Citizens Bank of Chatsworth
Asset quality shifted last quarter — NPLs fell to 0.94% from 1.63% in the prior period. Citizens Bank of Chatsworth is an FDIC-insured commercial bank. Total assets stand at $38M. The bank reported a loss in the most recent quarter, with ROA at -0.66% and ROE at -7.34%. Capital is comfortably above regulatory minimums — CET1 ratio of 24.56% sits well above the 7% well-capitalized threshold. Credit metrics are in line with industry norms — 0.94% NPL ratio. 2 branches make up the footprint.
Headquarters Profile
- Address
- 502 E Locust St, CHATSWORTH, IL 60921
- County
- Livingston
- Metro Area
- PONTIAC, IL
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 9
- Established
- December 7, 1903
- Branches
- 2 domestic
- Employees (FTE)
- 10
- FDIC Cert
- 10843
- Fed RSSD
- 441135
- Website
- www.bankatcbc.com →
- Parent Holding Company
- CBC FINANCIAL, INC. (RSSD 5164626)
Capital & Liquidity
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Citizens Bank of Chatsworth rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
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Frequently asked about Citizens Bank of Chatsworth
What are Citizens Bank of Chatsworth's total assets?
As of the Q1 2026 filing, Citizens Bank of Chatsworth reported total assets of $38.4 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Citizens Bank of Chatsworth headquartered?
Citizens Bank of Chatsworth is headquartered in CHATSWORTH, IL, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Citizens Bank of Chatsworth founded?
Citizens Bank of Chatsworth was established in 1903, per the FDIC institution directory.
Is Citizens Bank of Chatsworth FDIC-insured?
Yes. Citizens Bank of Chatsworth is an FDIC-insured commercial bank (FDIC Certificate #10843). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Citizens Bank of Chatsworth?
Citizens Bank of Chatsworth's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Citizens Bank of Chatsworth's CET1 capital ratio?
Citizens Bank of Chatsworth reported a Common Equity Tier 1 (CET1) capital ratio of 24.56% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Citizens Bank of Chatsworth operate?
Citizens Bank of Chatsworth operates 2 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Citizens Bank of Chatsworth's Texas Ratio?
Citizens Bank of Chatsworth's Texas Ratio is 4.21% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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