Its Bank
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Data as of · sourced from FFIEC call reports. How we update
Its Bank is an FDIC-insured commercial bank headquartered in Johnston, IA, established in 2000 (FDIC certificate 34619), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $45.2M, up 50.2% from Q2 2025, the 216th largest of 225 banks headquartered in Iowa.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 34619
- Headquarters
- Johnston, IA
- Established
- 2000
- Total assets, Q2 2026
- $45.2M
- Assets vs Q2 2025
- +50.2%
- Capital ratio
- Not reported
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 073922788
- Holding company
- SHAZAM, INC./IOWA TRANSFER SYSTEM, INC. (ITS)
- Asset rank in state
- 216th of 225 in Iowa
Its Bank pays more for its money than most banks of its size. It reported $45 million in assets at June 30, 2026, up 50.2% from a year earlier. It pays an average of 4.80% on its deposits and borrowings, about triple the median of 1.53% for the 583 banks with less than $100 million in assets. On the other hand, it funds 97.51% of its assets with Tier 1 capital, 7.5 times the median of 13.06% for banks its size.
Its reported earnings move with the stock market: it holds equity securities whose value runs through net income, and they gained $14 million on paper in the quarter, out of $14 million of pre-tax income. Return on assets swings accordingly, so it is not compared with peers here.
As of June 30, 2026, Its Bank reported a return on assets of 105.59% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
Of the 225 banks headquartered in Iowa, Its Bank is the 216th largest by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 47.5% to $45.2M, deposits were flat. Its one office in the FDIC Summary of Deposits is in Johnston, IA. By the capital ratios in its Q2 2026 call report, Its Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 6700 Pioneer Pkwy, Johnston, IA 50131
- County
- Polk
- Metro Area
- Des Moines-West Des Moines, IA
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 7, Chicago
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- January 1, 2000
- Domestic offices
- 1 FDIC institution directory, current count
- Domestic deposits
- $500K
- Allowance for credit losses
- $0
- Net charge-offs (YTD)
- $0
- Average total assets
- $40.2M
- Average total loans
- $0
- Average interest-bearing deposits
- $500K
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- January 1, 2000
- FDIC Cert
- 34619
- Fed RSSD
- 2774707
- Parent Holding Company
- SHAZAM, INC./IOWA TRANSFER SYSTEM, INC. (ITS) (RSSD 2524069)
Profitability
Q2 annualizedAsset Quality
Capital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Its Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, Its Bank's total assets ranged from $9.8M (Q3 2023) to $45.2M (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$45.2M total assets against $30.1M; $4.1M total liabilities against $1.1M.
$0 net loans and leases against $0; $500K total deposits against $500K.
$37.7M securities against $27.3M; $6.7M cash and balances due against $2.4M.
$375K total interest income against $365K; $6K total interest expense against $6K.
$369K net interest income against $359K.
$78K total noninterest income against $101K; $47K total noninterest expense against $46K.
No provision recorded in the last 12 quarters.
$10.6M net income against $308K.
105.59% return on assets against 4.14%; 4.16% net interest margin against 5.10%.
97.51% tier 1 leverage ratio against 97.24%.
Inside the full Its Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeQuarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 3.84% (Q4 2024) to 105.59% (Q2 2026) and its net interest margin ran from 4.16% (Q2 2026) to 5.23% (Q4 2025).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 97.51% | 105.59% | — | 0.00% | 4.16% |
| Q1 2026 | 93.17% | 4.04% | — | 0.00% | 5.16% |
| Q4 2025 | 93.57% | 4.05% | — | 0.00% | 5.23% |
| Q3 2025 | 93.99% | 6.07% | — | 0.00% | 5.16% |
| Q2 2025 | 97.24% | 4.14% | — | 0.00% | 5.10% |
| Q1 2025 | 97.71% | 4.04% | — | 0.00% | 5.10% |
| Q4 2024 | 90.63% | 3.84% | — | 0.00% | 5.06% |
| Q3 2024 | 82.34% | 4.60% | — | 0.00% | 5.22% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Its Bank (main office) | Johnston , IA | 50131 | $500K |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in IA, rank 261 of 261 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Its Bank
What are Its Bank's total assets?
As of the Q2 2026 filing, Its Bank reported total assets of $45.2 million in its FFIEC call report.
Where is Its Bank headquartered?
It is headquartered in Johnston, IA, United States.
When was Its Bank founded?
It was established in 2000, per the FDIC institution directory.
Is Its Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #34619). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Its Bank?
Its Bank's primary federal regulator is the FDIC.
How many branches does Its Bank operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Its Bank's Texas Ratio?
Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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