Dewey Bank
BankRegReports is independent of Dewey Bank and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
Dewey Bank is an FDIC-insured commercial bank headquartered in Dewey, IL, established in 1902 (FDIC certificate 10803), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $30.3M, up 2.0% from Q2 2025, the 307th largest of 319 banks headquartered in Illinois. Its CET1 capital ratio was 13.69% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 10803
- Headquarters
- Dewey, IL
- Established
- 1902
- Total assets, Q2 2026
- $30.3M
- Assets vs Q2 2025
- +2.0%
- CET1 ratio, Q2 2026
- 13.69%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 071112561
- Holding company
- ARTHUR R. MURRAY, INC.
- Asset rank in state
- 307th of 319 in Illinois
Dewey Bank leans heavily on commercial real estate. Its balance sheet stood at $30 million at June 30, 2026, up 2.0% from a year earlier; it is based in Dewey, Illinois. It holds commercial real estate loans worth 1.5 times its capital, 5.6 times the median of 26% for the 583 banks with less than $100 million in assets. On the other hand, it keeps 5.14 cents of net interest income on every dollar of earning assets, higher than about three-quarters of banks its size (median 3.87 cents).
Net income for the quarter rose 23% from a year earlier, to $124,000. Over the same year, loans grew 2.4% and deposits shrank 3.1%. Where it has less room is capital: it holds common equity equal to 13.69% of its risk-weighted assets, lower than about three-quarters of banks its size (median 22.08%).
As of June 30, 2026, Dewey Bank reported a CET1 capital ratio of 13.69%, a return on assets of 1.61%, a nonperforming-loan ratio of 0.06% and a Texas ratio of 0.44%. The figures come from its call report filed with the FFIEC.
Dewey Bank ranks as the 307th largest of the 319 banks based in Illinois, by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets rose 0.1% to $30.3M, loans fell 1.1% and deposits fell 4.1%. The largest part of its loan book on June 30, 2026 was commercial and industrial loans, at 20.6% of total loans, ahead of agricultural production loans at 19.6%. Its one office in the FDIC Summary of Deposits is in Dewey, IL. By the capital ratios in its Q2 2026 call report, Dewey Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 2994 County Road 900 E, Dewey, IL 61840
- County
- Champaign
- Metro Area
- Champaign-Urbana, IL
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- No
- Federal Reserve district
- District 7, Chicago
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- January 1, 1902
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 8
- Domestic deposits
- $25.3M
- Allowance for credit losses
- $103K
- Net charge-offs (YTD)
- $0
- Average total assets
- $30.8M
- Average total loans
- $22.1M
- Average interest-bearing deposits
- $19.4M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 10803
- Fed RSSD
- 846132
- Website
- www.deweybank.com →
- Parent Holding Company
- ARTHUR R. MURRAY, INC. (RSSD 1201390)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, Dewey Bank's total assets ranged from $27.1M (Q1 2024) to $31.6M (Q3 2025), and it earned a profit in 11 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$30.3M total assets against $29.7M; $26.3M total liabilities against $26.1M.
$21.8M net loans and leases against $21.3M; $25.3M total deposits against $26.1M.
$4.6M securities against $5.0M; $1.8M cash and balances due against $1.3M.
$439K total interest income against $423K; $79K total interest expense against $91K.
$360K net interest income against $332K.
$22K total noninterest income against $24K; $258K total noninterest expense against $255K.
$0 provision for credit losses against $0.
$124K net income against $101K.
1.61% return on assets against 1.31%; 5.14% net interest margin against 4.73%.
13.69% CET1 capital ratio against 12.07%; 10.58% tier 1 leverage ratio against 9.39%.
Inside the full Dewey Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeQuarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 0.79% (Q4 2024) to 1.61% (Q2 2026) and its net interest margin ran from 4.36% (Q3 2024) to 5.14% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 13.69% | 1.61% | 0.06% | 0.44% | 5.14% |
| Q1 2026 | 13.05% | 1.56% | 0.00% | 0.00% | 4.99% |
| Q4 2025 | 12.63% | 0.89% | 0.00% | 0.00% | 4.97% |
| Q3 2025 | 12.38% | 1.60% | 0.00% | 0.00% | 4.95% |
| Q2 2025 | 12.07% | 1.31% | 0.00% | 0.00% | 4.73% |
| Q1 2025 | 11.86% | 1.13% | 0.00% | 0.00% | 4.65% |
| Q4 2024 | 11.54% | 0.79% | 0.00% | 0.00% | 4.80% |
| Q3 2024 | 11.47% | 1.13% | 0.00% | 0.00% | 4.36% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Dewey Bank (main office) | Dewey , IL | 61840 | $25.3M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in IL, rank 363 of 379 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $150K approved, $150K average. 100.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2018 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
Add this badge to your website
Free to use. It shows Dewey Bank’s latest filed figures and updates each quarter.
Similar banks
Frequently asked about Dewey Bank
What are Dewey Bank's total assets?
As of the Q2 2026 filing, Dewey Bank reported total assets of $30.3 million in its FFIEC call report.
Where is Dewey Bank headquartered?
It is headquartered in Dewey, IL, United States.
When was Dewey Bank founded?
It was established in 1902, per the FDIC institution directory.
Is Dewey Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #10803). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Dewey Bank?
Dewey Bank's primary federal regulator is the FDIC.
What is Dewey Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 13.69% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Dewey Bank operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Dewey Bank's Texas Ratio?
Its Texas Ratio is 0.44% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
Go deeper on Dewey Bank.
Get an email when Dewey Bank files its next call report, and benchmark it against any peer you choose.
Unlock Dewey Bank, freeFree account