial bank. Total assets stand at $38M. The bank reported a loss in the most recent quarter, with ROA at -10.16% and ROE at -12.52%. Under the simplified Community Bank Leverage Ratio framework, leverage of 79.89% exceeds the 9% CBLR threshold. Credit metrics are pristine, with nonperforming loans at just 0.00%. The bank operates from a single office.

Headquarters Profile

Address
81 E State Rt 4, PARAMUS, NJ 07652
County
Bergen
Metro Area
NEW YORK-NEWARK-JERSEY CITY, NY-NJ
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
Fed District
2
Established
May 12, 2025
Branches
1 domestic
Employees (FTE)
15
FDIC Cert
59345
Fed RSSD
5882500
Assets
$38M
Deposits
$9M
Loans
$3M
Equity
$28M

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Five Rivers Bank rankings

How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.

Quarterly trend — last 4 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2026-03-31-10.16%0.00%0.00%3.27%
2025-12-31-8.74%0.00%0.00%3.78%
2025-09-30-8.16%0.00%4.35%
2025-06-30-12.71%0.00%9.64%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

BranchLocationZIPDeposits
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Frequently asked about Five Rivers Bank

What are Five Rivers Bank's total assets?

As of the Q1 2026 filing, Five Rivers Bank reported total assets of $37.9 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Five Rivers Bank headquartered?

Five Rivers Bank is headquartered in PARAMUS, NJ, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Five Rivers Bank founded?

Five Rivers Bank was established in 2025, per the FDIC institution directory.

Is Five Rivers Bank FDIC-insured?

Yes. Five Rivers Bank is an FDIC-insured commercial bank (FDIC Certificate #59345). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Five Rivers Bank?

Five Rivers Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

How many branches does Five Rivers Bank operate?

Five Rivers Bank operates 1 domestic branch, per the most recent FDIC Summary of Deposits filing.

What is Five Rivers Bank's Texas Ratio?

Five Rivers Bank's Texas Ratio is 0.00% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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