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Dewey Bank

DEWEY, ILMicroEst. Jan 1, 1902FDIC #10803RSSD #846132FDIC
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Dewey Bank is an FDIC-insured commercial bank. On its most recent Q1 2026 call report, Dewey reported $30M in total assets against $26M in deposits. Returns are notably above industry norms: 1.56% ROA, 12.79% ROE, and 4.99% NIM. Regulatory capital is solid — 13.05% CET1 and 13.49% total risk-based capital ratio. Credit metrics are pristine, with nonperforming loans at just 0.00%. The bank operates from a single office.

Headquarters Profile

Address
2994 County Road 900 E, DEWEY, IL 61840
County
Champaign
Metro Area
CHAMPAIGN-URBANA, IL
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
Fed District
9
Established
January 1, 1902
Branches
1 domestic
Employees (FTE)
8
FDIC Cert
10803
Fed RSSD
846132
Assets
$30M
Deposits
$26M
Loans
$22M
Equity
$4M

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Dewey Bank rankings

How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.

Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2026-03-3113.05%1.56%0.00%0.00%4.99%
2025-12-3112.63%0.89%0.00%0.00%4.97%
2025-09-3012.38%1.60%0.00%0.00%4.95%
2025-06-3012.07%1.31%0.00%0.00%4.73%
2025-03-3111.86%1.13%0.00%0.00%4.65%
2024-12-3111.54%0.79%0.00%0.00%4.80%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

BranchLocationZIPDeposits
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Frequently asked about Dewey Bank

What are Dewey Bank's total assets?

As of the Q1 2026 filing, Dewey Bank reported total assets of $30.3 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Dewey Bank headquartered?

Dewey Bank is headquartered in DEWEY, IL, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Dewey Bank founded?

Dewey Bank was established in 1902, per the FDIC institution directory.

Is Dewey Bank FDIC-insured?

Yes. Dewey Bank is an FDIC-insured commercial bank (FDIC Certificate #10803). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Dewey Bank?

Dewey Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is Dewey Bank's CET1 capital ratio?

Dewey Bank reported a Common Equity Tier 1 (CET1) capital ratio of 13.05% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.

How many branches does Dewey Bank operate?

Dewey Bank operates 1 domestic branch, per the most recent FDIC Summary of Deposits filing.

What is Dewey Bank's Texas Ratio?

Dewey Bank's Texas Ratio is 0.00% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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