Bank Comparison
Dewey Bank vs Citizens Bank of Edinburg
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
11 · 4
winning metrics across 15 comparable rows
Capital adequacy
| Metric | Dewey Bank | Citizens Bank of Edinburg |
|---|---|---|
| CET1 Ratio | 13.05% | — |
| Tier 1 Capital Ratio | 13.05% | — |
| Total Capital Ratio | 13.49% | — |
| Tier 1 Leverage Ratio | 9.94% | 11.15% |
| Equity / Assets | 12.75% | 10.74% |
Profitability
| Metric | Dewey Bank | Citizens Bank of Edinburg |
|---|---|---|
| Return on Assets (ROA) | 1.56% | 0.95% |
| Return on Equity (ROE) | 12.79% | 9.04% |
| Net Interest Margin (NIM) | 4.99% | 3.36% |
| Yield on Earning Assets | 6.16% | 4.19% |
| Cost of Funds | 1.28% | 0.88% |
Asset quality
| Metric | Dewey Bank | Citizens Bank of Edinburg |
|---|---|---|
| Texas Ratio | 0.00% | 0.00% |
| Non-Performing Loan Ratio | 0.00% | 0.00% |
| Non-Performing Asset Ratio | 0.00% | 0.00% |
| Net Charge-Off Ratio | 0.00% | 0.00% |
| ACL / Loans | 0.47% | 1.74% |
Balance sheet
| Metric | Dewey Bank | Citizens Bank of Edinburg |
|---|---|---|
| Total Assets | $30,279K | $30,240K |
| Total Deposits | $26,341K | $26,718K |
| Total Loans | $22,122K | $8,658K |
| Total Equity | $3,860K | $3,249K |
| Net Income (quarter) | $123 | $73 |
Liquidity & funding
| Metric | Dewey Bank | Citizens Bank of Edinburg |
|---|---|---|
| Loan-to-Deposit Ratio | 83.98% | 32.41% |
| Core Deposit Ratio | 92.14% | 88.32% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Dewey Bank | Citizens Bank of Edinburg |
|---|---|---|
| Headquarters City | DEWEY | EDINBURG |
| Headquarters State | IL | IL |
| Asset Tier | Micro | Micro |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 1 | 1 |
| Employees (FTE) | 8 | 5 |
| Established | Jan. 1, 1902, midnight | July 16, 1971, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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